Melbourne Property Investor Makes INSTANT EQUITY & Passive Income WITHOUT Needing Buyers Agents

 

Shah (Shahbaz) Khan lives in Melbourne and wanted to be a property investor 

 

He didn't want to live stuck in a 30 year PPOR mortgage prison 

 

He read all the books, did all the seminars, listened to all the podcasts But he still wasn't satisfied. 

 

Everyone was promising the world, but saying he needed to pay a fee to them per property to "get ahead"  

 

He didn't buy it. Instead he undertook the Property Investment Accelerator  

 

Now he already has two properties diversified across Australia, with instant equity and solid cashflow 

 

They are growing in value - RAPIDLY  

 

Textbook interstate property investing without catching a single flight or dropping $15,000 on overhyped Buyers Agents each time 

 

Well done Shahbaz!

 

Discussion Points:

00:00: Introduction

04:09: Shahbaz’s properties

09:30: Managing debt

11:56: Not following the herd

14: 50: Challenges of buying interstate

17:08: Securing the right deal

22:03: Preparing for the future

26:52: Conclusion

About The Host:

Subscribe to Aus Property Mastery with PK for no BS, “straight to the point” property investing strategies and data-driven insights about the Australian housing market - the only property podcast not biased by a “Buyers Agent”. You can listen to Aus Property Mastery on Apple Podcasts, Spotify & YouTube Music. 

PK Gupta is the founder of the Property Investment Accelerator — Australia's #1 Rated And ONLY 100% Independent Real Estate Course & Mentorship Program that helps people achieve passive income through property investing using DATA, WITHOUT wasting months doing "research", spending weekends at inspections OR dropping $10-20k on Buyers Agents each time. 

 

Resources:         

• Watch FREE Trainings On Our Website  👉 https://consultingbypk.com.au/        
• Get Suburb Tips & FREE STRATEGIES In Our Private Facebook Community With Over 50,000 Clients & Investors  👉  https://www.facebook.com/groups/passiveincomethroughproperty
• Watch No Nonsense Property Market Insights On Our YouTube Channel  👉https://www.youtube.com/c/AustralianPropertyMasterywithPKGupta

 

 

Disclaimer: No Legal, Financial & Taxation Advice

The Listener, Reader or Viewer acknowledges and agrees that:

• Any information provided by us is provided as general information and for general information purposes only;
• We have not taken the Listener, Reader or Viewers personal and financial circumstances into account when providing information;
• We must not and have not provided legal, financial or taxation advice to the Listener, Reader or Viewer;
• The information provided must be verified by the Listener, Reader or Viewer prior to the Listener, Reader or Viewer acting or relying on the information by an independent professional advisor including a legal, financial, taxation advisor and the Listener, Reader or Viewers accountant;
• The information may not be suitable or applicable to the Listener, Reader or Viewer's individual circumstances;
• We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and we are not authorised to provide financial services to the Listener, Reader or Viewer, and we have not provided financial services to the Listener, Reader or Viewer. 

See omnystudio.com/listener for privacy information.

Do you really need a Buyers Agent? In this episode we cover FOUR Topics:

 

1) How do you develop a strategy without a Buyers Agent? 

2) How do you buy inter-state without a Buyers Agent? 

3) How do you buy off market / under market value without a Buyers Agent? 

4) How do you negotiate without a Buyers Agent?

 

Discussion Points:

00:00: Introduction

01:59: Developing a strategy without a BA 

04:25: Using a mortgage broker

05:40: Using an accountant 

07:20: Buying interstate without a BA

12:10: Off market value without a BA

14:30: Off-market the best deal?

16:00: Negotiating without a BA

18:55: Conclusion

About The Host:

Subscribe to Aus Property Mastery with PK for no BS, “straight to the point” property investing strategies and data-driven insights about the Australian housing market - the only property podcast not biased by a “Buyers Agent”. You can listen to Aus Property Mastery on Apple Podcasts, Spotify & YouTube Music. 

PK Gupta is the founder of the Property Investment Accelerator — Australia's #1 Rated And ONLY 100% Independent Real Estate Course & Mentorship Program that helps people achieve passive income through property investing using DATA, WITHOUT wasting months doing "research", spending weekends at inspections OR dropping $10-20k on Buyers Agents each time. 

