In our fourth and final episode of our Authorised Push Payment Fraud podcast series, our hosts discuss the Supreme Court's judgment in the case of Philipp v Barclays Bank, providing some key takeaways and practical tips. 

Episode three focuses on Stanford International Bank vs HSBC, where the Courts ruled that there was no basis for a Quincecare claim. Our hosts discuss and analyse the case and its impact. 

Law firm Womble Bond Dickinson's podcast series looks at Authorised Push Payment Fraud, also known as APP fraud. 

APP fraud is a relatively unsophisticated deception, but it can be extremely effective because of the way in which it is delivered. 

In episode two, our hosts dive into some recent court judgments where both the Quincecare duty, as well as the banks' liability under this duty, are being put in the limelight. 

The Quincecare duty is a duty of care that banks must exercise in circumstances where they have reasonable grounds to believe that instructions provided by customers are an attempt to misappropriate funds. In order to protect customers, banks can refuse to comply with certain instructions and may be obligated to take positive steps to investigate whether a payment instruction is an attempt to defraud customers. 

The level of fraud in the UK has reached concerning heights.  

Law firm Womble Bond Dickinson's podcast series looks at Authorised Push Payment Fraud, also known as APP fraud. 

APP fraud is a relatively unsophisticated deception, but it can be extremely effective because of the way in which it is delivered. 

In the first half of 2021, the UK saw a 71% increase in APP fraud, which for the first time surpassed the total sum of money stolen through payment card fraud. 

In this first episode, our hosts discuss APP fraud's scope and growth, duty by the banks and new legislation that is being drafted to tackle this type of fraud.