Average Joe Finances

Average Joe Finances

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Average Joe Finances episodes

  • 221. Ask the Plan Man with Bruce Weinstein

    If you feel stressed and unsure about your money situation, even though you're trying to save and invest, know that you're not the only one. Lots of people face money problems, even when they're trying their best. They save money, but sometimes unexpected costs or bad investment choices make it hard to build a stable financial future. It's time to escape this pattern and make a solid plan to secure your future.

    Join us on Average Joe Finances as our guest Bruce Weinstein reveals the truth and shares valuable insights on how to develop a proactive financial plan for a secure future.

    In this episode:

    • Learn to appreciate the importance of a robust financial plan for your future.
    • Comprehend the significant role of life insurance in long-term financial protection.
    • Uncover the added benefits of kickstarting your financial planning at a young stage in life.
    • Break free from apathy and self-focused behaviors that obstruct proactive fiscal choices.
    • And so much more!


    Key Moments:

    00:00:56 - Bruce's Background in Financial Planning
    00:05:03 - Insurance Needs at Different Stages of Life
    00:07:31 - Insurability and Health
    00:09:54 - Life Insurance and Age
    00:12:15 - The Importance of Financial Planning
    00:13:17 - Planning for Retirement
    00:14:27 - Longevity and Health
    00:15:43 - Being a Plan Man
    00:20:19 - Apathy and Selfishness
    00:24:19 - The Importance of Life Insurance
    00:25:59 - Understanding Term Insurance
    00:27:15 - Life Insurance for Older Individuals
    00:28:23 - The Importance of Financial Planning
    00:30:21 - Being Proactive and Seeking Advice
    00:36:27 - Relief from Financial Burden
    00:37:18 - Emotional Investing
    00:39:07 - The Importance of a Financial Advisor
    00:42:05 - Knowing When to Exit Investments
    00:43:51 - Diversification in Real Estate and Stocks
    00:49:06 - Starting Your Financial Journey

    Find Bruce Weistein on:

    Websites:
    www.weinsteinwealth.com
    www.asktheplanman.com
    www.planman.tv
    Facebook: https://www.facebook.com/bruce.m.weinstein
    LinkedIn: https://www.linkedin.com/in/brucemweinstein/ 



    Average Joe Finances®

    All of our social media links and more: https://averagejoefinances.com/links

    About Mike: https://mikecavaggioni.com


    Show Notes add-on continued here: https://averagejoefinances.com/show-notes/


    *DISCLAIMER* https://averagejoefinances.com/disclaimer


    See our full episode transcripts here: https://podcast.averagejoefinances.com/episodes

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    1 hr
  • 220. Meet the Blind, Deaf, and Unstoppable Entrepreneur with Aaron Hale

    Many individuals are frustrated and defeated, when their actions seem to fall short of their goals. Instead of seeing progress, they may experience setbacks, obstacles, or even outright failure. But remember, this is a standard part of the journey towards pursuing your passions and overcoming limitations. Keep pushing forward and don't let temporary setbacks define your future success.

    Join us on Average Joe Finances as our guest Aaron Hale shares his inspiring journey from military service to overcoming life-altering injuries that molded him into the resilient individual he is today. 

    In this episode:

    • Learn the secret to converting passions into reality despite prevalent hurdles.
    • Find out how to architect a personal brand that strikes the right target audience.
    • Unveil the potential of shared personal experiences in forging genuine connections.
    • Understand the lessons smartly learned from business and life, preventing the usual pitfalls.
    • And so much more!

    Key Moments:

    00:01:04 - Aaron's Background and Military Career
    00:05:17 - Discovering a New Passion
    00:06:56 - Life-Altering Event
    00:09:49 - Overcoming Challenges and Entrepreneurship
    00:18:46 - Overcoming Physical Challenges
    00:21:03 - Asking the Right Questions
    00:22:13 - Finding Strength in Small Steps
    00:25:10 - Transition to Real Estate
    00:31:53 - Marketing and Real Estate
    00:38:43 - Building a Personal Brand
    00:42:12 - Niche Marketing

    Find Aaron Hale on:

    Websites: https://eodfudge.com/

    LinkedIn: https://www.linkedin.com/in/aaron-hale-1861477/

    Podcast: https://pointofimpactpod.com/


    Average Joe Finances®

    All of our social media links and more: https://averagejoefinances.com/links

    About Mike: https://mikecavaggioni.com


    Show Notes add-on continued here: https://averagejoefinances.com/show-notes/


    *DISCLAIMER* https://averagejoefinances.com/disclaimer


    See our full episode transcripts here: https://podcast.averagejoefinances.com/episodes