 

Resources:         

• Watch FREE Trainings On Our Website  👉 https://consultingbypk.com.au/        
• Get Suburb Tips & FREE STRATEGIES In Our Private Facebook Community With Over 50,000 Clients & Investors  👉  https://www.facebook.com/groups/passiveincomethroughproperty
• Watch No Nonsense Property Market Insights On Our YouTube Channel  👉https://www.youtube.com/c/AustralianPropertyMasterywithPKGupta

 

 

Disclaimer: No Legal, Financial & Taxation Advice

The Listener, Reader or Viewer acknowledges and agrees that:

• Any information provided by us is provided as general information and for general information purposes only;
• We have not taken the Listener, Reader or Viewers personal and financial circumstances into account when providing information;
• We must not and have not provided legal, financial or taxation advice to the Listener, Reader or Viewer;
• The information provided must be verified by the Listener, Reader or Viewer prior to the Listener, Reader or Viewer acting or relying on the information by an independent professional advisor including a legal, financial, taxation advisor and the Listener, Reader or Viewers accountant;
• The information may not be suitable or applicable to the Listener, Reader or Viewer's individual circumstances;
• We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and we are not authorised to provide financial services to the Listener, Reader or Viewer, and we have not provided financial services to the Listener, Reader or Viewer. 

See omnystudio.com/listener for privacy information.

A Mining Analyst Gets RARE Property Interstate after Ditching his Buyers Agent

 

Can you buy Property Interstate WITHOUT a Buyers Agent?  

 

Hear how Aaron Steele bought in a High Growth regional QLD suburb for $432,000 all the way from Adelaide with complete confidence  

 

He previously considered using a Buyers Agent, but then decided to do it himself instead. 

 

Very successfully  

 

Learn how he did it with complete ease using the power of DATA & Property Managers. 

 

Buying the property under comparable sales value, in the most prestigious part of the suburb, and it will pay for itself  

 

Well done Aaron!

 

 

Discussion Points:

00:00: Introduction

01:31: Aaron’s start in property 

03:42: A DIY approach 

08:23: Using a Buyers Agent?

10:56: Tips for buying interstate

17:09: High-risk strategies 

20:14: Markets within markets?

23:05: Conclusion

About The Host:

Subscribe to Aus Property Mastery with PK for no BS, “straight to the point” property investing strategies and data-driven insights about the Australian housing market - the only property podcast not biased by a “Buyers Agent”. You can listen to Aus Property Mastery on Apple Podcasts, Spotify & YouTube Music. 

PK Gupta is the founder of the Property Investment Accelerator — Australia's #1 Rated And ONLY 100% Independent Real Estate Course & Mentorship Program that helps people achieve passive income through property investing using DATA, WITHOUT wasting months doing "research", spending weekends at inspections OR dropping $10-20k on Buyers Agents each time. 

 

Resources:         

• Watch FREE Trainings On Our Website  👉 https://consultingbypk.com.au/        
• Get Suburb Tips & FREE STRATEGIES In Our Private Facebook Community With Over 50,000 Clients & Investors  👉  https://www.facebook.com/groups/passiveincomethroughproperty
• Watch No Nonsense Property Market Insights On Our YouTube Channel  👉https://www.youtube.com/c/AustralianPropertyMasterywithPKGupta

 

 

Disclaimer: No Legal, Financial & Taxation Advice

The Listener, Reader or Viewer acknowledges and agrees that:

• Any information provided by us is provided as general information and for general information purposes only;
• We have not taken the Listener, Reader or Viewers personal and financial circumstances into account when providing information;
• We must not and have not provided legal, financial or taxation advice to the Listener, Reader or Viewer;
• The information provided must be verified by the Listener, Reader or Viewer prior to the Listener, Reader or Viewer acting or relying on the information by an independent professional advisor including a legal, financial, taxation advisor and the Listener, Reader or Viewers accountant;
• The information may not be suitable or applicable to the Listener, Reader or Viewer's individual circumstances;
• We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and we are not authorised to provide financial services to the Listener, Reader or Viewer, and we have not provided financial services to the Listener, Reader or Viewer. 

