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In today's question, we kinda discussed about the idea of HOME. And that is often associated with landed houses as I call it the Nasi Lemak property. I really enjoyed this question as it highlighted that their first property was merely something they could afford at that particular time of marriage.   

It's only when times are better they intent to get a bigger home. The outcome would be so different when young couples straight away go for the dream home and it's just so risky.   

My idea is when money is not a concern, the house you want to call home is comfortably within your budget, it's not wrong to purchase them. Just that from where I came from, capital was always the problem. That formed this methodology and mindset on fully leveraging on the financial system provided to us.