In this episode, we will address a question whether to invest in SG or KL?  Well, based on the homework I've done for both country. They both have different policies and approaches to their real estate market.  Singapore government did a fabulous job of ensuring every citizen will have a place to stay as their government housing takes up a big percentage of their total real estate. On the other side, this makes it difficult to leverage real estate as a tool to make money as it's highly controlled.  In KL, the market is free for all as the performance is determined by the balance between supply and demand.  However, an important factor to consider is about the currency exchange. Although it's easy and fun to convert SGD to MYR and buy properties here in Malaysia. But to convert the profits back to SGD would be the same.