Aus Property Mastery with PK

Clarence Chuah Makes Passive Income While He Sleeps. 

 

🏠 He's built a $8m Property Portfolio with NINE properties with only 50% debt on them. 

 

💰 That means the properties have already made him $4m! 

 

💵 Formerly a shoe seller, he's now an IT worker and absolutely LOVES passive income. That's why he joined the Property Investment Accelerator Course. 

 

This episode will reveal his entire story: 

👉 How he used to trade Stocks, ETF's, Crypto and why he switched to property investing 

👉 How his first property actually TANKED - his PPOR 

👉 How opened up more borrowing capacity from the banks 

👉 How he buys in a HOT suburb and thoughts on Perth Property Market in 2026 

👉 Why he did my Course even though there's so much free info out there! 

 

And so much more! Clarence LOVES the process of investing - he's addicted to the journey, not just the results. This is why this was such a fun interview 😄

 

 

 

 

 

 

 

 

 

Discussion Points:

00:00: Introduction

02:10: Passionate about Passive Income!

09:11: Make money while you sleep or work till you DIE

16:19: Perspectives on Perth: a different beast or past its prime?

19:55: Property Portfolio = management headache? 

22:43: Enjoying the process: borrowing capacity, mortgage brokers and new friends!

32:15: How much is enough: property portfolio targets by 2028

37:46: Conclusion

 

 

  

About The Host:

 

Subscribe to Aus Property Mastery with PK for no BS, “straight to the point” property investing strategies and data-driven insights about the Australian housing market - the only property podcast not biased by a “Buyers Agent”. You can listen to Aus Property Mastery on Apple Podcasts, Spotify & YouTube Music. 

 

PK Gupta is the founder of the Property Investment Accelerator — Australia's #1 Rated And ONLY 100% Independent Real Estate Course & Mentorship Program that helps people achieve passive income through property investing using DATA, WITHOUT wasting months doing "research", spending weekends at inspections OR dropping $10-20k on Buyers Agents each time. 

Resources:

• Watch FREE Trainings On Our Website 👉 https://consultingbypk.com.au/
• Get Suburb Tips & FREE STRATEGIES In Our Private Facebook Community With Over 50,000 Clients & Investors 👉 https://www.facebook.com/groups/passiveincomethroughproperty
• Watch No Nonsense Property Market Insights On Our YouTube Channel 👉 https://www.youtube.com/c/AustralianPropertyMasterywithPKGupta

Disclaimer: No Legal, Financial & Taxation Advice

The Listener, Reader or Viewer acknowledges and agrees that:

• Any information provided by us is provided as general information and for general information purposes only;
• We have not taken the Listener, Reader or Viewers personal and financial circumstances into account when providing information;
• We must not and have not provided legal, financial or taxation advice to the Listener, Reader or Viewer;
• The information provided must be verified by the Listener, Reader or Viewer prior to the Listener, Reader or Viewer acting or relying on the information by an independent professional advisor including a legal, financial, taxation advisor and the Listener, Reader or Viewers accountant;
• The information may not be suitable or applicable to the Listener, Reader or Viewer's individual circumstances;
• We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and we are not authorised to provide financial services to the Listener, Reader or Viewer, and we have not provided financial services to the Listener, Reader or Viewer. 

See omnystudio.com/listener for privacy information.

When will our housing system crumble? 

 

The question is: are we in mid stage or late stage capitalism? 

 

Inequality is spiking exponentially. Something has to change. 

 

In this episode I discuss unscripted thoughts about capitalism, financial (un)happiness and its consequences on Australia's future.

 

 

 

 

 

 

 

 

 

Discussion Points:

00:00: Introduction

01:12: The Real Stats: Inequality is GROWING

04:07: Australia’s high-worth net individuals are INCREASING

08:10: Government doesn't have to care about the average person 

14:29: Capitalism means preserving rather than enjoying wealth 

18:18: Conclusion 

 

 

  

About The Host:

 

Subscribe to Aus Property Mastery with PK for no BS, “straight to the point” property investing strategies and data-driven insights about the Australian housing market - the only property podcast not biased by a “Buyers Agent”. You can listen to Aus Property Mastery on Apple Podcasts, Spotify & YouTube Music. 