    Send us Fan Mail

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    46 min
  • 219. The Importance of Financial Literacy When Life Throws a Curveball with Mike Tarnow

    Does this sound familiar? You've been told to simply think positively to overcome adversity and maintain a positive mindset. But despite your efforts, you still struggle to stay optimistic and navigate life's challenges. The pain of constantly trying to force a positive mindset, only to be disappointed, is draining and disheartening. It's time to discover a more practical approach that will truly help you overcome adversity and find lasting happiness.

    Join us on Average Joe Finances as our guest, Mike Tarnow reveals the key to overcoming challenges, achieving lasting happiness, discovering the path to triumph over adversity, and embracing a life filled with fulfillment and contentment.

    In this episode:

    • Delve into transformative strategies that could lead you to an earlier-than-expected retirement.
    • Master the art of allocating your income wisely for an effortless financial journey.
    • Immerse yourself in insights to manage finances as a robust team successfully.
    • Gain a fresh perspective on maintaining a positive outlook when overcoming adversities.
    • And so much more!

    Key Moments:

    00:00:40 - Mike Tarno's Background
    00:02:57 - Early Retirement Plan
    00:06:36 - 401(k) and Investments
    00:09:53 - Budgeting and Saving Strategies
    00:12:29 - Budgeting and Earmarking
    00:14:03 - Envelope Method with Bank Accounts
    00:15:35 - Accomplishing Financial Goals
    00:18:53 - Importance of Being Prepared for Expenses
    00:19:24 - Partnering in Finances
    00:24:55 - Mike Tarnow's Side Hustle
    00:25:57 - Overcoming Hardships
    00:29:27 - Cancelled Surgery
    00:31:59 - The Power of Positivity
    00:36:57 - The Importance of Support

    Find Mike Tarnow on:

    Websites: https://www.miketarnow.com/

    Podcast: https://www.stayoffmylawn.us/

    LinkedIn: https://www.linkedin.com/in/mike-tarnow/

    Facebook: https://www.facebook.com/miketarnow/

    Instagram: https://www.instagram.com/miketarnow_vo/?hl=en


    Average Joe Finances®

    All of our social media links and more: https://averagejoefinances.com/links

    About Mike: https://mikecavaggioni.com


    Show Notes add-on continued here: https://averagejoefinances.com/show-notes/


    *DISCLAIMER* https://averagejoefinances.com/disclaimer


    See our full episode transcripts here: https://podcast.averagejoefinances.com/episodes

    Send us Fan Mail

    Support the show

    46 min
  • 218. Successful Market Strategies for a Full Time Trader with Tony Pawlak

    Do you want to enhance your trading strategies and achieve greater success in the market? Are you searching for the key to unlocking your full potential as a full-time trader? Look no further! Get ready to revolutionize your approach and see your trading career soar to new heights!

    Join us on Average Joe Finances as our guest, Tony Pawlak reveals the ultimate solution to help you attain your desired outcome: amplified trading strategies and heightened market triumph. 

    In this episode:

    • Uncover the power of the right mindset to unlock trading and investing proficiencies.
    • Acquire skills to maneuver your trading risks with control and management techniques.
    • Realize how education and mentorship in trading are pivotal for making purpose-driven decisions.
    • Recognize the role your emotions play in trading and develop strategies to manage them.
    • And so much more!

    Key Moments:

    00:00:27 - Tony Pawlak's Background
    00:02:26 - Struggles and Debt
    00:08:14 - Mindset Shift and Strategy
    00:09:44 - Growth and Helping Others
    00:12:17 - Stepping Up to the Next Level
    00:14:30 - Overcoming Common Trading Mistakes
    00:19:51 - Trading as a Full-Time or Part-Time Endeavor
    00:22:30 - Investing vs. Trading in the Stock Market
    00:23:51 - The Importance of Price Action Trading
    00:24:15 - The Importance of Learning to Read Markets
    00:25:14 - Long-Term Investing and Buying Insurance
    00:26:31 - Understanding Market Trends and Timing
    00:28:41 - The Best Time to Trade and Emotional Equity
    00:33:02 - The Importance of Diagnosing Markets and Accepting Losses
    00:35:21 - The Importance of Mindset in Trading
    00:36:14 - Risk and Skill in Trading
    00:38:50 - Controlling Emotions and Risk in Trading
    00:40:05 - Lessons Learned and Changing Expectations
    00:47:20 - Enriching Lives and Providing Education,


