What if your financial stress wasn’t just about money—but about your life, relationships, and future?

In this episode of The Australian Property Show, I sit down with Sydney-based financial planner Luke Kelly. Luke works with small business owners in their growth stage of life, helping them reset, realign, and realise their true potential.

We unpack Luke’s Wealth Reset Program—a structured, personal growth plan designed to get you unstuck, simplify the complex, and bring your goals back into focus.

If you feel your future fast approaching and want clarity on where you’re heading, this episode is for you.

What you’ll learn in this episode:

• Why so many business owners feel “stuck” despite earning big incomes

• How Luke defines the “sophisticated spender”—and why it’s holding people back

• The power of having a mentor and a clear growth plan

• Why making the complex simple is the secret to confident decision-making

• The transformation possible through Luke’s 12-month Wealth Reset Program

• How to align your family plan with your financial plan

• Why getting clear on your “why” unlocks everything else

Clear goals. Honest conversations. Real change.

Ready to explore your path to financial independence through property — sooner and smarter?

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⁠Connect with Luke Kelly

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General Advice Warning! 

The information (including taxation) contained in this podcast is general in nature and does not consider your individual financial circumstances or needs. You should not act on the information provided without first obtaining professional advice specific to your circumstances. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. The views expressed in this podcast are solely those of the individual; they are not reflective or indicative of My Money Sorted position and are not to be attributed to Online Financial Planning Australia Pty Ltd. The host is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. This podcast cannot be reproduced in any form without the express written consent of My Money Sorted.

This week on The Australian Property Show, I sit down with Matt Pichaloff from East End Equity to unpack his journey as a property investor and mortgage broker.

From his first property in his early 20s, through to building a portfolio that includes a high-performing granny flat addition,

Matt’s story is packed with lessons for anyone who wants to accelerate their journey. He also reveals the insider knowledge he gained from years in the banking system — and how smart investors leverage lenders to unlock far more than they could if they just focused on paying off a home loan.

In this episode you’ll discover:

• How Matt got started in property at just 21 with his parents’ influence.

• The role of his first property in springboarding into future purchases.

• Why a granny flat addition proved a game-changer for cashflow and lending capacity.

• How to think about long-term holds versus flips.

• The power of equity, leverage, and depreciation benefits.

• How different lenders (Tier 1, Tier 2, non-banks) assess borrowing power.

• Key differences in lending assessments for PAYG employees vs. self-employed business owners.

• Matt’s top tips for young and aspirational investors.

This is a must-listen if you want to understand how to combine smart property strategy with finance to get ahead faster.

Ready to explore your path to financial independence through property — sooner and smarter?

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Book a complimentary discovery call with our team⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Connect with Matt Pichaloff

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General Advice Warning! 

The information (including taxation) contained in this podcast is general in nature and does not consider your individual financial circumstances or needs. You should not act on the information provided without first obtaining professional advice specific to your circumstances. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. The views expressed in this podcast are solely those of the individual; they are not reflective or indicative of My Money Sorted position and are not to be attributed to Online Financial Planning Australia Pty Ltd. The host is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. This podcast cannot be reproduced in any form without the express written consent of My Money Sorted.

We all dream of financial independence. But most people aren’t clear on when — or if — they’ll actually get there.

In this episode of The Australian Property Show, we explore how your path to wealth mirrors the Hero’s Journey. You’ll learn why clarity, guidance, and action are the keys to reaching financial independence sooner — without falling into shortcuts or costly mistakes.

Here’s what you’ll take away:

• Why almost every investor craves financial freedom sooner — and why that creates vulnerability.

• How the Hero’s Journey framework helps you see where you are on your path.

• The pivotal moment when heroes realise they need a guide — and how this applies to investors.

• Why clarity on your options is more valuable than a single “right answer.”

• The dangers of chasing shortcuts and how to avoid setbacks.

• The three traits that separate successful investors: action, maximising strengths, and outsourcing weaknesses.

• What true financial independence really looks like — and how to start moving toward it now.

If you’ve ever wondered how to get to your financial destination sooner — this episode is for you.

Ready to explore your path to financial independence — sooner and smarter? ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Book a complimentary discovery call with our team⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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General Advice Warning! 

The information (including taxation) contained in this podcast is general in nature and does not consider your individual financial circumstances or needs. You should not act on the information provided without first obtaining professional advice specific to your circumstances. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. The views expressed in this podcast are solely those of the individual; they are not reflective or indicative of My Money Sorted position and are not to be attributed to Online Financial Planning Australia Pty Ltd. The host is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. This podcast cannot be reproduced in any form without the express written consent of My Money Sorted.

Want to buy property with the greatest potential for capital growth year after year?In this episode, Tom Haigh reveals the 10 unchanging rules that separate high-performing locations from the rest.

These are the same location fundamentals that have driven decades of growth in some of Australia’s most desirable markets — and they can help you avoid costly mistakes.