 

PK Gupta is the founder of the Property Investment Accelerator — Australia's #1 Rated And ONLY 100% Independent Real Estate Course & Mentorship Program that helps people achieve passive income through property investing using DATA, WITHOUT wasting months doing "research", spending weekends at inspections OR dropping $10-20k on Buyers Agents each time. 

Resources:

• Watch FREE Trainings On Our Website 👉 https://consultingbypk.com.au/
• Get Suburb Tips & FREE STRATEGIES In Our Private Facebook Community With Over 50,000 Clients & Investors 👉 https://www.facebook.com/groups/passiveincomethroughproperty
• Watch No Nonsense Property Market Insights On Our YouTube Channel 👉 https://www.youtube.com/c/AustralianPropertyMasterywithPKGupta

Disclaimer: No Legal, Financial & Taxation Advice

The Listener, Reader or Viewer acknowledges and agrees that:

• Any information provided by us is provided as general information and for general information purposes only;
• We have not taken the Listener, Reader or Viewers personal and financial circumstances into account when providing information;
• We must not and have not provided legal, financial or taxation advice to the Listener, Reader or Viewer;
• The information provided must be verified by the Listener, Reader or Viewer prior to the Listener, Reader or Viewer acting or relying on the information by an independent professional advisor including a legal, financial, taxation advisor and the Listener, Reader or Viewers accountant;
• The information may not be suitable or applicable to the Listener, Reader or Viewer's individual circumstances;
• We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and we are not authorised to provide financial services to the Listener, Reader or Viewer, and we have not provided financial services to the Listener, Reader or Viewer. 

See omnystudio.com/listener for privacy information.

Clarence Chuah Makes Passive Income While He Sleeps. 

 

🏠 He's built a $8m Property Portfolio with NINE properties with only 50% debt on them. 

 

💰 That means the properties have already made him $4m! 

 

💵 Formerly a shoe seller, he's now an IT worker and absolutely LOVES passive income. That's why he joined the Property Investment Accelerator Course. 

 

This episode will reveal his entire story: 

👉 How he used to trade Stocks, ETF's, Crypto and why he switched to property investing 

👉 How his first property actually TANKED - his PPOR 

👉 How opened up more borrowing capacity from the banks 

👉 How he buys in a HOT suburb and thoughts on Perth Property Market in 2026 

👉 Why he did my Course even though there's so much free info out there! 

 

And so much more! Clarence LOVES the process of investing - he's addicted to the journey, not just the results. This is why this was such a fun interview 😄

 

 

 

 

 

 

 

 

 

Discussion Points:

00:00: Introduction

02:10: Passionate about Passive Income!

09:11: Make money while you sleep or work till you DIE

16:19: Perspectives on Perth: a different beast or past its prime?

19:55: Property Portfolio = management headache? 

22:43: Enjoying the process: borrowing capacity, mortgage brokers and new friends!

32:15: How much is enough: property portfolio targets by 2028

37:46: Conclusion

 

 

  

About The Host:

 

Subscribe to Aus Property Mastery with PK for no BS, “straight to the point” property investing strategies and data-driven insights about the Australian housing market - the only property podcast not biased by a “Buyers Agent”. You can listen to Aus Property Mastery on Apple Podcasts, Spotify & YouTube Music. 

 

PK Gupta is the founder of the Property Investment Accelerator — Australia's #1 Rated And ONLY 100% Independent Real Estate Course & Mentorship Program that helps people achieve passive income through property investing using DATA, WITHOUT wasting months doing "research", spending weekends at inspections OR dropping $10-20k on Buyers Agents each time. 

