It's important to understand the difference between asset location strategy and asset allocation strategy. Coming up with a good asset location strategy starts with understanding how different asset classes are taxed. Ryan nerds out a bit here, so be warned that you're likely to learn quite a bit you didn't know when it comes to investing and how taxes play an important role in your investment strategy.

If you have a question that hasn't been answered and you want to hear Ryan's take, here is your chance to ask him. Go to www.financialresidency.com/question and Ryan will answer what's keeping you up at night (or just what's on your mind).