In this episode, we'll discuss about a question posted by an audience regarding to decision whether to combine both budget of husband and wife to get one big home, or to get a smaller house and one investment property?   As this might differ from individuals and lack of context, I elaborated on both scenarios based on several factors. If both are still young and they are striving hard for their career, I would suggest to go for 1 investment property where they can leverage on their government loans with amazing interest rates. This will be part of their diversification strategy for their future, also providing the flexibility just in case when they need capital, they can cash out the 2nd property.   If that big house is part of the "need', then I suggest to just go with it. If you have extended family members living with you, or multiple generational family size would definitely require that size. What I'm concern would be to have a big house but you're not using it, but you got it just to look good in front of your friends and family.   For any other question, kindly drop them to me at [email protected] and I will try to answer as many as possible=)