Average Joe Finances

Join Mike Cavaggioni with Anthony Fatseas on the 91st episode of the Average Joe Finances Podcast to talk about NFTs. Anthony is the host of the WTFinance Podcast and a cryptocurrency investor. He shares how he got involved in cryptocurrency, which eventually made him pursue a career in finance.

In this episode, you’ll learn:

• Anthony’s career shift to finance
• Are NFTs the future of finance?
• Must-know terms when getting into crypto
• Common misconceptions
• Current state of the NFT market
• And much more!

About Anthony Fatseas:
Anthony Fatseas is the president of the Warwick Trading Society and host of the WTFinance Podcast. He is an experienced retail sales manager transitioning to the finance industry. Anthony is currently studying a BSC in Management and Finance at Warwick Business School.

Find Anthony Fatseas on:
Website: https://www.wtfinance.online
YouTube: https://www.youtube.com/channel/UCPI-DJWmId3Y-Dd1yI8LDnw
Instagram: https://www.instagram.com/wtfinancee/
iTunes: https://podcasts.apple.com/us/podcast/wtfinance/id1554934665?uo=4
Spotify: https://open.spotify.com/show/67rpmjG92PNBW0doLyPvfn
TikTok: https://vm.tiktok.com/ZMeUjj9xV/
LinkedIn: https://www.linkedin.com/in/anthony-fatseas-761066103/
Twitter: https://twitter.com/AnthonyFatseas

Average Joe Finances®
Our social media links can be found here: https://averagejoefinances.com/links
Check out: https://averagejoefinances.com
Balance Your Portfolio with Passiv: https://averagejoefinances.com/passiv
Buying or Selling a House? https://averagejoefinances.com/realtor
Interested in getting your real estate license? https://averagejoefinances.com/prepagent
Use the same Audio/Video Editing Team that I use: https://editpods.com
Host your own podcast here: https://averagejoefinances.com/buzzsprout
Social Media Management Tool: https://averagejoefinances.com/social-media
Podcast Book I’m Published in: https://averagejoefinances.com/daniel-larson

Free Stocks:

• Robinhood: https://averagejoefinances.com/robinhood
• Webull: https://averagejoefinances.com/webull

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Get Life Insurance: https://averagejoefinances.com/ladder
Average Joe Finances Swag: https://averagejoefinances.com/resources/shop

*DISCLAIMER* https://averagejoefinances.com/disclaimer 

If you are interested in writing for Average Joe Finances or joining us for an interview on the podcast, please visit https://averagejoefinances.com/contact
See our episode transcripts here: https://www.averagejoefinancespod.com/episodes/
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Join Mike Cavaggioni with Sammy Warrayat on the 90th episode of the Average Joe Finances Podcast to talk about the five categories of success. Sammy is a passionate finance and life coach whose target market is millennials like him. He explains in detail these five categories to achieve financial freedom and, ultimately, success.

In this episode, you’ll learn:

• Long-term goals and financial freedom
• Day trading versus swing trading
• Budgeting tips for millennials
• Why keeping finances in order is a need
• Move up the corporate ladder or start a side hustle?
• And much more!

 About Sammy Warrayat:
Sammy is an avid learning enthusiast who loves reading, hiking, sports, and traveling. Raised in Atlanta, GA, and currently living around wherever the world takes him, his focus on financial freedom has been crucial to his outlook on life.

He started the Successful Millennials podcast to help spread positivity and actionable tips to get closer to achieving success in the five major categories: Happiness, Career/Purpose, Money, Physical/Mental Health, and Relationships (Intimate, Familial, and Social).

Find Sammy Warrayat on: 
Website: https://financezilla.net/
Instagram: https://www.instagram.com/financezilla/
Podcast: https://pod.link/1559215368

Average Joe Finances®
Our social media links can be found here: https://averagejoefinances.com/links
Check out: https://averagejoefinances.com
Balance Your Portfolio with Passiv: https://averagejoefinances.com/passiv
Buying or Selling a House? https://averagejoefinances.com/realtor
Interested in getting your real estate license? https://averagejoefinances.com/prepagent
Use the same Audio/Video Editing Team that I use: https://editpods.com
Host your own podcast here: https://averagejoefinances.com/buzzsprout
Social Media Management Tool: https://averagejoefinances.com/social-media
Podcast Book I’m Published in: https://averagejoefinances.com/daniel-larson
Buy an NFT of this podcast: https://ajf.uncut.fm

Free Stocks:

• Robinhood: https://averagejoefinances.com/robinhood
• Webull: https://averagejoefinances.com/webull

Consolidate debt: https://averagejoefinances.com/sofi-loans/
Get Life Insurance: https://averagejoefinances.com/ladder
Average Joe Finances Swag: https://averagejoefinances.com/resources/shop

*DISCLAIMER* https://averagejoefinances.com/disclaimer If you are interested in writing for Average Joe Finances or joining us for an interview on the podcast, please visit https://averagejoefinances.com/contact

See our episode transcripts here: https://www.averagejoefinancespod.com/episodes/
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Join Mike Cavaggioni with Christopher Gerteisen on the 89th episode of the Average Joe Finances Podcast to talk about gold mining. Christopher is the executive director and CEO of Nova Minerals, an Australian mining company. He shares the project process, from research to the actual mining.