    Find Tony Pawlak on:

    Websites: https://www.reallifetrading.com/tonypawlak

    Podcast: https://myworstinvestmentever.com/ep579-tony-pawlak-stop-trying-to-get-rich-overnight/

    Youtube: https://www.youtube.com/channel/UCux4_ZudBYgiZBPDvxVdhVQ


    Average Joe Finances®

    All of our social media links and more: https://averagejoefinances.com/links

    About Mike: https://mikecavaggioni.com


    Show Notes add-on continued here: https://averagejoefinances.com/show-notes/


    *DISCLAIMER* https://averagejoefinances.com/disclaimer


    See our full episode transcripts here: https://podcast.averagejoefinances.com/episodes

    _______________________

    This is not an offer of a security or investment advice.See important disclosures at masterworks.com/cd 

    View all past offerings here. 

    When Masterworks presents the net return of an investment in a sold artwork, “net return” or “IRR” refers to the annualized internal rate of return net of all fees and expenses, calculated from the offering closing date to the date the sale is consummated. IRR is not indicative of Masterworks paintings not yet sold and past performance is not indicative of future results. For additional information regarding the calculation of IRR for a particular investment in an artwork that has been sold, a reconciliation will be filed as an exhibit to Form 1-U and will be available on the SEC’s website at www.sec.gov.




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    54 min
  • 216. Lessons Learned from Tech to Buying Real Estate with John Foong

    Do you want to make smarter financial decisions and achieve success in real estate investing? How can tech professionals leverage their skills to excel in the real estate market? Look no further! This discussion will reveal the solution to achieving improved financial decision-making and prosperous real estate investments. 

    Join us on Average Joe Finances as our guest, John Foong, unveils how his Silicon Valley-bred paranoia and unique mindset led him to navigate the uncertainties of life and achieve remarkable success.

    In this episode:

    • Identify the crucial value of the tech sector’s commitment to continuous growth and innovation.
    • Get to know the significance of financial modeling in guiding your investment direction.
    • Discover the value of aligning with finance and investment experts for informed guidance.
    • Appreciate how taking initiative and dedication to continuous learning can transform your finance and investment journey.
    • And so much more!

    Key Moments:

    00:01:31 - Getting to Know John Fung
    00:03:07 - Paranoia and the Mindset of Tech Companies
    00:07:58 - Balancing Optimization and Peace of Mind
    00:11:26 - Feeling the Responsibilities of Parenthood
    00:13:27 - Being Prepared for Anything
    00:17:59 - Adjusting for Changing Seasons
    00:19:16 - Adapting to Different Life Seasons
    00:21:46 - Trust and Collaboration in Finances
    00:22:47 - Differences in Real Estate between Australia and the United States
    00:24:16 - Taxation Differences in Australia and the United States
    00:25:50 - Buyer's Agents and Real Estate Transactions
    00:29:10 - Benefits of Lines of Credit and Liquidity
    00:34:15 - The Importance of Learning and Seeking Expert Help,


    Find John Foong on:

    LinkedIn: https://au.linkedin.com/in/johnfoong

    Instagram: https://www.instagram.com/johnfoong/

    Facebook: https://www.facebook.com/jfoong


    Average Joe Finances®

    All of our social media links and more: https://averagejoefinances.com/links

    About Mike: https://themikecav.com


    Show Notes add-on continued here: https://averagejoefinances.com/show-notes/


    *DISCLAIMER* www.averagejoefinances.com/disclaimer


    See our full episode transcripts here: www.averagejoefinancespod.com/episodes

    Send us Fan Mail

    Support the show

    45 min
  • 215. Why Gold and Precious Metals Should be in Your Portfolio with Dana Samuelson

    Do you want to enhance the resilience of your real estate portfolio and safeguard it against inflation? Are you searching for a solution that can provide you with increased protection and stability? Look no further, because, in this discussion, we will reveal the key to achieving that desired outcome. 

    Join us on Average Joe Finances as our guest, Dana Samuelson, will be sharing tips on how to protect and diversify your portfolio, battle inflation, and seize prime buying opportunities in a rapidly evolving market.

