IHERNG PODCAST

Shout-out to the team at Nesh for sponsoring this video. For extra discounts for their products, do use the promo code: IHERNG200 for RM 200 off!!NESH Website: https://bit.ly/3PIq4CiLink to join my team in property investment club: https://bit.ly/3VmJixMFor property makeover services, use promo code: SEANTANMAKEOVER22 for discount: https://wa.link/0ea7rbIn this episode, we are discussing whether should this audience buy a property which I think is way beyond his affordability. Even though his parents are willing to give him RM 700k, the property is still too expensive.

Link to join the property investment club: https://bit.ly/3VmJixMFor property makeover services, use promo code: SEANTANMAKEOVER22 for discount: https://wa.link/0ea7rbIt has been a very heavy month of announcements. NAPIC 1H 2026 was released, the new budget 2027 was announced, then as we all prepared towards next year elections, there are so many things I noticed happening within the property market. This took place when a first time home buyer was complaining to me about how terrible it is for him to start investing in properties because it's so noisy and confusing. So by dissecting the numbers, matching those with signals from the market, these are my findings.

Link to join the property investment club: https://bit.ly/3VmJixMFor property makeover services, use promo code: SEANTANMAKEOVER22 for discount: https://wa.link/0ea7rbIn this episode, we deep dived into a lot of concerns for eg when the density gets too high or when building gets too old. These are great questions and ultimately, it's just a comparison between equities versus property investment.

Shout-out to the team at Nesh for sponsoring this video. For extra discounts for their products, do use the promo code: IHERNG200 for RM 200 off!!Website: https://bit.ly/3PIq4CiLink to join my team in property investment club: https://bit.ly/3VmJixMFor property makeover services, use promo code: SEANTANMAKEOVER22 for discount: https://wa.link/0ea7rbWith a new baby on the way, this audience is asking about what to do with the initial strategy of living within a project they bought earlier. Plus the environment for the new building during the first year might not be ideal for the new born and the mother as well. However, the debate is the boundary between the grandparents on the education and family culture formation.

Link to join the property investment club: https://bit.ly/3VmJixMFor property makeover services, use promo code: SEANTANMAKEOVER22 for discount: https://wa.link/0ea7rbIn this episode, we will highlight a lot of queries from a young chap after he cancelled his booking. But the weird thing is only after he booked, he got so many unresolved questions hahahaha.

Link to join my team in property investment club: https://bit.ly/3VmJixMFor property makeover services, use promo code: SEANTANMAKEOVER22 for discount: https://wa.link/0ea7rbIn this episode, we will speak from a property portfolio owner perspective on whether to continue expanding the investment or to pull back or slow down. To me, there's no right or wrong. Purely just personal risk tolerance and preferences, and the investment portfolio should reflect that. If diversification is the intention, the couple should consider other asset classes that offer better liquidity. If they wish to proceed with building further, I suggested to consider other buying channels where it will be less capital intensive. And this may sound a bit too deep for people who are new to the investment journey, but it's only about time when we will start asking ourselves such questions:)

Shout-out to the team at Nesh for sponsoring this video. Well I'm an existing user and I'm now thinking about getting their new water dispenser with ice making machine!!Do use the promo code: IHERNG200 for RM 200 off!!Website: https://bit.ly/3PIq4CiLink to join my team in property investment club: https://bit.ly/3VmJixMFor property makeover services, use promo code: SEANTANMAKEOVER22 for discount: https://wa.link/0ea7rbI'm absolutely envious of this audience haha!! How nice if my parents would offer to pay for 50% of the property I'm about to buy. But does that change the way we make decisions?

Shout-out to the team at Nesh for sponsoring this video. Well I'm an existing user anyway, so personally I would strongly recommend them especially the outdoor filter. Do use the promo code: IHERNG200 for RM 200 off!!Website: https://bit.ly/3PIq4CiLink to join my team in property investment club: https://bit.ly/3VmJixMFor property makeover services, use promo code: SEANTANMAKEOVER22 for discount: https://wa.link/0ea7rbCongratulations to this audience for getting his SG PR. That allows him to fully maximize his earnings in SGD but that disrupted his plan for his investment in Bukit Jalil. Therefore within the episode, we discussed about what to do with the property based on the potential tenant profile and rental returns. However, these should be figured out before buying not after.

Link to join my team in property investment club: https://bit.ly/3VmJixMFor property makeover services, use promo code: SEANTANMAKEOVER22 for discount: https://wa.link/0ea7rbThis is definitely one of the most asked question for the past few weeks. It took me a while to confirm some terminology with my professional friends. And guess what, I'm a victim of the situation too. So there we are left with 2 options, either to cancel the SPA with a penalty. Or to stay on with deal and hope for the best case scenario, where the developer will complete the job and we will receive LAD. However with the recent selling of the assets by the developer, hopefully this project will resume work and handover soon.

Shout-out to the team at Nesh for sponsoring this video. Well I'm an existing user anyway, so personally I would strongly recommend them. Do use the promo code: IHERNG200 for RM 200 off!!Website: https://bit.ly/3PIq4CiThis episode is so crazy!! This audience shared about him owning 10 properties in Penang and Singapore and all of them are fully paid before the age of 60. Such as inspiration for all of us. Anyway, we discussed about whether to start selling the properties, how to sell the properties, when to sell them and etc.