You’ll also hear three real-world case studies proving these laws in action: Broadbeach–Burleigh Heads, Newcastle, and Geelong.

Here’s what you’ll learn:

• The 10 location factors that never go out of style

• Why stacking multiple laws supercharges growth potential

• How to avoid locations with permanent value-killers

• How infrastructure, anchor institutions, and zoning shape property performance

• Real examples of suburbs that have outperformed for over a decade

• How to use this checklist to protect your next purchase

Whether you’re buying your first property or your next investment, this is the location due diligence playbook you can’t afford to ignore.

Download: The 10 Immutable Laws of Location: How to Pick Suburbs That Win for Decades

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Book a complimentary discovery call with our team⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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General Advice Warning! 

The information (including taxation) contained in this podcast is general in nature and does not consider your individual financial circumstances or needs. You should not act on the information provided without first obtaining professional advice specific to your circumstances. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. The views expressed in this podcast are solely those of the individual; they are not reflective or indicative of My Money Sorted position and are not to be attributed to Online Financial Planning Australia Pty Ltd. The host is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. This podcast cannot be reproduced in any form without the express written consent of My Money Sorted.

Renovating for profit has the potential to change your financial future. But it’s not as simple as TV shows make it look.

In this episode of The Australian Property Show, Tom Haigh reveals the essential ingredients for a winning renovation — and the pitfalls that turn a flip into a flop. From market research to budgeting discipline, you’ll learn the exact steps smart investors take to turn tired properties into cashflow and capital growth machines.

Packed with real-world lessons, insider tips, and examples from The Block, this episode will help you make smarter renovation decisions — whether you’re a builder, tradie, hands-on renovator, or purely a strategic investor.

Key Takeaways – What’s in it for You

• Why renovating for profit is one of the fastest ways to accelerate property returns.

• The real reasons some flips boom while others bust.

• Lessons from The Block — how location, demand, and price spread shape success.

• What “price quartiles” mean and why they matter for profit potential.

• How to avoid overcapitalising and wasting renovation dollars.

• The most valuable features to invest in — based on what local buyers want.

• Why you don’t need trade skills to succeed — but you do need market knowledge.

• The three-part formula for profitable renovations: location, strategy, and discipline.

• How to plan renovations that deliver both lifestyle and long-term wealth.

🎯 Want help building your roadmap to wealth?

Book your free discovery call using the link below.

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Book a complimentary discovery call with our team⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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General Advice Warning! 

The information (including taxation) contained in this podcast is general in nature and does not consider your individual financial circumstances or needs. You should not act on the information provided without first obtaining professional advice specific to your circumstances. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. The views expressed in this podcast are solely those of the individual; they are not reflective or indicative of My Money Sorted position and are not to be attributed to Online Financial Planning Australia Pty Ltd. The host is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. This podcast cannot be reproduced in any form without the express written consent of My Money Sorted.

Most property investors chase trends, headlines, or "bargains" — and underperform.

In this episode of The Australian Property Show, host Tom Haigh is joined by Luke Metcalf, founder of Microburbs, to explore how data-backed decision-making can give you a serious edge in identifying capital growth opportunities.

Luke shares the proven laws of capital growth, reveals the suburb signals most people miss, and explains why smart investors focus on fundamentals — not hype.

If you're serious about building a portfolio that outperforms over time, this episode is packed with insights you can’t afford to ignore.

• Why investors underperform owner-occupiers by 1.5% per year

• How to use mean reversion, momentum and mispricing to your advantage

• What to look for in a suburb that’s on the cusp of growth

• The critical role of livability, supply, and demographic fit

• Why data-driven negotiation leads to better deals

• How to avoid fool’s gold and overhyped markets

• The end-to-end tools you can use to make smarter property decisions

🎯 Want to invest with confidence, not guesswork?

Book your free discovery call using the link below.

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Links mentioned in the show:

Explore suburb reports, risk data, and capital growth forecasts at ⁠microburbs.com.au⁠

General Advice Warning! 

The information (including taxation) contained in this podcast is general in nature and does not consider your individual financial circumstances or needs. You should not act on the information provided without first obtaining professional advice specific to your circumstances. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. The views expressed in this podcast are solely those of the individual; they are not reflective or indicative of My Money Sorted position and are not to be attributed to Online Financial Planning Australia Pty Ltd. The host is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. This podcast cannot be reproduced in any form without the express written consent of My Money Sorted.

What does success really mean — and is the version you’re chasing even yours?

In this powerful episode of The Australian Property Show, Tom sits down with high-performance coach Bill Nelson to unpack why so many of us are rethinking the old success formula — and what it takes to tap into your true potential.

Whether you’re a business owner, investor, or just someone feeling stuck in comfort mode — this conversation is for you.

