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Join us on Average Joe Finances as our guest Marcia Dawood, a seasoned angel investor, shares her journey from corporate America to discovering the world of angel investing. She explains how angel investing is accessible even for those who aren't super wealthy and discusses the importance of diversification and having a solid investment thesis. The conversation delves into different types of crowdfunding, including equity crowdfunding and debt crowdfunding, as well as the challenges and opportunities in the current investment landscape. 

In this episode:

• Discover how angel investing is more accessible than ever, with opportunities starting at just $50.
• Learn why diversification and due diligence are key to building a strong investment portfolio.
• Understand how to spot truly innovative startups beyond the hype of trending buzzwords.
• Explore alternative investing approaches like debt crowdfunding for lower-risk entry points.
• And so much more!

Key Moments:

00:55 Guest Introduction: Marcia Dawood

01:27 Marcia's Journey into Angel Investing

02:59 Understanding Angel Investing

05:07 Comparing Angel Investing to Real Estate Syndication

05:49 The Role of Funds in Angel Investing

06:54 Risks and Rewards of Angel Investing

12:36 Marcia's Book: Do Good While Doing Well

15:21 Equity Crowdfunding and Platforms

18:32 Debt Crowdfunding Explained

25:30 Podcast Milestones and Notable Guests

25:40 Democratizing Private Investing

Find Marcia Dawood on:

Website: https://www.marciadawood.com/

LinkedIn: https://www.linkedin.com/in/marciadawood/

Facebook: https://www.facebook.com/marcia.dawood

Average Joe Finances®

All of our social media links and more: https://averagejoefinances.com/links

About Mike: https://mikecavaggioni.com

About Tawnya: https://www.themoneylifecoach.com/

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Join us on Average Joe Finances as our guest Joe Downs, CEO of Belrose Storage Group, shares his 17-year journey in commercial real estate. Joe recounts his early career as a financial advisor, the impact of 9/11 on his career shift, and his ventures, including owning a bar and moving into real estate. Joe delves into his current focus on the self-storage industry, offering insights into market dynamics, the importance of mentorship, and the unique opportunities in storage, especially during economic cycles.

In this episode:

• Learn how adaptability and resilience can turn career setbacks into real estate success.
• Discover why self-storage is an overlooked yet profitable niche in commercial real estate.
• Understand the importance of seeing opportunity in every deal, even beyond your initial criteria.
• Gain insights on why hands-on business oversight is key to long-term investment success.
• And so much more!

Key Moments:

00:00 Introduction and Welcome

01:00 Guest Introduction: Joe Downs

01:23 Joe's Journey into Real Estate

01:39 From Financial Advisor to Real Estate

02:00 The Impact of 9/11 and Career Shift

02:56 Venturing into Real Estate

04:00 Owning a Bar: Lessons Learned

04:57 Transition to Radio and Real Estate

07:14 Discovering Self Storage

09:28 The Self Storage Business Model

13:20 Challenges and Opportunities in Storage

27:49 Advice for Aspiring Investors

31:24 Final Thoughts and Contact Information

Find Joe Downs on:

Website: https://www.belrosestoragegroup.com/

Instagram: https://www.instagram.com/belrosestoragegroup/

Facebook: https://www.facebook.com/belrosestoragegroup

LinkedIn: https://www.linkedin.com/in/joe-downs-7990851/

Youtube: https://www.youtube.com/@belrosestoragegroup

Average Joe Finances®

All of our social media links and more: https://averagejoefinances.com/links

About Mike: https://mikecavaggioni.com

About Tawnya: https://www.themoneylifecoach.com/

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See our full episode transcripts here: https://podcast.averagejoefinances.com/episodes

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Join us on Average Joe Finances as our guest Darius Ross, a seasoned entrepreneur with over 30 years of experience. Darius shares his serendipitous entry into entrepreneurship, his experiences with real estate investment, consulting for equity, and the creation of educational materials from his many business lessons. He emphasizes the importance of adaptability, the 'guerrilla mentality,' salesmanship, and constant learning. 

In this episode:

• Learn how embracing adaptability and strategic thinking can fuel entrepreneurial success.
• Discover why intellectual contributions often outweigh capital investments in building wealth.
• Understand the power of the "gorilla mentality" in navigating business challenges and competition.
• Gain insights on why accountability and self-reflection are crucial for personal and professional growth.
• And so much more!