Resources:

• Watch FREE Trainings On Our Website 👉 https://consultingbypk.com.au/
• Get Suburb Tips & FREE STRATEGIES In Our Private Facebook Community With Over 50,000 Clients & Investors 👉 https://www.facebook.com/groups/passiveincomethroughproperty
• Watch No Nonsense Property Market Insights On Our YouTube Channel 👉 https://www.youtube.com/c/AustralianPropertyMasterywithPKGupta

Disclaimer: No Legal, Financial & Taxation Advice

The Listener, Reader or Viewer acknowledges and agrees that:

• Any information provided by us is provided as general information and for general information purposes only;
• We have not taken the Listener, Reader or Viewers personal and financial circumstances into account when providing information;
• We must not and have not provided legal, financial or taxation advice to the Listener, Reader or Viewer;
• The information provided must be verified by the Listener, Reader or Viewer prior to the Listener, Reader or Viewer acting or relying on the information by an independent professional advisor including a legal, financial, taxation advisor and the Listener, Reader or Viewers accountant;
• The information may not be suitable or applicable to the Listener, Reader or Viewer's individual circumstances;
• We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and we are not authorised to provide financial services to the Listener, Reader or Viewer, and we have not provided financial services to the Listener, Reader or Viewer. 

See omnystudio.com/listener for privacy information.

Before you invest in Melbourne, watch this! 

 

 

What is the 18.6 year property cycle and its impact on Australian Housing? 

 

🏠 Can this economic theory help us buy property at the bottom of it's cycle and sell at the top? 

 

📈 Importantly, when is the property market going to crash and when will the next boom begin? 

 

🔎 We'll explore all these questions in this episode using cold hard historical & current data.

 

 

 

 

 

 

 

 

 

Discussion Points:

00:00: Introduction

02:04: What is the 18.6 year property cycle THEORY?

04:52: Cycle too good to be true? History suggests so…

07:32: Where are we now on this “cycle”?

12:54: Look a little closer: how the cycle fails to consider multiple variables

15:06: A solid theory, but focus on suburb and property data analysis 

16:53: Conclusion

 

 

  

About The Host:

 

Subscribe to Aus Property Mastery with PK for no BS, “straight to the point” property investing strategies and data-driven insights about the Australian housing market - the only property podcast not biased by a “Buyers Agent”. You can listen to Aus Property Mastery on Apple Podcasts, Spotify & YouTube Music. 

 

PK Gupta is the founder of the Property Investment Accelerator — Australia's #1 Rated And ONLY 100% Independent Real Estate Course & Mentorship Program that helps people achieve passive income through property investing using DATA, WITHOUT wasting months doing "research", spending weekends at inspections OR dropping $10-20k on Buyers Agents each time. 

Resources:

• Watch FREE Trainings On Our Website 👉 https://consultingbypk.com.au/
• Get Suburb Tips & FREE STRATEGIES In Our Private Facebook Community With Over 50,000 Clients & Investors 👉 https://www.facebook.com/groups/passiveincomethroughproperty
• Watch No Nonsense Property Market Insights On Our YouTube Channel 👉 https://www.youtube.com/c/AustralianPropertyMasterywithPKGupta

Disclaimer: No Legal, Financial & Taxation Advice

The Listener, Reader or Viewer acknowledges and agrees that:

• Any information provided by us is provided as general information and for general information purposes only;
• We have not taken the Listener, Reader or Viewers personal and financial circumstances into account when providing information;
• We must not and have not provided legal, financial or taxation advice to the Listener, Reader or Viewer;
• The information provided must be verified by the Listener, Reader or Viewer prior to the Listener, Reader or Viewer acting or relying on the information by an independent professional advisor including a legal, financial, taxation advisor and the Listener, Reader or Viewers accountant;
• The information may not be suitable or applicable to the Listener, Reader or Viewer's individual circumstances;
• We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and we are not authorised to provide financial services to the Listener, Reader or Viewer, and we have not provided financial services to the Listener, Reader or Viewer. 

See omnystudio.com/listener for privacy information.

Before you invest in Melbourne, watch this! 

 

🎯 Could Cairns be the "next Townsville"; the next QLD town to boom? 

 

🏠 In this episode we have Mika & JD from Cairns Property Office Rentals give us an update on the Cairns housing market. 

 

📍 We cover everything including the EXACT suburbs that may boom next. 

 

❌ Find out how to buy there WITHOUT dropping $15k on Buyers Agent fees.

 

 

 

 

 

 

 

 

 

Discussion Points:

00:00: Introduction

03:17: Cairns is catching up! 

