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In this episode, I dispel some of the misconceptions surrounding currency debasement, inflation & interest rates, and the impact they will have on Australian property prices. I draw upon real data, providing truths you won’t get from the media or the general public. Instead, I discuss these topics from a perspective shared by institutional investors, family offices, and investment banks.
Discussion Points:
00:00 Introduction
2:19: Debasing of currency
4:54: Nation’s trajectory since fiat currency
6:28: Necessary investment return
8:17: What about inflation?
10:40: Interest rates
12:09: Think like an institutional investor
13:29: Buy now or wait?
15:17: Conclusion
About The Host:
Subscribe to Aus Property Mastery with PK for no BS, “straight to the point” property investing strategies and data-driven insights about the Australian housing market - the only property podcast not biased by a “Buyers Agent”. You can listen to Aus Property Mastery on Apple Podcasts, Spotify & YouTube Music.
PK Gupta is the founder of the Property Investment Accelerator — Australia's #1 Rated And ONLY 100% Independent Real Estate Course & Mentorship Program that helps people achieve passive income through property investing using DATA, WITHOUT wasting months doing "research", spending weekends at inspections OR dropping $10-20k on Buyers Agents each time.
Resources:
Disclaimer: No Legal, Financial & Taxation Advice
The Listener, Reader or Viewer acknowledges and agrees that:
See omnystudio.com/listener for privacy information.
In this episode, I sit down with Emmanuel Georga, a partner of accounting firm AH Jackson & Co. We discuss how property investors should protect their assets and how they can save as much tax as possible. Throughout this episode, we also cover buying property in your own name vs trusts vs company structures for wage earners and business owners. Whether you’re a new or established property investor, it’s these types of conversations that should be prioritised (even before suburb selection) and are critical to your success!
Discussion Points:
00:00 Introduction
1:55: The importance of entity structure
3:58: Buying in your own name vs trust vs company structure
6:15: Buying property to save tax?
9:30: “Bucket companies”
14:59: Learning from past mistakes
17:23 Keep structuring simple
19:42: How to find the right accountant
21:51: Conclusion
About The Host:
Subscribe to Aus Property Mastery with PK for no BS, “straight to the point” property investing strategies and data-driven insights about the Australian housing market - the only property podcast not biased by a “Buyers Agent”. You can listen to Aus Property Mastery on Apple Podcasts, Spotify & YouTube Music.
PK Gupta is the founder of the Property Investment Accelerator — Australia's #1 Rated And ONLY 100% Independent Real Estate Course & Mentorship Program that helps people achieve passive income through property investing using DATA, WITHOUT wasting months doing "research", spending weekends at inspections OR dropping $10-20k on Buyers Agents each time.
Resources:
Disclaimer: No Legal, Financial & Taxation Advice
The Listener, Reader or Viewer acknowledges and agrees that:
See omnystudio.com/listener for privacy information.
In this episode, I sit down with 22-year-old property investor and buyer’s agent, Troy. Troy went from being someone who didn't know much about property investing and now has an inter-state property in Adelaide, which is growing fast and has a positive cash flow. He shares with you his first investment property purchase in Australia, walks you through why he decided to invest in property, the buying process, and his tips & advice for other aspiring property investors.
Discussion Points:
00:00 Introduction
2:00 Troy’s starting point
4:13: Troy’s tips and tricks on how to buy interstate
6:19: How Troy found his first property
8:50: Patience in the property market
11:33: How Troy identified a developable property
15:45: Troy’s advice for potential young investors
19:24: The value of a property investment course
21:21: the value of a buyer’s agent
22:20: Conclusion
About The Host:
Subscribe to Aus Property Mastery with PK for no BS, “straight to the point” property investing strategies and data-driven insights about the Australian housing market - the only property podcast not biased by a “Buyers Agent”. You can listen to Aus Property Mastery on Apple Podcasts, Spotify & YouTube Music.