Key Moments:

00:58 Guest Introduction: Darius Ross

01:27 Darius's Entrepreneurial Journey

02:34 First Business Venture: Real Estate

04:36 Consulting and Equity

05:23 Leadership and Writing Books

07:37 Gorilla Mentality Explained

13:43 Entrepreneurial Mindset and Challenges

19:28 Final Round: Mistakes and Lessons

25:44 Closing Thoughts and Wisdom

Find Darius Ross on:

Website :https://www.dariusaross.com/

LinkedIn: https://www.linkedin.com/in/darius-ross-0316626/

Facebook: https://www.facebook.com/dariusaross1

X: https://x.com/dacatman

Instagram: https://www.instagram.com/darreexec/

Average Joe Finances®

All of our social media links and more: https://averagejoefinances.com/links

About Mike: https://mikecavaggioni.com

About Tawnya: https://www.themoneylifecoach.com/

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*DISCLAIMER* https://averagejoefinances.com/disclaimer

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Join us on Average Joe Finances as our guest Steve Selengut, a professional investment manager with over 40 years of experience and the author of 'Retirement Money Secrets’,  shares his journey into investment management, emphasizing the importance of diverse income streams, market volatility, and income-focused investing. He discusses his father's influence on his understanding of income generation, his early experiences in handling investment portfolios, and his strategy for using closed-end funds to secure steady income.

In this episode:

• Learn how income-focused investing can create financial stability in retirement, even during market fluctuations.
• Discover why closed-end funds offer a reliable monthly income stream and long-term wealth-building potential.
• Understand the power of embracing market volatility rather than fearing it, using strategic investment approaches.
• Gain insights into aligning your financial strategy with personal goals for a secure and stress-free retirement.
• And so much more!

Key Moments:

00:59 Meet Steve Selingut: A Veteran Investment Manager

01:22 Steve's Early Investment Journey

03:44 Investment Strategies and Market Insights

06:45 The Importance of Income Streams

09:28 Closed-End Funds Explained

15:47 Steve's Biggest Financial Lessons

20:12 Advice for New Investors

22:42 Steve's Recommended Resources

24:41 Where to Find More About Steve

Find Steve Selengut on:

Website: https://theincomecoach.net/

LinkedIn: https://www.linkedin.com/in/privateinvestmentmanagement/

Youtube: https://www.youtube.com/@steveselengut

Average Joe Finances®

All of our social media links and more: https://averagejoefinances.com/links

About Mike: https://mikecavaggioni.com

About Tawnya: https://www.themoneylifecoach.com/

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Join us on Average Joe Finances as our guest Daniel Kong,  a former software developer turned real estate investor, shares his journey from working 20 years in a W2 job to achieving financial freedom through real estate investing, specifically using the BRRR strategy. He discusses the transition from passive income to active income, the importance of networking, and how to effectively manage and buy back time. Daniel also delves into the importance of taking immediate action on learned knowledge and offers insights into his current focus on active business and construction projects.

In this episode:

• Learn how decisive action and adaptability are key to transforming career paths and achieving financial freedom.
• Understand the balance between active and passive income to optimize growth and long-term stability.
• Realize the importance of leveraging time through strategic outsourcing and effective time management.
• Discover the power of networking and mentorship in unlocking new opportunities and strengthening vision.
• And so much more!

Key Moments:

00:56 Guest Introduction: Daniel Kong

01:49 Daniel's Journey into Real Estate

03:10 First Steps in Real Estate Investing

05:21 Building a Real Estate Portfolio

06:19 Active vs Passive Income Strategies

09:15 Ground-Up Construction Projects

10:54 Investor Relations and Fund Management

16:05 Balancing Business and Social Media

17:46 The Importance of Time in Building Passive Income

19:19 Strategies for Buying Back Time

20:12 Balancing Business and Personal Life

21:30 Outsourcing and Delegating Tasks

23:33 Making the Most of Free Time

28:51 Final Round: Personal Finance and Business Insights

33:27 Closing Thoughts and Final Advice

Find Daniel Kong on:

Websites:

https://www.sunsetcapitalinvestments.com/

https://www.danielkong808.com/

Facebook: https://www.facebook.com/danielkong808

Instagram: https://www.instagram.com/danielkong808

Tiktok: https://www.tiktok.com/@danielkong808

Youtube: https://www.youtube.com/@danielkong808

Average Joe Finances®

All of our social media links and more: https://averagejoefinances.com/links

About Mike: https://mikecavaggioni.com

About Tawnya: https://www.themoneylifecoach.com/

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Join us on Average Joe Finances as our guest Krista Reuther, the Senior Education Content Manager at TurboTenant, shares her journey into the industry starting as a freelance writer and editor in college, her growth into real estate content creation, and how she assists landlords and renters in saving money through data-driven content. Krista also offers valuable resources available on TurboTenant and highlights influential figures and recommendations in the real estate domain.