11:26: Tracking Tenant traffic in Cairns 

14:26: Keep building and ‘demand’ will support

19:20: Cyclone risk making Cairns ‘uninvestable’? 

26:18: Buying interstate & the importance of property managers

30:45: A Property Manager's view on which Cairns suburbs may boom 

34:55: What are people excited about in Cairns?

40:00: Conclusion

 

 

  

About The Host:

 

Subscribe to Aus Property Mastery with PK for no BS, “straight to the point” property investing strategies and data-driven insights about the Australian housing market - the only property podcast not biased by a “Buyers Agent”. You can listen to Aus Property Mastery on Apple Podcasts, Spotify & YouTube Music. 

 

PK Gupta is the founder of the Property Investment Accelerator — Australia's #1 Rated And ONLY 100% Independent Real Estate Course & Mentorship Program that helps people achieve passive income through property investing using DATA, WITHOUT wasting months doing "research", spending weekends at inspections OR dropping $10-20k on Buyers Agents each time. 

Resources:

• Watch FREE Trainings On Our Website 👉 https://consultingbypk.com.au/
• Get Suburb Tips & FREE STRATEGIES In Our Private Facebook Community With Over 50,000 Clients & Investors 👉 https://www.facebook.com/groups/passiveincomethroughproperty
• Watch No Nonsense Property Market Insights On Our YouTube Channel 👉 https://www.youtube.com/c/AustralianPropertyMasterywithPKGupta

Disclaimer: No Legal, Financial & Taxation Advice

The Listener, Reader or Viewer acknowledges and agrees that:

• Any information provided by us is provided as general information and for general information purposes only;
• We have not taken the Listener, Reader or Viewers personal and financial circumstances into account when providing information;
• We must not and have not provided legal, financial or taxation advice to the Listener, Reader or Viewer;
• The information provided must be verified by the Listener, Reader or Viewer prior to the Listener, Reader or Viewer acting or relying on the information by an independent professional advisor including a legal, financial, taxation advisor and the Listener, Reader or Viewers accountant;
• The information may not be suitable or applicable to the Listener, Reader or Viewer's individual circumstances;
• We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and we are not authorised to provide financial services to the Listener, Reader or Viewer, and we have not provided financial services to the Listener, Reader or Viewer. 

See omnystudio.com/listener for privacy information.

Michael Ong is building a cashflow machine. He's at $150k passive income between his property & stock portfolio. He plans to almost TRIPLE it for retirement. 

 

Michael has an amazing story, migrating to Australia from the Philippines and working hard in his career to fund his lifestyle and investments. 

 

In this episode learn how he built his portfolio, how his world view of economics shapes his decision making, his biggest regrets through the journey, his plans for property buying over the next 5 years, and the lessons he's teaching his son to create generational wealth.

 

 

 

 

 

 

 

 

 

 

Discussion Points:

00:00: Introduction

02:32: Michael’s migration story & buying in Sydney

11:38: Looking interstate for a secure future 

19:02: The aspirational game: minimising risk by knowing the market

24:31: Australian property undervalued?

33:20: Navigating the confusion, land is KEY

44:22: Michael’s 10-year outlook & parenting advice 

50:12: Conclusion 

 

 

  

About The Host:

 

Subscribe to Aus Property Mastery with PK for no BS, “straight to the point” property investing strategies and data-driven insights about the Australian housing market - the only property podcast not biased by a “Buyers Agent”. You can listen to Aus Property Mastery on Apple Podcasts, Spotify & YouTube Music. 

 

PK Gupta is the founder of the Property Investment Accelerator — Australia's #1 Rated And ONLY 100% Independent Real Estate Course & Mentorship Program that helps people achieve passive income through property investing using DATA, WITHOUT wasting months doing "research", spending weekends at inspections OR dropping $10-20k on Buyers Agents each time. 