See omnystudio.com/listener for privacy information.

Too many of us have MONEY ANXIETY!  

 

We don't have enough and we don't know how to have enough  

 

In this episode Owen Rask from Rask Media breaks down what we can do about this - from his own personal journey. 

 

We talk about the highly taboo topic of "money psychology" and also practical steps to improve your financial happiness. 

 

We can’t grow our money overnight. Nor can we multiply it in absolute comfort  

 

Therefore, we must focus on growing our RELATIONSHIP with money  

 

When we have nothing, we can be anything  

 

Change is scary because of the unknown and the unfamiliar  

 

But if we focus on both the present and the future, instead of being stuck in the past, we will be able to spot opportunities and take the reins of our financial future

 

Discussion Points:

00:00: Introduction

02:03: Owen’s background

07:24: Money Psychology 

17:40: Money as a motivation

23:16: Achieving financial freedom  

29:36: Finding the right strategy 

37:14: Owen’s advice 

42:05: Source of pride 

45:30: Conclusion 

About The Host:

Subscribe to Aus Property Mastery with PK for no BS, “straight to the point” property investing strategies and data-driven insights about the Australian housing market - the only property podcast not biased by a “Buyers Agent”. You can listen to Aus Property Mastery on Apple Podcasts, Spotify & YouTube Music. 

PK Gupta is the founder of the Property Investment Accelerator — Australia's #1 Rated And ONLY 100% Independent Real Estate Course & Mentorship Program that helps people achieve passive income through property investing using DATA, WITHOUT wasting months doing "research", spending weekends at inspections OR dropping $10-20k on Buyers Agents each time. 

 

Resources:         

• Watch FREE Trainings On Our Website  👉 https://consultingbypk.com.au/        
• Get Suburb Tips & FREE STRATEGIES In Our Private Facebook Community With Over 50,000 Clients & Investors  👉  https://www.facebook.com/groups/passiveincomethroughproperty
• Watch No Nonsense Property Market Insights On Our YouTube Channel  👉https://www.youtube.com/c/AustralianPropertyMasterywithPKGupta

 

 

Disclaimer: No Legal, Financial & Taxation Advice

The Listener, Reader or Viewer acknowledges and agrees that:

• Any information provided by us is provided as general information and for general information purposes only;
• We have not taken the Listener, Reader or Viewers personal and financial circumstances into account when providing information;
• We must not and have not provided legal, financial or taxation advice to the Listener, Reader or Viewer;
• The information provided must be verified by the Listener, Reader or Viewer prior to the Listener, Reader or Viewer acting or relying on the information by an independent professional advisor including a legal, financial, taxation advisor and the Listener, Reader or Viewers accountant;
• The information may not be suitable or applicable to the Listener, Reader or Viewer's individual circumstances;
• We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and we are not authorised to provide financial services to the Listener, Reader or Viewer, and we have not provided financial services to the Listener, Reader or Viewer. 

See omnystudio.com/listener for privacy information.

The Australian Property Investing Industry is Unregulated!  

 

This means that many people can't be trusted, despite their popularity. Find how which types of people to avoid!  

 

Nicola McDougall, the Chairwoman for The Property Investment Professionals of Australia (PIPA), is helping bring ethics back into the Property. Hear her best advice on how to choose a Buyers Agent, Educator, Mortgage Broker etc.. 

 

Nicola's also written two books, The Female Investor, and Property Investing For Dummies. 

 

We learn from her how women can achieve just as much as men in Property Investing and her advice for aspiring female investors!

 

Discussion Points:

00:00: Introduction

01:33: What is PIPA?

04:16: A ‘certified’ property investor

06:09: Red flags: who to avoid

10:10: No ‘one size fits all’

11:55: Female investors 

22:28: Nicola’s publishing experience

26:55: Looking back on investments

31:05: 3 takeaways

33:33: Conclusion

 

 

About The Host:

Subscribe to Aus Property Mastery with PK for no BS, “straight to the point” property investing strategies and data-driven insights about the Australian housing market - the only property podcast not biased by a “Buyers Agent”. You can listen to Aus Property Mastery on Apple Podcasts, Spotify & YouTube Music. 