You’ll discover:

• Why money is only part of the equation — and what actually makes us feel fulfilled

• The mindset shift happening across a generation of Australians

• Why clarity is more important than confidence — and how to find it

• How to challenge yourself daily and get comfortable with discomfort

• The hidden cost of living someone else’s definition of success

• How property can support your bigger vision — if you start with the right plan

This episode is your invitation to step up, start fresh, and back yourself.

🎯 Ready to define success on your terms — and build a property strategy that supports your bigger life vision?

Book your free strategy session now at:

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⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Connect with the Host⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠→ Gain clarity, challenge the status quo, and start your next chapter with purpose.

General Advice Warning! 

The information (including taxation) contained in this podcast is general in nature and does not consider your individual financial circumstances or needs. You should not act on the information provided without first obtaining professional advice specific to your circumstances. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. The views expressed in this podcast are solely those of the individual; they are not reflective or indicative of My Money Sorted position and are not to be attributed to Online Financial Planning Australia Pty Ltd. The host is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. This podcast cannot be reproduced in any form without the express written consent of My Money Sorted.

The first half of 2025 is behind us — and the Australian property market is shifting fast.

In this special mid-year update, host Tom Haigh breaks down the latest trends in residential and regional markets, reveals what the June 2025 Property Clock is telling us, and explains what the RBA’s interest rate cuts really mean for buyers, investors and homeowners.

You’ll also get fresh insights into investor behaviour from Cotality’s (Core Logic's) latest research — and why some are diving into new markets while others are sitting tight.

Short on time but want the full picture? This is the episode that cuts through the headlines and gives you what matters.

In this episode, you’ll learn:

If you're planning your next move, this episode delivers everything you need to know — in plain English and under 20 minutes.

🎯 Ready to make your next move in property your best yet? Tap into the experience and guidance of an unbiased property professional.

Book your free discovery call using the link below.

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Book a complimentary discovery call with our team⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Connect with the Host⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Check out Herron Todd White's Property Clock Report

General Advice Warning! 

The information (including taxation) contained in this podcast is general in nature and does not consider your individual financial circumstances or needs. You should not act on the information provided without first obtaining professional advice specific to your circumstances. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. The views expressed in this podcast are solely those of the individual; they are not reflective or indicative of My Money Sorted position and are not to be attributed to Online Financial Planning Australia Pty Ltd. The host is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. This podcast cannot be reproduced in any form without the express written consent of My Money Sorted.

Are you a business owner still renting the premises your business operates out of? You might be missing one of the biggest wealth-building opportunities hiding in plain sight.

In this episode, Tom breaks down how savvy business owners can stop paying someone else's mortgage — and start building their own equity by owning their commercial premises.

Using a powerful case study, you’ll learn how one client turned a problem property into a 9% net return and unlocked future capital growth through smart strategy and planning.

Here’s what you’ll take away:

• Why business owners are perfectly positioned to become commercial property investors

• How owning your premises gives you control, tax benefits, and upside

• The step-by-step breakdown of a real-life commercial office acquisition

• What a cap rate is — and why it’s the key to unlocking value in commercial property

• How we turned a $1M investment into a $1.5M asset using yield compression

• The essential questions to ask before buying property for your business

• Why your business rent could be better spent paying yourself

Whether you run a team of 1 or 30, this episode is packed with practical insights to help you think differently — and act strategically.

🎯 Want a second opinion on your lease or buying potential?

Book your free discovery call using the link below.

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Book a complimentary discovery call with our team⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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General Advice Warning! 

The information (including taxation) contained in this podcast is general in nature and does not consider your individual financial circumstances or needs. You should not act on the information provided without first obtaining professional advice specific to your circumstances. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. The views expressed in this podcast are solely those of the individual; they are not reflective or indicative of My Money Sorted position and are not to be attributed to Online Financial Planning Australia Pty Ltd. The host is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. This podcast cannot be reproduced in any form without the express written consent of My Money Sorted.

Most people think wealth is all about money. But if you're a property investor chasing real freedom, there's much more to the story.

In this episode, Tom unpacks The 5 Types of Wealth, a powerful framework by Sahil Bloom — and explains how it applies directly to Australian investors looking to live life on their terms.

You’ll learn why property is just the beginning — and why your roadmap, not just your portfolio, is what leads to true freedom.

Here’s what we cover:

If you’re INVESTING, but still feel directionless — this one’s for you.

🎧 Hit play and reframe what it means to be truly wealthy.

🎯 Ready to build your roadmap to 5 x wealth?

Book your free discovery call using the link below.

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Book a complimentary discovery call with our team⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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General Advice Warning! 

The information (including taxation) contained in this podcast is general in nature and does not consider your individual financial circumstances or needs. You should not act on the information provided without first obtaining professional advice specific to your circumstances. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. The views expressed in this podcast are solely those of the individual; they are not reflective or indicative of My Money Sorted position and are not to be attributed to Online Financial Planning Australia Pty Ltd. The host is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. This podcast cannot be reproduced in any form without the express written consent of My Money Sorted.