In this episode:

• Learn the importance of using data-driven content to educate landlords and tenants.
• Discover the value of local property management before transitioning to remote investments.
• Grasp the necessity of thorough tenant screening to ensure successful rental relationships.
• Understand the legal requirements around fair housing to maintain compliance and avoid pitfalls.
• And so much more!

Key Moments:

00:00 Introduction and Welcome

00:56 Meet Krista Reuter: Senior Education Content Manager at TurboTenant

01:31 Krista's Journey into Real Estate and Freelance Writing

03:57 TurboTenant and Empowering Landlords

05:37 Tips for New Landlords and Tenant Screening

16:47 Navigating Emotional Support Animals and Service Animals

23:19 Final Thoughts and Resources

29:15 Closing Remarks and Call to Action

Find Krista Reuther on:

Website: https://www.turbotenant.com/

LinkedIn: https://www.linkedin.com/in/krista-reuther-writer/

Spotify: Kitcaster

Average Joe Finances®

All of our social media links and more: https://averagejoefinances.com/links

About Mike: https://mikecavaggioni.com

About Tawnya: https://www.themoneylifecoach.com/

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Join us on Average Joe Finances as our guest Larry Mietus, the 'Chief Excuse Obliterator,' to discuss leadership, accountability, and company culture. Larry shares his journey as a business consultant and author, highlighting his approach to transforming excuses into solutions.From personal anecdotes to professional strategies, Larry provides valuable advice for leaders and entrepreneurs looking to enhance their business operations and personal growth.

In this episode:

• Learn to identify and replace excuses with actionable solutions for transformative growth.
• Understand that transparency and accountability build a results-driven, empowered workplace culture.
• Realize the importance of continuous learning and self-education as tools for leadership and success.
• Discover how fostering ownership and teaching business fundamentals drive team innovation and alignment.
• And so much more!

Key Moments:

00:57 Meet Larry Midas: The Chief Excuse Obliterator

01:28 The Journey to Becoming an Author

02:26 Excuses in Business: Identifying and Eliminating Them

04:00 Creating a Solution-Oriented Culture

04:56 Teaching Employees to Think Like Owners

05:39 The Importance of Loving Your Work

08:30 Transparency and State of the Company Meetings

10:55 The Role of Leadership in Employee Success

15:58 Observing and Improving Company Culture

17:47 The Pitfalls of Success and Complacency

21:20 Financial Literacy and Business Success

23:08 Living Below Your Means

23:29 Warren Buffett's Frugality: Lessons from a Billionaire

24:24 Understanding Business Valuation

27:01 The Art of Business Focus: Narrow vs. Broad Strategies

27:54 Biggest Financial and Business Mistakes

30:57 Tips for Aspiring Entrepreneurs

35:01 Recommended Reads

37:19 Final Words of Wisdom

39:38 Conclusion: Stay Accountable and Keep Learning

Find Larry Mietus on:

Website: https://speakingofstrategy.com/

LinkedIn: https://www.linkedin.com/in/larrymietusspeakingofstrategy/

X: https://x.com/larrymietus

Youtube: https://www.youtube.com/@leadershiplarry9468

Average Joe Finances®

All of our social media links and more: https://averagejoefinances.com/links

About Mike: https://mikecavaggioni.com

About Tawnya: https://www.themoneylifecoach.com/

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Join us on Average Joe Finances as our guest Moshe Popack, chairman of YMP Real Estate Management, discusses his journey from New York to Miami, his initial struggles, and how he turned to real estate after losing his job during the 2007-08 financial crisis. He also shares practical tips for getting started in real estate and emphasizes the need for continual self-improvement and clarity of vision.

In this episode:

• Understand that adaptability and resilience are key to navigating economic challenges and thriving in uncertainty.
• Learn that passion and genuine interest in your work fuel long-term success and prevent burnout.
• Recognize the value of inclusive leadership and diverse perspectives for stronger, innovative teams.
• Discover the importance of starting small, taking calculated risks, and aligning with the right partners.
• And so much more!