PK Gupta is the founder of the Property Investment Accelerator — Australia's #1 Rated And ONLY 100% Independent Real Estate Course & Mentorship Program that helps people achieve passive income through property investing using DATA, WITHOUT wasting months doing "research", spending weekends at inspections OR dropping $10-20k on Buyers Agents each time. 

 

Resources:         

• Watch FREE Trainings On Our Website  👉 https://consultingbypk.com.au/        
• Get Suburb Tips & FREE STRATEGIES In Our Private Facebook Community With Over 50,000 Clients & Investors  👉  https://www.facebook.com/groups/passiveincomethroughproperty
• Watch No Nonsense Property Market Insights On Our YouTube Channel  👉https://www.youtube.com/c/AustralianPropertyMasterywithPKGupta

 

 

Disclaimer: No Legal, Financial & Taxation Advice

The Listener, Reader or Viewer acknowledges and agrees that:

• Any information provided by us is provided as general information and for general information purposes only;
• We have not taken the Listener, Reader or Viewers personal and financial circumstances into account when providing information;
• We must not and have not provided legal, financial or taxation advice to the Listener, Reader or Viewer;
• The information provided must be verified by the Listener, Reader or Viewer prior to the Listener, Reader or Viewer acting or relying on the information by an independent professional advisor including a legal, financial, taxation advisor and the Listener, Reader or Viewers accountant;
• The information may not be suitable or applicable to the Listener, Reader or Viewer's individual circumstances;
• We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and we are not authorised to provide financial services to the Listener, Reader or Viewer, and we have not provided financial services to the Listener, Reader or Viewer. 

See omnystudio.com/listener for privacy information.

You're being SCAMMED by Investing LIES from Big Buyers Agents & Big Podcasts!  

 

In fact, you even left a FIVE STAR review for your robber  

 

Let's EXPOSE Twenty Two lies using LONG TERM DATA - you'll be shocked! 

 

• Do big cities grow more than smaller towns? 
• Do high suburb incomes lead to higher capital growth? 
• Do areas that have grown most before grow most in the future? 
• Do suburbs closer to the city grow more than others? 
• Do expensive premium suburbs grow more than others? 
• Do suburbs with train stations grow more than others? 
• Do suburbs with good schools grow more than others? 
• Do areas close to shopping centers grow more than others? 
• Can you get high yield and high capital growth at the same time? 
• Do Sydney and Melbourne grow more than other cities/ regions? 
• Do expensive properties grow more than cheap properties? 

 

AND SO MUCH MORE! You'll switch off the major Australian Property Podcasts after listening to this episode

 

For full video with access to charts and images, please go here:

https://www.youtube.com/watch?v=p8V811YKWeQ&feature=youtu.be

Discussion Points:

00:00: Introduction

03:48: Urban areas versus smaller areas

06:42: Suburb property/price variability 

08:19: Growth: 2001-2011 vs 2011-2021

10:20: Growth versus renter percentage

11:52: Sydney land values vs km from CBD

14:55: Melbourne suburb growth 

16:23: Suburbs near shopping centres

17:30: Income growth 

19:50: Yield versus decile distance from CBD

23:32: Value versus yield

27:10: Government house versus capital growth 

29:35: Past growth versus future growth 

31:16: Luke’s final tips

 

 

About The Host:

Subscribe to Aus Property Mastery with PK for no BS, “straight to the point” property investing strategies and data-driven insights about the Australian housing market - the only property podcast not biased by a “Buyers Agent”. You can listen to Aus Property Mastery on Apple Podcasts, Spotify & YouTube Music. 

PK Gupta is the founder of the Property Investment Accelerator — Australia's #1 Rated And ONLY 100% Independent Real Estate Course & Mentorship Program that helps people achieve passive income through property investing using DATA, WITHOUT wasting months doing "research", spending weekends at inspections OR dropping $10-20k on Buyers Agents each time. 