    In this episode:

    • Uncover why owning precious metals is crucial to safeguard your assets from the effects of inflation.
    • Learn how to use your precious metals as collateral for real estate investments.
    • Understand the significance of liquidity in turbulent economic conditions.
    • Equip yourself with strategies to protect against counterfeit precious metals.
    • Discover how to spot lucrative opportunities in the real estate and gold markets.
    • And so much more!


    Key Moments:

    00:03:35 - Precious Metals as an Inflation Hedge
    00:07:51 - Precious Metals vs. Cryptocurrency
    00:12:38 - The Value of Precious Metals
    00:14:03 - Borrowing Against Precious Metals
    00:15:40 - The Precious Equity Strategy
    00:18:45 - Buying Real Estate During a Financial Crisis
    00:19:52 - The Importance of Liquidity
    00:23:27 - Building a Precious Metals Business
    00:27:05 - Establishing the industry anti-counterfeiting task force
    00:28:30 - Importance of buying from reputable dealers
    00:29:08 - Anti-counterfeiting measures in coins
    00:29:40 - Success in getting the Secret Service involved

    Find Dana Samuelson on:

    Website: https://www.amergold.com/

    LinkedIn: https://www.linkedin.com/in/dana-samuelson-64793056/ 


    Average Joe Finances®

    All of our social media links and more: https://averagejoefinances.com/links

    About Mike: https://themikecav.com


    Show Notes add-on continued here: https://averagejoefinances.com/show-notes/


    *DISCLAIMER* www.averagejoefinances.com/disclaimer


    See our full episode transcripts here: www.averagejoefinancespod.com/episodes

    Send us Fan Mail

    Support the show

    47 min
  • 214. The Effects of AI in Real Estate with Tony Lopes

    Do you want to better understand how AI can revolutionize the real estate industry? Are you looking for a solution to enhance your knowledge and utilization of AI to achieve remarkable outcomes in real estate investments? Look no further! Get ready to harness the power of artificial intelligence and reap the rewards it brings to your investments.

    Join us at the Average Joe Finances Podcast as our guest, Tony Lopes, will be sharing invaluable insights and strategies to unlock the full potential of AI in the world of real estate. 

    In this episode:

    • Realize the true significance of prioritizing high-value tasks in the realm of real estate investing.
    • Learn how harnessing the expertise of others can transform your entrepreneurial journey.
    • Appreciate the role of perpetual learning in pushing your personal boundaries.
    • Unveil the potential of nurturing relationships, online and offline, in unfolding career and business prospects.
    • Get insights on reliable industry resources like enlightening books and authentic content creators.
    • And so much more!


    Key Moments:
    00:03:11 - Real Estate Investments
    00:07:53 - Leveraging Networking
    00:10:06 - The Role of Hard Money Lenders
    00:13:54 - Rising Property Taxes and Affordability
    00:14:29 - Energy Crisis and the Cost of Housing
    00:15:33 - Societal Shift towards Convenience
    00:19:48 - Changing Work Ethics and Loyalty
    00:23:26 - Generational Differences and Homeownership
    00:27:09 - The Impact of September 11 on a Business
    00:28:29 - The Importance of Taking Action
    00:29:31 - Generational Challenges Ahead
    00:30:49 - The Influence of Social Media
    00:31:27 - The Future of Real Estate with AI
    00:41:53 - The Value of Delegating Low-Level Tasks 

    Find Tony Lopes on:

    Email: [email protected]

    Website: www.dirtybootscapital.com

    Website: www.freedomatriskbook.com

    LinkedIn:  www.linkedin.com/in/tony-lopes-far/

    YouTube:  www.youtube.com/DirtyBootsCapital

    Facebook: www.facebook.com/FreedomAtRisk

    Instagram: www.instagram.com/freedomatrisk

    Twitter: www.twitter.com/freedomatrisk_


    Average Joe Finances®

    All of our social media links and more: https://averagejoefinances.com/links

    About Mike: https://themikecav.com


    Show Notes add-on continued here: https://averagejoefinances.com/show-notes/


    *DISCLAIMER* www.averagejoefinances.com/disclaimer


    See our full episode transcripts here: www.averagejoefinancespod.com/episodes



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    54 min
  • 213. Breaking Down the Real Estate Barriers with Marcus Maloney

    Many investors in real estate are currently facing frustration and overwhelm as their investments are not delivering the desired outcomes. Despite dedicated efforts such as property research, seminars, and networking, these investors are disappointed with unsuccessful returns. This situation has led to financial setbacks, missed opportunities, and uncertainty in their real estate pursuits.