PK Gupta is the founder of the Property Investment Accelerator — Australia's #1 Rated And ONLY 100% Independent Real Estate Course & Mentorship Program that helps people achieve passive income through property investing using DATA, WITHOUT wasting months doing "research", spending weekends at inspections OR dropping $10-20k on Buyers Agents each time.
Resources:
Disclaimer: No Legal, Financial & Taxation Advice
The Listener, Reader or Viewer acknowledges and agrees that:
See omnystudio.com/listener for privacy information.
In this episode, I sit down with property investment author, educator, and expert, Jane Slack-Smith. Jane is a real life example that property investing in Australia works. She's now living a life of service, not to an employer, but to thousands of people who want to improve their financial and overall happiness. We discuss her property investment journey, motivators for success, and a few invaluable lessons she has for her students.
Discussion Points:
00:00 Introduction
2:23: Making a choice to do things differently
3:14: Jane’s start in property investment
9:15: Getting started in property investment today
16:08: Concentrating on peace of mind
19:59: It’s not about fInancial happiness
21:57: Making an impact
23:14: Get creative to save for that deposit
25:50: Final tips for those on the fence
29:35: Conclusion
About The Host:
Subscribe to Aus Property Mastery with PK for no BS, “straight to the point” property investing strategies and data-driven insights about the Australian housing market - the only property podcast not biased by a “Buyers Agent”. You can listen to Aus Property Mastery on Apple Podcasts, Spotify & YouTube Music.
PK Gupta is the founder of the Property Investment Accelerator — Australia's #1 Rated And ONLY 100% Independent Real Estate Course & Mentorship Program that helps people achieve passive income through property investing using DATA, WITHOUT wasting months doing "research", spending weekends at inspections OR dropping $10-20k on Buyers Agents each time.
Resources:
Disclaimer: No Legal, Financial & Taxation Advice
The Listener, Reader or Viewer acknowledges and agrees that:
See omnystudio.com/listener for privacy information.
The current property market can make it frustrating to save a big enough deposit, especially if you’re paying rent whilst trying to save. In this episode, I explain an effective method to get around having to save a deposit, and how to get property sooner. In the second half of the episode, I explain a great way to multiply your wealth using equity instead of cash, with most Australians now sitting on spades of equity lying dormant in their homes.
Discussion Points:
00:00 Introduction
5:01: Q&A #1: How to buy property without a deposit?
5:59: Guarantor loans
11:36: Q&A #2: How to multiply your wealth using equity?
12:38: Valuation of existing property
14:03: Using equity to buy property
16:20: The positive consequences of using equity
17:23: All homeowners have equity in their home
19:16: The steps to use equity
21:09 Conclusion
About The Host:
Subscribe to Aus Property Mastery with PK for no BS, “straight to the point” property investing strategies and data-driven insights about the Australian housing market - the only property podcast not biased by a “Buyers Agent”. You can listen to Aus Property Mastery on Apple Podcasts, Spotify & YouTube Music.
PK Gupta is the founder of the Property Investment Accelerator — Australia's #1 Rated And ONLY 100% Independent Real Estate Course & Mentorship Program that helps people achieve passive income through property investing using DATA, WITHOUT wasting months doing "research", spending weekends at inspections OR dropping $10-20k on Buyers Agents each time.
Resources:
Disclaimer: No Legal, Financial & Taxation Advice
The Listener, Reader or Viewer acknowledges and agrees that:
See omnystudio.com/listener for privacy information.
In this episode, I’ll be providing my predictions for the Australian property market in 2022. I breakdown four trends to keep an eye on, as well as five tips and tricks to make the most of your property investments this year. These predictions include many parts of Australia seeing double-digit house price growth and more than 10 locations surpassing 20 percent growth over the next 12 months.
