Around the Horn

One of the most important lessons I learned about my finances, I learned at 19 years old.  That is - pay yourself first if you want to retire.  

Everyone can listen to this especially if you have kids in this age range of millenials to Gen Z, but the focus are on these two age groups.  I feel this is very important, if you want to retire some day.  

By no means do we give any tax advice, but this simple, general reminder with tax season upon us is something we feel is very crucial in case there are any discrepancies or mistakes during your filing.  We work with a lot of area tax advisors when they recommend ways that we can help to put money away in helping lower the taxable income for the year, and with that - time is essential to get it done and reported on time. 

Valentine's Day is just around the corner - a time that's no better to talk about marriage.  With marriage comes some choices, like how to divide up the finances.  Do you merge them or keep them separate?  Let's dive in to that with this edition of Around the Horn!

We talked about annuity fees and generally speaking, what types there are to be asking about.  This week, we add one more to that list that is also very important to be inquire about if you are approached to purchase such a product.

Looking at purchasing an annuity?  Maybe it's something a rep has brought to you as an option. 

Annuities can be a key part of your retirement plan, if utilized properly.  Along with using it right, you should also have a general idea of the fees associated with them, too.  This week we focus on just some of the general fees you should be looking out for within an annuity contract.

Oh the ever so popular tax season is upon us!  Your favorite time of year, right? 

In this shortened episode of Around the Horn we briefly talk about some reminders for you personally and professionally this tax season. 

(Keep in mind, we at Big Horn do not offer tax advice - contact your tax advisor or a tax advisor you trust to give you proper advice when it comes to questions about your taxes)

With mortgage rates as low as they've been in a long time, now has been the time to buy or re-finance with your home.  When it comes to buying a home though, how much can you really afford?  Is there a way to find out?  

We'll try to give you some general tips in this edition of Around the Horn.

Happy New Year!  Welcome to the first edition of the Around the Horn podcast in 2021.  

We're finally here and we hope that you can find some more value in our weekly podcasts like you did last year when we started this up.  

Wishing you much success in 2021! 

The Team at Big Horn

Our end of the year planning segments continue today as we officially get to say Goodbye to 2020!  FINALLY!!  

This two part series ends with a look at budgeting, talking savings and also being smart with your debt - along with reviewing your portfolio for the end of the year.  

We thank you for listening to our podcast episodes and wish you and yours a Happy New Year!  May 2021 bring you better opportunities and much success in the new year.  

Know we are here for you always.  We look forward to serving you in 2021 and well beyond that.  

Dan, Josh & Kurt

There are many things to consider for the new year that's approaching.  Needless to say, 2020 was absolutely terrible for many.  For some, not so bad, but we see this year being a learning experience for all of us to notice that anything can happen at any given point in our lives.  For that reason, we must have a plan. 

This week and next week, we give you a two part series of some end of the year planning tips to make sure you take advantage of the benefits and tax breaks you're allowed during the year.   (Keep in mind, we do not give tax advice, and always recommend you visit with your tax advisor to find out the best route in terms of breaks and other deductions you're trying to make happen during tax time).

We hope you enjoy this podcast, and wish you and yours a Merry Christmas!