 

Resources:         

• Watch FREE Trainings On Our Website  👉 https://consultingbypk.com.au/        
• Get Suburb Tips & FREE STRATEGIES In Our Private Facebook Community With Over 50,000 Clients & Investors  👉  https://www.facebook.com/groups/passiveincomethroughproperty
• Watch No Nonsense Property Market Insights On Our YouTube Channel  👉https://www.youtube.com/c/AustralianPropertyMasterywithPKGupta

 

 

Disclaimer: No Legal, Financial & Taxation Advice

The Listener, Reader or Viewer acknowledges and agrees that:

• Any information provided by us is provided as general information and for general information purposes only;
• We have not taken the Listener, Reader or Viewers personal and financial circumstances into account when providing information;
• We must not and have not provided legal, financial or taxation advice to the Listener, Reader or Viewer;
• The information provided must be verified by the Listener, Reader or Viewer prior to the Listener, Reader or Viewer acting or relying on the information by an independent professional advisor including a legal, financial, taxation advisor and the Listener, Reader or Viewers accountant;
• The information may not be suitable or applicable to the Listener, Reader or Viewer's individual circumstances;
• We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and we are not authorised to provide financial services to the Listener, Reader or Viewer, and we have not provided financial services to the Listener, Reader or Viewer. 

See omnystudio.com/listener for privacy information.

Save Thousands in Tax through Debt Recycling  

 

AND Protect Your Borrowing Capacity from Interest Rate Rises  

 

That sounds too good to be true right?  

 

A UNICORN Loan Product exists!  

 

In this episode hear about "Master Limits" from mortgage broker John Manciamelli. 

 

This could be a game changer for you!

 

Discussion Points:

00:00: Introduction

02:38: How does debt recycling work?

06:07: Who should use debt recycling?

07:55: Debt recycling 101

09:00: Debt recycling = good debt?

14:02: The borrowing capacity 

15:39: Who is debt recycling not for?

18:48: Who’s offering it?

21:40: Final comments

 

 

About The Host:

Subscribe to Aus Property Mastery with PK for no BS, “straight to the point” property investing strategies and data-driven insights about the Australian housing market - the only property podcast not biased by a “Buyers Agent”. You can listen to Aus Property Mastery on Apple Podcasts, Spotify & YouTube Music. 

PK Gupta is the founder of the Property Investment Accelerator — Australia's #1 Rated And ONLY 100% Independent Real Estate Course & Mentorship Program that helps people achieve passive income through property investing using DATA, WITHOUT wasting months doing "research", spending weekends at inspections OR dropping $10-20k on Buyers Agents each time. 

 

Resources:         

• Watch FREE Trainings On Our Website  👉 https://consultingbypk.com.au/        
• Get Suburb Tips & FREE STRATEGIES In Our Private Facebook Community With Over 50,000 Clients & Investors  👉  https://www.facebook.com/groups/passiveincomethroughproperty
• Watch No Nonsense Property Market Insights On Our YouTube Channel  👉https://www.youtube.com/c/AustralianPropertyMasterywithPKGupta

 

 

Disclaimer: No Legal, Financial & Taxation Advice

The Listener, Reader or Viewer acknowledges and agrees that:

• Any information provided by us is provided as general information and for general information purposes only;
• We have not taken the Listener, Reader or Viewers personal and financial circumstances into account when providing information;
• We must not and have not provided legal, financial or taxation advice to the Listener, Reader or Viewer;
• The information provided must be verified by the Listener, Reader or Viewer prior to the Listener, Reader or Viewer acting or relying on the information by an independent professional advisor including a legal, financial, taxation advisor and the Listener, Reader or Viewers accountant;
• The information may not be suitable or applicable to the Listener, Reader or Viewer's individual circumstances;
• We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and we are not authorised to provide financial services to the Listener, Reader or Viewer, and we have not provided financial services to the Listener, Reader or Viewer. 

See omnystudio.com/listener for privacy information.

How To Buy UNLIMITED Properties! Serviceability / Borrowing Capacity HACK 2023 ‍

 

Are you struggling with Borrowing Capacity?  

 

You want to buy more investment properties but the banks won't loan you more money?  

 

Well EXCITING NEWS!  

 

Here's the key to obtaining finance WITHOUT it affecting your serviceability  

 

99.9% Property Investing don't know this strategy and get stuck after just a few properties. 

