IHERNG PODCAST

ASKING SEAN #050 | CAN I GET LOAN WITHOUT EPF?


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In the episode, we will address a question from a nurse who works off shore. Her question is whether can she get loan without having EPF statements and how to start hunting for house?  

In accordance to the basic 4 steps, she is stuck at step 2, which is to check how much she can get for her financing. I suggested to directly reach out the bankers as they will directly advice her on the required documents.  

Then to find out for landed house, my suggestion would be to search on property portals such as prop social, iproperty, property guru and etc. Key in her expected price, which is between RM 500k - RM 600k in her scenario. Alternatively would be to just go through all the property reviews to understand her needs before heading on site after MCO.

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IHERNG PODCASTBy Sean Tan