In this episode, you’ll learn:

• A brief summary of Christopher’s work
• Mineral investing: how is it carried out?
• Indicators of metal deposits in a site
• Returns from investing in mineral explorers
• Future of gold investing in relation to the pandemic
• And much more! 

About Christopher Gerteisen:
Christopher Gerteisen, as general manager, controls all aspects of the Estelle Gold project while implementing efficiencies and savings to keep the cost per discovery ounce well below the industry average. Christopher has over 20 years of experience as a professional geologist with an extensive record of managing and advancing complex and challenging resource projects across North America, Australia, and Asia.

His work experience spans Greenfields from discovery to the production stage and other projects focusing on commodities, including gold and copper. He worked as a geologist on the Carlin Trend in Nevada and on exploration in Alaska with Newmont. He has held senior positions on several projects throughout the goldfields of Western Australia.

As a research geologist with Newmont, he worked on the Batu Hijau Porhryry Cu-Au deposit in Indonesia. Most recently, through his technical contributions and management skills, Christopher played a significant role in the successful start-up, operations, and exploration, which resulted in further mine-life extending discoveries at several prominent projects in the Australasian region, including Oxiana’s Sepon and PanAust’s Phu Bia in Laos. Christopher holds a Bachelor of Geology from the University of Idaho and a Master’s Degree in Economic Geology from the Western Australia School of Mines. He is a dual USA and Australia Citizen based in Alaska and a member of the Australian Institute of Geoscientists.

Find Christopher Gerteisen on:
Website: https://novaminerals.com.au/

Average Joe Finances®
Our social media links can be found here: https://averagejoefinances.com/links
Check out: https://averagejoefinances.com
Balance Your Portfolio with Passiv: https://averagejoefinances.com/passiv
Buying or Selling a House? https://averagejoefinances.com/realtor
Interested in getting your real estate license? https://averagejoefinances.com/prepagent
Use the same Audio/Video Editing Team that I use: https://editpods.com
Host your own podcast here: https://averagejoefinances.com/buzzsprout
Social Media Management Tool: https://averagejoefinances.com/social-media
Podcast Book I’m Published in: https://averagejoefinances.com/daniel-larson

Free Stocks:

• Robinhood: https://averagejoefinances.com/robinhood
• Webull: https://averagejoefinances.com/webull

Consolidate debt: https://averagejoefinances.com/sofi-loans/
Get Life Insurance: https://averagejoefinances.com/ladder
Average Joe Finances Swag: https://averagejoefinances.com/resources/shop

*DISCLAIMER* https://averagejoefinances.com/disclaimer If you are interested in writing for Average Joe Finances or joining us for an interview on the podcast, please visit https://averagejoefinances.com/contact

See our episode transcripts here: https://www.averagejoefinancespod.com/episodes/
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Join Mike Cavaggioni with Adam Doran on the 88th episode of the Average Joe Finances Podcast to talk about wealth management. Adam is an advisor at Prevail Strategies. He shares his experience of how he became a wealth advisor.

 In this episode, you’ll learn:

• A police officer who became a wealth advisor
• How is the traditional financial planning broken today
• The tax problem nobody talks about
• What makes Adam different from the typical wealth advisor
• Recommendations for early retirement
• And much more!

About Adam Doran:
Adam Doran is a former police officer-turned wealth advisor who has been investing in real estate since 2011. He specializes in a creative capital strategy for real estate investors to build tax-free wealth alongside their growing portfolios.

As a real estate investor, Adam started with wholesaling and accumulating single-family rentals using the BRRRR method in his home market of Kansas City. He transitioned in 2019 to multifamily and now owns 52-units with his partners.