Discussion Points:
00:00 Introduction
1:13: Trend #1: Continued price growth
3:07: Trend #2: Regional migration is slowing
5:17: Trend #3: Rents will start skyrocketing
7:24: Trend #4: Queensland, South Australia, and Western Australia migration will continue
11:17: Tip #1: Be borderless
12:16: Tip #2: Follow the data, not the heart
13:24: Tip #3: Diversify
15:21: Tip #4: Avoid apartments
17:14: Tip #5: Get educated
21:22: Conclusion
About The Host:
Subscribe to Aus Property Mastery with PK for no BS, “straight to the point” property investing strategies and data-driven insights about the Australian housing market - the only property podcast not biased by a “Buyers Agent”. You can listen to Aus Property Mastery on Apple Podcasts, Spotify & YouTube Music.
PK Gupta is the founder of the Property Investment Accelerator — Australia's #1 Rated And ONLY 100% Independent Real Estate Course & Mentorship Program that helps people achieve passive income through property investing using DATA, WITHOUT wasting months doing "research", spending weekends at inspections OR dropping $10-20k on Buyers Agents each time.
Resources:
Disclaimer: No Legal, Financial & Taxation Advice
The Listener, Reader or Viewer acknowledges and agrees that:
See omnystudio.com/listener for privacy information.
In this episode, I discuss how the Russia-Ukraine conflict affects Australian property prices and go through concepts like stagflation, risk off event, and the impact on commodity prices. In the second half of this episode, I talk about why housing in Australia is so expensive and discuss ways to solve the affordability crisis.
Discussion Points:
00:00 Introduction
2:25: Q&A #1: How will the Russia-Ukraine conflict affect Australian Property Prices?
5:00: The backdrop
8:28: Stagflation
11:09 Risk off event
15:15 Q&A #2: Why is Housing in Australia so expensive & how to solve the affordability crisis?
16:40: Is it due to interest rates being too low?
17:33: Is it due to favourable tax treatment to investors?
18:42: Is it due to high immigration?
19:40: The real reason is the cost to build
23:35: How can this problem be solved?
25:03: Conclusion
About The Host:
Subscribe to Aus Property Mastery with PK for no BS, “straight to the point” property investing strategies and data-driven insights about the Australian housing market - the only property podcast not biased by a “Buyers Agent”. You can listen to Aus Property Mastery on Apple Podcasts, Spotify & YouTube Music.
PK Gupta is the founder of the Property Investment Accelerator — Australia's #1 Rated And ONLY 100% Independent Real Estate Course & Mentorship Program that helps people achieve passive income through property investing using DATA, WITHOUT wasting months doing "research", spending weekends at inspections OR dropping $10-20k on Buyers Agents each time.
Resources:
Disclaimer: No Legal, Financial & Taxation Advice
The Listener, Reader or Viewer acknowledges and agrees that:
See omnystudio.com/listener for privacy information.
In this episode, we continue with the Q&A format by answering more questions that I often get asked about property investment. The questions on this week's episode are ‘should I invest in the stock market or the property market?’ and ‘what is the end to end process to buy an investment property?’
Discussion Points:
00:00 Introduction
2:26 Q&A #1: Should I invest in the stock market or the property market?
2:45: How to make money in the stock market
4:04: Comparing the property market to the stock market
6:57 Long-term trading
7:25 Short-term trading
9:03 Analysing data in the stock and property market
13:42 Q&A #2: ‘What is the end to end process to buy an investment property?’
15:42: Borrowing capacity in your strategy
16:16 Suburb selection
17:52: Finding the right type of property
25:08: Conclusion
About The Host:
Subscribe to Aus Property Mastery with PK for no BS, “straight to the point” property investing strategies and data-driven insights about the Australian housing market - the only property podcast not biased by a “Buyers Agent”. You can listen to Aus Property Mastery on Apple Podcasts, Spotify & YouTube Music.
PK Gupta is the founder of the Property Investment Accelerator — Australia's #1 Rated And ONLY 100% Independent Real Estate Course & Mentorship Program that helps people achieve passive income through property investing using DATA, WITHOUT wasting months doing "research", spending weekends at inspections OR dropping $10-20k on Buyers Agents each time.
Resources:
Disclaimer: No Legal, Financial & Taxation Advice
The Listener, Reader or Viewer acknowledges and agrees that:
See omnystudio.com/listener for privacy information.
