In this episode, we will address a question regarding AKPK and whether to get a new property or subsales?  

AKPK is a financial agency governed by Bank Negara to provide guidance and assistance to people who are facing debt issues, mostly personal loans and credit card debts. This audience got enrolled due to the financial needs for a medical emergency and now he's almost back on track.  My advice will be to settle the AKPK outstanding balance first as that will restrict the application for housing loan later.  

Then his needs and savings will determine whether will he get a new property or subsale as his new home=)