Ms Catherine contact number : +60 12-560 9265  

Do contact her regarding loan consolidation matters as she's the one assisted me. Just mention you saw this video and she'll know what to do=) 

In this episode, we will discuss about how we can use refinancing as a strategy to either settle debts, or to raise fund in buying the next property. However, when it comes to declaring rental in our income statement tax, I'm not the subject matter expert as this current state of my state, I'll fine with paying high amount of tax. This is to prove my credibility so I can get my financing for my future property purchase.  

Hence if you're a tax consultant, please share your expertise on the matter=)