 

No lies. You really can buy unlimited residential properties and increase your borrowing power every time that you do  

 

But wait, is this too good to be true?  

 

Let's find out!

Discussion Points:

00:00: Introduction

02:48: Separate legal entity borrowing concept

05:51: How secure is this strategy?

14:22: Who should/shouldn’t use this strategy

21:32: Taking on good debt

26:02: Building a HUGE portfolio

30:55: Putting buffers in place

32:48: Is now the right time to buy?

37:28: Conclusion

About The Host:

Subscribe to Aus Property Mastery with PK for no BS, “straight to the point” property investing strategies and data-driven insights about the Australian housing market - the only property podcast not biased by a “Buyers Agent”. You can listen to Aus Property Mastery on Apple Podcasts, Spotify & YouTube Music. 

PK Gupta is the founder of the Property Investment Accelerator — Australia's #1 Rated And ONLY 100% Independent Real Estate Course & Mentorship Program that helps people achieve passive income through property investing using DATA, WITHOUT wasting months doing "research", spending weekends at inspections OR dropping $10-20k on Buyers Agents each time. 

 

Resources:         

• Watch FREE Trainings On Our Website  👉 https://consultingbypk.com.au/        
• Get Suburb Tips & FREE STRATEGIES In Our Private Facebook Community With Over 50,000 Clients & Investors  👉  https://www.facebook.com/groups/passiveincomethroughproperty
• Watch No Nonsense Property Market Insights On Our YouTube Channel  👉https://www.youtube.com/c/AustralianPropertyMasterywithPKGupta

 

 

Disclaimer: No Legal, Financial & Taxation Advice

The Listener, Reader or Viewer acknowledges and agrees that:

• Any information provided by us is provided as general information and for general information purposes only;
• We have not taken the Listener, Reader or Viewers personal and financial circumstances into account when providing information;
• We must not and have not provided legal, financial or taxation advice to the Listener, Reader or Viewer;
• The information provided must be verified by the Listener, Reader or Viewer prior to the Listener, Reader or Viewer acting or relying on the information by an independent professional advisor including a legal, financial, taxation advisor and the Listener, Reader or Viewers accountant;
• The information may not be suitable or applicable to the Listener, Reader or Viewer's individual circumstances;
• We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and we are not authorised to provide financial services to the Listener, Reader or Viewer, and we have not provided financial services to the Listener, Reader or Viewer. 

See omnystudio.com/listener for privacy information.

My Life Before & After Property Investing Money 🤑 (WARNING: Taboo Topic!)

 

It was so refreshing to sit down with Dean Cvetkoski on his Podcast LaunchDay to chat how property investment is actually a business! ✅ 

 

We discuss:

👉 How I hustled to make six figures out of university 💰 

👉 Why I made the switch from Investment Banking (stock trading) to real estate investing 🏠

👉 Who else should do the same! 👀 👉 How to make the switch from "employee mindset" to "entrepreneur mindset" 🧠 

👉 Why I was no happier after my first million dollars 💸 

👉 What money habits we teach our kids 👩‍🎓 

👉 Where true happiness really lies... ❤️ 

 

I really open up in this one, don't miss it!

 

Discussion Points:

00:00: Introduction

02:17: Intro to property investment 

10:00 Active vs passive strategy

11:58: My investment journey

19:41: Financial freedom = happiness? 

35:04: Money habits in parenting

42:07: Thirst for entrepreneurship

43:34: Final advice 

 

 

About The Host:

Subscribe to Aus Property Mastery with PK for no BS, “straight to the point” property investing strategies and data-driven insights about the Australian housing market - the only property podcast not biased by a “Buyers Agent”. You can listen to Aus Property Mastery on Apple Podcasts, Spotify & YouTube Music. 

PK Gupta is the founder of the Property Investment Accelerator — Australia's #1 Rated And ONLY 100% Independent Real Estate Course & Mentorship Program that helps people achieve passive income through property investing using DATA, WITHOUT wasting months doing "research", spending weekends at inspections OR dropping $10-20k on Buyers Agents each time. 