Key Moments:

00:00:27 Moshe Popak's Background and Family Life

00:01:15 Starting Over in Miami

00:01:53 Transition to Real Estate

00:03:04 Entrepreneurial Mindset and Challenges

00:04:01 Importance of Vision and Execution

00:04:15 Navigating the Real Estate Industry

00:05:06 Breaking Free from Comfort Zones

00:07:04 Financial Management and Resilience

00:16:18 Empowering Women in Business

00:17:58 Realizing the Need for Financial Literacy

00:18:11 Commitment to Learning and Seeking Support

00:19:07 Faith and Financial Awakening

00:19:39 The Role of Faith in Entrepreneurship

00:20:40 Overcoming Fear and Embracing Failure

00:20:57 The Importance of Non-Judgment

00:22:01 Youth and the Value of Hard Work

00:26:23 The Power of Partnerships

00:27:14 Tips for Real Estate Beginners

00:31:51 Final Thoughts and Words of Wisdom

Find Moshe Popack on:

Website: https://moshepopack.com/

LinkedIn: https://www.linkedin.com/in/mpopack/

Facebook: https://www.facebook.com/MoshePopack

Instagram: https://instagram.com/mpopack

Youtube: https://www.youtube.com/@mpopack

Podcast: https://moshepopack.com/podcast/

Average Joe Finances®

All of our social media links and more: https://averagejoefinances.com/links

About Mike: https://mikecavaggioni.com

About Tawnya: https://www.themoneylifecoach.com/

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Join us on Average Joe Finance hosts Mike Cavaggioni and Tanya discuss their reflections on 2024 and share their goals and strategies for a successful 2025. They emphasize the importance of being present, setting intentions, and reflecting on achievements and shortcomings to improve for the future. They also touch on planning for potential investments, building liquidity, and considering alternative lifestyles such as becoming an expat. The episode concludes with advice on celebrating wins and being intentional about personal and financial goals.

In this episode:

• Discover the power of mindfulness in achieving financial and personal growth.
• Understand the value of compound interest in long-term wealth building.
• Embrace change by exploring new living environments and career paths.
• Reflect on your goals regularly to stay focused and intentional in your actions.
• And so much more!

Key Moments:

00:00:19 Reflecting on 2024: Personal Growth and Challenges

00:01:19 Financial Strategies and Investment Insights

00:06:27 Exploring Expat Life and International Living

00:12:19 Setting Goals and Intentions for 2025

00:16:09 Balancing Life: Fun, Finances, and Personal Time

00:22:20 Closing Thoughts and Future Plans

Average Joe Finances®

All of our social media links and more: https://averagejoefinances.com/links

About Mike: https://mikecavaggioni.com

About Tawnya: https://www.themoneylifecoach.com/

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Join us on Average Joe Finances as our guest Elizabeth Bieniek, an accomplished entrepreneur and author of “Cake on Tuesday: 25 Lessons to Unlock Corporate Innovation”, shares her unconventional career journey from studying creative writing to becoming an entrepreneur in the tech industry. She discusses the value of starting with a fresh perspective, the importance of asking 'why,' and the role of embracing and leveraging diverse teams for innovation. Elizabeth also highlights the challenges and opportunities she faced, offering practical advice on entrepreneurship and the significance of investing in oneself.

In this episode:

• Discover the power of embracing curiosity—it opens doors to opportunities and fuels innovation.
• Realize that action conquers fear; momentum builds success one step at a time.
• Acknowledge the strength in "not knowing"; vulnerability fosters collaboration and growth.
• Explore the impact of small gestures—creativity and kindness elevate team morale and drive progress.
• And so much more!

Find Elizabeth Bieniek on:

Website: https://www.elizabethbieniek.com/

LinkedIn: https://www.linkedin.com/in/elizabethbieniek/

Instagram: https://www.instagram.com/cakeontuesday/

Email: [email protected]

Average Joe Finances®

All of our social media links and more: https://averagejoefinances.com/links

About Mike: https://mikecavaggioni.com

About Tawnya: https://www.themoneylifecoach.com/

Show Notes add-on continued here: https://averagejoefinances.com/show-notes/

*DISCLAIMER* https://averagejoefinances.com/disclaimer

See our full episode transcripts here: https://podcast.averagejoefinances.com/episodes

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