Find Adam Doran on:
LinkedIn: https://www.linkedin.com/in/adamdoran33

Average Joe Finances®
Our social media links can be found here: https://averagejoefinances.com/links
Check out: https://averagejoefinances.com
Balance Your Portfolio with Passiv: https://averagejoefinances.com/passiv
Buying or Selling a House? https://averagejoefinances.com/realtor
Interested in getting your real estate license? https://averagejoefinances.com/prepagent
Use the same Audio/Video Editing Team that I use: https://editpods.com
Host your own podcast here: https://averagejoefinances.com/buzzsprout
Social Media Management Tool: https://averagejoefinances.com/social-media
Podcast Book I’m Published in: https://averagejoefinances.com/daniel-larson 

Free Stocks:

• Robinhood: https://averagejoefinances.com/robinhood
• Webull: https://averagejoefinances.com/webull

Consolidate debt: https://averagejoefinances.com/sofi-loans/
Get Life Insurance: https://averagejoefinances.com/ladder
Average Joe Finances Swag: https://averagejoefinances.com/resources/shop
*DISCLAIMER* https://averagejoefinances.com/disclaimer If you are interested in writing for Average Joe Finances or joining us for an interview on the podcast, please visit https://averagejoefinances.com/contact

See our full episode transcripts here: https://www.averagejoefinancespod.com/episodes/

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Join Mike Cavaggioni and Anthane Richie as they chat about short-term rentals! In this episode, Anthane shares a lot about short-term rentals and how he created what he calls a BRRRRNB. He is using the Buy, Rehab, Rent, Refinance, and Repeat (BRRRR) method on a short term rental. He explains  how he began studying to prepare himself for that market, to choosing the right place to buy in at. Also, he shares about balancing the pros and cons of the deals that he handled before. He also shares what his psyche and process were in deciding which deals to pursue. Anthane also shares about why he chose to focus on short-term rentals and not in multi-family dwellings which he will speak of more in this episode. A lot to learn from Anthane with his years of experience and knowledge in the field so be sure to stay tuned! 

In this episode, you’ll learn:

• Importance of boosting your financial literacy 
• How the field is heavily glamorized 
• Choosing the market and the location
• How to manage your properties the easier way
• And many more!

About Anthane Richie:  
Anthane Richie is a U.S. Navy Chief Petty Officer who also invests in real estate, blogs and hosts the Rich State of Mind Podcast, which talks about wealth building, positivity, budgeting, pursuing your passion and dreams along with discussing the journey of your version of success.

Reach Anthane on…
Website: https://richstateofmind.com
Facebook: https://www.facebook.com/richstateofmindpodcast
Instagram: https://www.instagram.com/richstateofmindpage/
Twitter: https://twitter.com/richstateof 
Youtube: https://www.youtube.com/channel/UCTt--wNEN0m868l3n6-AJuA

Average Joe Finances®
Our social media links can be found here: https://averagejoefinances.com/links
Check out: https://averagejoefinances.com
Balance Your Portfolio with Passiv: https://averagejoefinances.com/passiv
Buying or Selling a House? https://averagejoefinances.com/realtor
Interested in getting your real estate license? https://averagejoefinances.com/prepagent
Use the same Audio/Video Editing Team that I use: https://editpods.com
Host your own Podcast here: https://averagejoefinances.com/buzzsprout
Social Media Management Tool: https://averagejoefinances.com/social-media
Podcast Book I'm Published in: https://averagejoefinances.com/daniel-larson

Free Stocks:

• Robinhood: https://averagejoefinances.com/robinhood
• Webull: https://averagejoefinances.com/webull

Consolidate debt: https://averagejoefinances.com/sofi-loans/
Get Life Insurance: https://averagejoefinances.com/ladder
Average Joe Finances Swag: averagejoefinances.com/resources/shop
*DISCLAIMER* https://averagejoefinances.com/disclaimer If you are interested in writing for Average Joe Finances or joining us for an interview on the podcast, please visit https://averagejoefinances.com/contact
See our episode transcripts here: https://www.averagejoefinancespod.com/episodes/
--------------
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Join Mike Cavaggioni and Charlotte Dunford as they chat about how Charlotte was able to close 22 mobile home deals from mid-2019! Charlotte shares in this episode her background in college and what made her do the big move to the US from China. Growing up in a society that didn’t allow them to own real estate properties, she moved to the US with the inspiration to own her property. After she finished college at the Georgia Institute of Technology, she continued her career which leans more toward her degree in Business Administration. She then pursued real estate in 2019 because she knew she had the necessary skills to flourish in this field. She will share more about her journey and how she went on to close 22 deals on mobile home parks in this episode so be sure to stay tuned!

In this episode, you’ll learn:

• How Charlotte went from technology to investing
• What helped Charlotte achieve 22 deals since 2019 
• Making sure investors are happy 
• How Charlotte’s Chinese background inspired her to get into real estate
• Importance of being decisive and not second-guessing
• And many more! 

About Charlotte Dunford: 

Charlotte is a graduate of The Georgia Institute of Technology where she earned her B.S. in Business with a focus on business analytics and technology. Charlotte, along with her business partners, currently sponsors the repositioning of 24 value-add and turnaround mobile home parks.