 

Resources:         

• Watch FREE Trainings On Our Website  👉 https://consultingbypk.com.au/        
• Get Suburb Tips & FREE STRATEGIES In Our Private Facebook Community With Over 50,000 Clients & Investors  👉  https://www.facebook.com/groups/passiveincomethroughproperty
• Watch No Nonsense Property Market Insights On Our YouTube Channel  👉https://www.youtube.com/c/AustralianPropertyMasterywithPKGupta

 

 

Disclaimer: No Legal, Financial & Taxation Advice

The Listener, Reader or Viewer acknowledges and agrees that:

• Any information provided by us is provided as general information and for general information purposes only;
• We have not taken the Listener, Reader or Viewers personal and financial circumstances into account when providing information;
• We must not and have not provided legal, financial or taxation advice to the Listener, Reader or Viewer;
• The information provided must be verified by the Listener, Reader or Viewer prior to the Listener, Reader or Viewer acting or relying on the information by an independent professional advisor including a legal, financial, taxation advisor and the Listener, Reader or Viewers accountant;
• The information may not be suitable or applicable to the Listener, Reader or Viewer's individual circumstances;
• We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and we are not authorised to provide financial services to the Listener, Reader or Viewer, and we have not provided financial services to the Listener, Reader or Viewer. 

See omnystudio.com/listener for privacy information.

Redraw Facility vs Offset Account Explained  

 

Property Investing In Australia Is A Game of Finance  

 

You may be paying too much interest on your home loan!  

 

Offset Account Pros: 

• Liquidity / control 
• No approvals required 
• No minimum amount you have to redraw or fee 
• No tax implication, you loan is still deductible 

 

Offset Account Cons: 

• Poorer rates 
• Redraw not considered an asset 
• Sometimes offset accounts come with an annual charge 
• Sometimes you can’t offset 100% but with redraw you can

 

Discussion Points:

00:00: Introduction

02:12: Offset and redraw?

03:03: Offset account vs redraw facility 

03:17: Liquid/control with offset 

03:59: No approvals with offset

04:33: No minimum amount to redraw 

05:15: No tax implications with offset

06:47: Better rates in redraw

07:37: Redraw not considered an asset

08:20: Annual fees

09:00: Can’t always offset 100%

09:40: PK’s recommendation 

10:40: Conclusion

 

 

About The Host:

Subscribe to Aus Property Mastery with PK for no BS, “straight to the point” property investing strategies and data-driven insights about the Australian housing market - the only property podcast not biased by a “Buyers Agent”. You can listen to Aus Property Mastery on Apple Podcasts, Spotify & YouTube Music. 

PK Gupta is the founder of the Property Investment Accelerator — Australia's #1 Rated And ONLY 100% Independent Real Estate Course & Mentorship Program that helps people achieve passive income through property investing using DATA, WITHOUT wasting months doing "research", spending weekends at inspections OR dropping $10-20k on Buyers Agents each time. 

 

Resources:         

• Watch FREE Trainings On Our Website  👉 https://consultingbypk.com.au/        
• Get Suburb Tips & FREE STRATEGIES In Our Private Facebook Community With Over 50,000 Clients & Investors  👉  https://www.facebook.com/groups/passiveincomethroughproperty
• Watch No Nonsense Property Market Insights On Our YouTube Channel  👉https://www.youtube.com/c/AustralianPropertyMasterywithPKGupta

 

 

Disclaimer: No Legal, Financial & Taxation Advice

The Listener, Reader or Viewer acknowledges and agrees that:

• Any information provided by us is provided as general information and for general information purposes only;
• We have not taken the Listener, Reader or Viewers personal and financial circumstances into account when providing information;
• We must not and have not provided legal, financial or taxation advice to the Listener, Reader or Viewer;
• The information provided must be verified by the Listener, Reader or Viewer prior to the Listener, Reader or Viewer acting or relying on the information by an independent professional advisor including a legal, financial, taxation advisor and the Listener, Reader or Viewers accountant;
• The information may not be suitable or applicable to the Listener, Reader or Viewer's individual circumstances;
• We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and we are not authorised to provide financial services to the Listener, Reader or Viewer, and we have not provided financial services to the Listener, Reader or Viewer. 

See omnystudio.com/listener for privacy information.