Resources:

• Watch FREE Trainings On Our Website 👉 https://consultingbypk.com.au/
• Get Suburb Tips & FREE STRATEGIES In Our Private Facebook Community With Over 50,000 Clients & Investors 👉 https://www.facebook.com/groups/passiveincomethroughproperty
• Watch No Nonsense Property Market Insights On Our YouTube Channel 👉 https://www.youtube.com/c/AustralianPropertyMasterywithPKGupta

Disclaimer: No Legal, Financial & Taxation Advice

The Listener, Reader or Viewer acknowledges and agrees that:

• Any information provided by us is provided as general information and for general information purposes only;
• We have not taken the Listener, Reader or Viewers personal and financial circumstances into account when providing information;
• We must not and have not provided legal, financial or taxation advice to the Listener, Reader or Viewer;
• The information provided must be verified by the Listener, Reader or Viewer prior to the Listener, Reader or Viewer acting or relying on the information by an independent professional advisor including a legal, financial, taxation advisor and the Listener, Reader or Viewers accountant;
• The information may not be suitable or applicable to the Listener, Reader or Viewer's individual circumstances;
• We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and we are not authorised to provide financial services to the Listener, Reader or Viewer, and we have not provided financial services to the Listener, Reader or Viewer. 

See omnystudio.com/listener for privacy information.

Linh Dang has bought FIVE investment properties & plans to buy her Melbourne PPOR mortgage-free! 

 

❤️ I'm proud to call her a client of the Property Investment Accelerator. 

 

😍 Smiling Face with Heart-Eyes Emoji In this episode learn how she's built a $2.4m portfolio and caught the property bug! 

 

🏠 Linh explains why she doesn't want to pay down her properties, rather prioritising accumulating more of them. 

 

💸 Learn her lending strategy and how she found the best broker to scale her portfolio using "non-bank" lenders. 

 

🏠 Linh & her husband were searching for 'passive income' and have a goal to buy 2 more investment properties before buying their PPOR with no debt. 

 

💰 Her strategy is evolving and you learn a lot from this humble, thoughtful and goal-driven investor!

 

 

 

 

 

 

 

 

 

 

Discussion Points:

00:00: Introduction

02:10: No investing background, no worries!

13:20: Building a portfolio through a property partnership

21:52: Finding the right fit: Linh’s lending structure 

33:15: Growing the portfolio by buying interstate

36:18: Focusing on cash flow not overthinking yield

40:50: Buying a dream home or continuing to rent? 

47:32: Conclusion

 

 

  

About The Host:

 

Subscribe to Aus Property Mastery with PK for no BS, “straight to the point” property investing strategies and data-driven insights about the Australian housing market - the only property podcast not biased by a “Buyers Agent”. You can listen to Aus Property Mastery on Apple Podcasts, Spotify & YouTube Music. 

 

PK Gupta is the founder of the Property Investment Accelerator — Australia's #1 Rated And ONLY 100% Independent Real Estate Course & Mentorship Program that helps people achieve passive income through property investing using DATA, WITHOUT wasting months doing "research", spending weekends at inspections OR dropping $10-20k on Buyers Agents each time. 

Resources:

• Watch FREE Trainings On Our Website 👉 https://consultingbypk.com.au/
• Get Suburb Tips & FREE STRATEGIES In Our Private Facebook Community With Over 50,000 Clients & Investors 👉 https://www.facebook.com/groups/passiveincomethroughproperty
• Watch No Nonsense Property Market Insights On Our YouTube Channel 👉 https://www.youtube.com/c/AustralianPropertyMasterywithPKGupta

Disclaimer: No Legal, Financial & Taxation Advice

The Listener, Reader or Viewer acknowledges and agrees that:

• Any information provided by us is provided as general information and for general information purposes only;
• We have not taken the Listener, Reader or Viewers personal and financial circumstances into account when providing information;
• We must not and have not provided legal, financial or taxation advice to the Listener, Reader or Viewer;
• The information provided must be verified by the Listener, Reader or Viewer prior to the Listener, Reader or Viewer acting or relying on the information by an independent professional advisor including a legal, financial, taxation advisor and the Listener, Reader or Viewers accountant;
• The information may not be suitable or applicable to the Listener, Reader or Viewer's individual circumstances;
• We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and we are not authorised to provide financial services to the Listener, Reader or Viewer, and we have not provided financial services to the Listener, Reader or Viewer. 

See omnystudio.com/listener for privacy information.

Most Australians are now sitting on a GOLD MINE. They have huge EQUITY reserves lying dormant in their home. 