    Join us at the Average Joe Finances Podcast as our guest, Marcus Maloney shares how he helps aspiring real estate professionals break the barriers to entry into investing and build a quality lifestyle through real estate investing.

    In this episode:

    • Grasp the sophisticated ways of successful real estate investments.
    • Dig into covert off-market deals and polish your follow-up plans.
    • Discern how societal contribution boosts your business reach.
    • Value the essence of self-trust and the courage to venture into overcoming obstacles.
    • Understand the power of empathic listening and professional networking in the realty industry.
    • And so much more!

    Key Moments:

    00:03:31 - Early Lessons in Investing
    00:06:12 - Influence of Family
    00:10:48 - Marcus’ Real Estate Deals
    00:14:41 - Using PropStream for Data
    00:15:46 - Marketing Techniques
    00:19:00 - Being a Problem Solver
    00:21:41 - Residential Group Homes
    00:26:36 - Changing Lives Through Real Estate, 

    Find Marcus Maloney on:

    Website: https://marcusemaloney.com/

    Facebook: https://www.facebook.com/EquityRealtyInvestments/

    Twitter: https://twitter.com/mrcsmaloney

    Instagram: https://www.instagram.com/mrcsmaloney/

    Linked in: https://www.linkedin.com/in/marcusmaloney/

    Youtube: https://www.youtube.com/mrcsmaloney 


    Average Joe Finances®

    All of our social media links and more: https://averagejoefinances.com/links

    About Mike: https://themikecav.com


    Show Notes add-on continued here: https://averagejoefinances.com/show-notes/


    *DISCLAIMER* www.averagejoefinances.com/disclaimer


    See our full episode transcripts here: www.averagejoefinancespod.com/episodes

    Send us Fan Mail

    Support the show

    43 min
  • 212. Building a Real Estate Agent Business with Ali Garced

    Do you want to build a thriving real estate agent business? Are you seeking the key to success in the competitive real estate market? Look no further. In this episode, our guest, Ali Garced, will reveal the solution to attaining your desired outcome: the ability to establish a highly successful real estate agent business.

    Join us at the Average Joe Finances Podcast as our guest, Ali Garced, shares her passion for real estate investing, masterfully navigating the market to amass seven properties. Never one to settle, Ali capitalized on her knack for connecting with people and numbers, becoming a successful realtor, and creating ripples in the industry.

    In this episode:

    • Develop a blueprint for crafting a successful realtor career while building your real estate investment portfolio.
    • Understand the necessity of accurate forecasts and balancing cash inflow with property appreciation.
    • Learn the vital role of a committed team and resource optimization in achieving real estate success.
    • Discover insights on leveraging the power of social media for meaningful growth and effective time management in your business operations.
    • And so much more!


    Key Moments:

    00:08:31 - Making the Jump to Full-Time Realtor
    00:09:55 - Ali's Real Estate Investments
    00:11:48 - Investing in Real Estate
    00:13:02 - Transitioning to Long-Term Rentals
    00:14:20 - Appreciation and Cash Flow
    00:18:09 - Building a Realtor Business
    00:19:45 - Transitioning to Referral-Only Agent
    00:21:35 - Achieving Financial Milestone
    00:26:39 - Mentality of an Entrepreneur
    00:27:57 - CRM Systems for Real Estate
    00:34:39 - Outsourcing and Time Management


    Find Ali Garced on:

    Website: https://www.garcedrealty.com/

    Instagram: https://www.instagram.com/ali_the_agent/?hl=en

    Tiktok: https://twitter.com/rcanfield1

    LinkedIn: https://www.linkedin.com/in/alexandragarced/

    Facebook: https://www.facebook.com/richard.canfield

    Youtube: https://www.youtube.com/channel/UCj8ZlieHodxhD0vC75-rq0g 


    Average Joe Finances®

    All of our social media links and more: https://averagejoefinances.com/links

    About Mike: https://themikecav.com


    Show Notes add-on continued here: https://averagejoefinances.com/show-notes/


    *DISCLAIMER* www.averagejoefinances.com/disclaimer


    See our full episode transcripts here: www.averagejoefinancespod.com/episodes

    Send us Fan Mail

    Support the show

    49 min

About Average Joe Finances

From the publisher's feed

On this podcast we discuss how to create passive income from real estate, investing, side hustles and more. Our mission is to show people that financial independence is possible no matter their…