In this episode, we change things up by doing a quick Q&A where I provide answers to three questions I often get from those new to property investment. These answers are my honest thoughts, providing raw, unscripted, but crucial information. The three questions on today’s episode are: ‘how do I negotiate to buy a property under its market value?’; ‘should I buy one more expensive property or two cheaper properties?’; and ‘can I build passive income even if I'm buying a property to live in?’
Discussion Points:
00:00 Introduction
3:23 Q&A #1: How do I negotiate to buy a property under market value?
9:01 Q&A #2: Should I buy one more expensive property or two cheaper properties?
9:49 Buying one less property reduces transaction costs
11:06 Significant equity gains on one property
12:58 Diversification through splitting
13:44 Higher yields when splitting
16:14 Buying cheaper properties allows you to buy more properties
20:08: Q&A #3: Can I build passive income even if I'm buying a property to live?
20:53 Find the best capital growth suburb even if looking to live
24:22 Think about whether you might want to be a passive or active investor
27:04 Consider lending options
30:31 Conclusion
About The Host:
Subscribe to Aus Property Mastery with PK for no BS, “straight to the point” property investing strategies and data-driven insights about the Australian housing market - the only property podcast not biased by a “Buyers Agent”. You can listen to Aus Property Mastery on Apple Podcasts, Spotify & YouTube Music.
PK Gupta is the founder of the Property Investment Accelerator — Australia's #1 Rated And ONLY 100% Independent Real Estate Course & Mentorship Program that helps people achieve passive income through property investing using DATA, WITHOUT wasting months doing "research", spending weekends at inspections OR dropping $10-20k on Buyers Agents each time.
Resources:
Disclaimer: No Legal, Financial & Taxation Advice
The Listener, Reader or Viewer acknowledges and agrees that:
See omnystudio.com/listener for privacy information.
In this episode, I sit down with Chris Bates from Wealthful to talk about interest rates. We discuss common questions like ‘what do interest rates rising mean for Australian house prices?’, ‘which markets are going to fall vs continue to rise in value?’ and ‘how will this affect borrowing capacity and your property strategy?’ This episode covers what you need to know if you are an existing investor, new investor, existing home owner or potential new home owner!
Discussion Points:
00:00 Introduction
1:34 Interest rates rising: when, how much, and the impact
8:30 High rise apartments and house & land packages
9:55 Crisis to the housing market?
13:25 Consistently low stock on market
15:30 Mortgage repayments for the average Australians
20:45 The Banks response to rising rent
24:42 Investors in the market
26:50 Where to buy around Australia?
32:43 Think about your buyer
34:27 Conclusion
About The Host:
Subscribe to Aus Property Mastery with PK for no BS, “straight to the point” property investing strategies and data-driven insights about the Australian housing market - the only property podcast not biased by a “Buyers Agent”. You can listen to Aus Property Mastery on Apple Podcasts, Spotify & YouTube Music.
PK Gupta is the founder of the Property Investment Accelerator — Australia's #1 Rated And ONLY 100% Independent Real Estate Course & Mentorship Program that helps people achieve passive income through property investing using DATA, WITHOUT wasting months doing "research", spending weekends at inspections OR dropping $10-20k on Buyers Agents each time.
Resources:
Disclaimer: No Legal, Financial & Taxation Advice
The Listener, Reader or Viewer acknowledges and agrees that:
See omnystudio.com/listener for privacy information.
From the publisher's feed
PK Gupta, a father, husband & property investor, shares his knowledge on building PASSIVE INCOME through property investing.
Learn FREE Strategies and Market Insights backed by data and experience. Each episode provides essential tactics on buying Top 5% Growth & High Cashflow Property and growing your portfolio WITHOUT wasting months doing "research", spending weekends at inspections OR dropping $10-20k on Buyers Agents each time.
This podcast is for people who want to remove financial stress so they can do the things they LOVE, with the people they LOVE.
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