 

💰 This episode explains how to use that dormant equity to pay off your home faster or retire early. 

 

🏠 You don't need to save a deposit to buy multiple investment properties. 

 

🏖️ The equity in your home may be your ticket to financial independence.

 

 

 

 

 

 

 

 

 

Discussion Points:

00:00: Introduction

00:45: 4 tips for calculated decisions in property investing 

05:39: PPOR only? You can still build wealth WITHOUT SELLING

07:31:Turn $200k equity into A MILLION dollar portfolio

09:45: Becoming a property investor with no savings in the bank

12:05: Make your money work hard for you using STRATEGY

14:10: Conclusion  

 

 

  

About The Host:

 

Subscribe to Aus Property Mastery with PK for no BS, “straight to the point” property investing strategies and data-driven insights about the Australian housing market - the only property podcast not biased by a “Buyers Agent”. You can listen to Aus Property Mastery on Apple Podcasts, Spotify & YouTube Music. 

 

PK Gupta is the founder of the Property Investment Accelerator — Australia's #1 Rated And ONLY 100% Independent Real Estate Course & Mentorship Program that helps people achieve passive income through property investing using DATA, WITHOUT wasting months doing "research", spending weekends at inspections OR dropping $10-20k on Buyers Agents each time. 

Resources:

• Watch FREE Trainings On Our Website 👉 https://consultingbypk.com.au/
• Get Suburb Tips & FREE STRATEGIES In Our Private Facebook Community With Over 50,000 Clients & Investors 👉 https://www.facebook.com/groups/passiveincomethroughproperty
• Watch No Nonsense Property Market Insights On Our YouTube Channel 👉 https://www.youtube.com/c/AustralianPropertyMasterywithPKGupta

Disclaimer: No Legal, Financial & Taxation Advice

The Listener, Reader or Viewer acknowledges and agrees that:

• Any information provided by us is provided as general information and for general information purposes only;
• We have not taken the Listener, Reader or Viewers personal and financial circumstances into account when providing information;
• We must not and have not provided legal, financial or taxation advice to the Listener, Reader or Viewer;
• The information provided must be verified by the Listener, Reader or Viewer prior to the Listener, Reader or Viewer acting or relying on the information by an independent professional advisor including a legal, financial, taxation advisor and the Listener, Reader or Viewers accountant;
• The information may not be suitable or applicable to the Listener, Reader or Viewer's individual circumstances;
• We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and we are not authorised to provide financial services to the Listener, Reader or Viewer, and we have not provided financial services to the Listener, Reader or Viewer. 

See omnystudio.com/listener for privacy information.

Barry Krishnan dismissed a Buyers Agent and instead bought properties in Townsville, Sydney & Darwin - DIY - making $500K equity in 18 months. 

Formerly a restaurant manager, now an owner of a small gardening & mowing company, this is Barry's story of hard work and ACTION. 

❤️ I'm happy to say he used the Property Investment Accelerator to not only buy investment properties but also upgrade his Principal Place Of Residence (PPOR). 

In this episode learn: 
👉 The future of the Darwin property market and why Barry is quietly confident 
👉 How he found time to do the Course while working 60 hours / week 
👉 His best advice for those starting today 
👉 Why he decided not to work with a Buyers Agent despite being recommended to one by his friend 
👉 How he overcame analysis paralysis and the fear of making a terrible mistake 

🏆 Barry is hard working, overcoming challenges, and a proud small business owner - the heart of this nation. I'm very happy for him.

 

 

 

 

 

 

 

 

Discussion Points:
00:00: Introduction
02:07:Avoiding the early scam and investing in research
10:28: Learn, execute, overcome fear
17:08: A Pioneer in Darwin: buying property up north
25:28: Debunking the Darwin stigma
29:08: $300k in 10 months: finding a PPOR 
32:15: Barry’s top tips for investing 
37:16: Conclusion

 

 

 

 
 

 

  

 

About The Host:

Subscribe to Aus Property Mastery with PK for no BS, “straight to the point” property investing strategies and data-driven insights about the Australian housing market - the only property podcast not biased by a “Buyers Agent”. You can listen to Aus Property Mastery on Apple Podcasts, Spotify & YouTube Music. 

