In this episode, we will answer a question from a student and it's something wild. What would you do if you have RM 5 mil?  

This question indirectly demonstrated your thinking pattern and financial knowledge in managing money. To me, it meant freedom for me to pursue whatever passion I may have. The goal would be to create a media channel out of that passion and then use that to build a business. Later use those track records in applying housing loans.  

Then divide the RM 4 mil into 3 bags, one super low risk such as fixed deposits. Next would be moderate risk such as blue chips stocks. Another bag would be high and ultra high risk which is cryptocurrencies.  

As much as RM 5mil may be, it would take a short period of time for a person without financial knowledge to finish it. A sports car and an apartment would finish it.