PK Gupta is the founder of the Property Investment Accelerator — Australia's #1 Rated And ONLY 100% Independent Real Estate Course & Mentorship Program that helps people achieve passive income through property investing using DATA, WITHOUT wasting months doing "research", spending weekends at inspections OR dropping $10-20k on Buyers Agents each time. 

 

Resources:

Watch FREE Trainings On Our Website 👉 https://consultingbypk.com.au/
Get Suburb Tips & FREE STRATEGIES In Our Private Facebook Community With Over 50,000 Clients & Investors 👉 https://www.facebook.com/groups/passiveincomethroughproperty
Watch No Nonsense Property Market Insights On Our YouTube Channel 👉 https://www.youtube.com/c/AustralianPropertyMasterywithPKGupta

Disclaimer: No Legal, Financial & Taxation Advice
The Listener, Reader or Viewer acknowledges and agrees that:
• Any information provided by us is provided as general information and for general information purposes only;
• We have not taken the Listener, Reader or Viewers personal and financial circumstances into account when providing information;
• We must not and have not provided legal, financial or taxation advice to the Listener, Reader or Viewer;
• The information provided must be verified by the Listener, Reader or Viewer prior to the Listener, Reader or Viewer acting or relying on the information by an independent professional advisor including a legal, financial, taxation advisor and the Listener, Reader or Viewers accountant;
• The information may not be suitable or applicable to the Listener, Reader or Viewer's individual circumstances;
• We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and we are not authorised to provide financial services to the Listener, Reader or Viewer, and we have not provided financial services to the Listener, Reader or Viewer. 

See omnystudio.com/listener for privacy information.

Should you go with a fixed interest rate? Or a variable interest rate? Which one is better? 

 

If you've ever taken out a loan of any kind, you may have been presented with these options. 

 

In this episode, I tell you about how both of them work, and which I recommend choosing based on your unique situation.

 

 

 

 

 

 

 

 

 

 

Discussion Points:

00:00: Introduction

01:09: Locked in with fixed: no option to refinance  

04:38: Stuck on high interest rates with fixed

07:14: No option to extend interest only in fixed

10:00: Fixed interest = no offset account

11:56: The pros: fixed interest cheaper and more stable?

13:45: Which option makes the most sense?

14:43: Conclusion 

 

 

  

About The Host:

 

Subscribe to Aus Property Mastery with PK for no BS, “straight to the point” property investing strategies and data-driven insights about the Australian housing market - the only property podcast not biased by a “Buyers Agent”. You can listen to Aus Property Mastery on Apple Podcasts, Spotify & YouTube Music. 

 

PK Gupta is the founder of the Property Investment Accelerator — Australia's #1 Rated And ONLY 100% Independent Real Estate Course & Mentorship Program that helps people achieve passive income through property investing using DATA, WITHOUT wasting months doing "research", spending weekends at inspections OR dropping $10-20k on Buyers Agents each time. 

Resources:

• Watch FREE Trainings On Our Website 👉 https://consultingbypk.com.au/
• Get Suburb Tips & FREE STRATEGIES In Our Private Facebook Community With Over 50,000 Clients & Investors 👉 https://www.facebook.com/groups/passiveincomethroughproperty
• Watch No Nonsense Property Market Insights On Our YouTube Channel 👉 https://www.youtube.com/c/AustralianPropertyMasterywithPKGupta

Disclaimer: No Legal, Financial & Taxation Advice

The Listener, Reader or Viewer acknowledges and agrees that:

• Any information provided by us is provided as general information and for general information purposes only;
• We have not taken the Listener, Reader or Viewers personal and financial circumstances into account when providing information;
• We must not and have not provided legal, financial or taxation advice to the Listener, Reader or Viewer;
• The information provided must be verified by the Listener, Reader or Viewer prior to the Listener, Reader or Viewer acting or relying on the information by an independent professional advisor including a legal, financial, taxation advisor and the Listener, Reader or Viewers accountant;
• The information may not be suitable or applicable to the Listener, Reader or Viewer's individual circumstances;
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