Connect with Charlotte Dunford:

Website: www.johnscreekcapital.com
LinkedIn: https://www.linkedin.com/in/charlotte-d-a03139189

Average Joe Finances®
Our social media links can be found here: https://flow.page/avgjoefinances
Check out: https://averagejoefinances.com
Balance Your Portfolio with Passiv: https://averagejoefinances.com/passiv
Buying or Selling a House? https://averagejoefinances.com/realtor
Interested in getting your real estate license? https://averagejoefinances.com/prepagent
Use the same Audio/Video Editing Team that I use: https://editpods.com
Host your own Podcast here: https://averagejoefinances.com/buzzsprout
Social Media Management Tool: https://averagejoefinances.com/social-media
Podcast Book I'm Published in: https://averagejoefinances.com/daniel-larson 

Free Stocks:

•  Robinhood: https://averagejoefinances.com/robinhood
• Webull: https://averagejoefinances.com/webull

Consolidate debt: https://averagejoefinances.com/sofi-loans
Get Life Insurance: https://averagejoefinances.com/ladder
Average Joe Finances Swag: averagejoefinances.com/resources/shop

*DISCLAIMER* https://averagejoefinances.com/disclaimerIf you are interested in writing for Average Joe Finances or joining us for an interview on the podcast, please visit https://averagejoefinances.com/contact

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Join Mike Cavaggioni and Mark Andersen to discuss how the mindset in wholesaling real estate is being applied in crypto mining. Mark shares so much about the details of crypto mining and even the lesser-appreciated details of their operations. One such thing is the consideration of their energy source, using electricity produced from hydroelectric power plants. Of course, the more business-focused bits are present as well as Mark shares the difference between being a real estate agent and wholesaling, which leans more on the detail of working for a client or working for yourself and simply aiming to maximize your profits. Being able to apply his background as a real estate agent and his wholesaling business has helped him progress his career and many more to unpack so be sure to stay tuned!

In this episode, you’ll learn:

• Difference between real estate wholesaling
• Preparing the proper gear for crypto mining
• Being strategic with a power source, location, and operations
• Utilizing resources to keep all assets moving 
• Being careful with the devices used for crypto mining
• And many more!

About Mark Andersen:

Experienced Mortgage Underwriter with a demonstrated history of working in the banking industry. Skilled in Quality Management, Mortgage Underwriting, Refinance, Critical Thinking, and Financial Services. Strong finance professional graduated from William Horlick high school. 

Also actor and director, known for Amigospc (2018), The Jeff Macolino Podcast (2021) and The Kelsey Hudgins Show (2020).

Connect with Mark Andersen:
Website: https://www.amigospc.net
Email: [email protected]
Instagram: https://www.instagram.com/amigospc/

Average Joe Finances®
Our social media links can be found here: https://flow.page/avgjoefinances
Check out: https://averagejoefinances.com
Balance Your Portfolio with Passiv: https://averagejoefinances.com/passiv
Buying or Selling a House? https://averagejoefinances.com/realtor
Interested in getting your real estate license? https://averagejoefinances.com/prepagent
Use the same Audio/Video Editing Team that I use: https://editpods.com
Host your own Podcast here: https://averagejoefinances.com/buzzsprout
Social Media Management Tool: https://averagejoefinances.com/social-media
Podcast Book I'm Published in: https://averagejoefinances.com/daniel-larson

Free Stocks:

• Robinhood: https://averagejoefinances.com/robinhood
• Webull: https://averagejoefinances.com/webull

Consolidate debt: https://averagejoefinances.com/sofi-loans/
Get Life Insurance: https://averagejoefinances.com/ladder
Average Joe Finances Swag: averagejoefinances.com/resources/shop
*DISCLAIMER* https://averagejoefinances.com/disclaimerIf you are interested in writing for Average Joe Finances or joining us for an interview on the podcast, please visit https://averagejoefinances.com/contact
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Join Mike Cavaggioni and Myles Wakeham, sharing the greatest analogy of life with his surfing background. He shared that when he’s surfing, he finds the wave he can ride, paddle along with it, and goes with the flow of the universe. Myles utilized Bitcoin in 2017 to be able to save up on remittance fees. Without the thought of walking away from Bitcoin with profit, Myles saw how the market grew and from $7, it grew to $20,000 which made Myles’ passive income exponentially huge without even putting conscious effort in making it grow. Myles’ Australian energy definitely came into play as well, when he thought maintaining Bitcoin is not all that risky when he grew up in a country where “everything’s gonna kill you.” Taking chances and riding waves definitely worked out for Myles as he shares more about Bitcoin and more on his real estate background as well in this episode so stay tuned!

In this episode, you’ll learn:

• Finding the right “waves” to ride
• Making a profit, without really meaning to
• Paying off their US debt from Australia
• Building his empire and growing his community
• Recovering from the market crash
• And many more!

About Myles Wakeham: 

Myles Wakeham is an expatriate Australian, who moved to the USA in 1989 and became a US Citizen in 2003 in Phoenix, Arizona. Myles lives in Scottsdale, Arizona much of the time, but spends a large portion of his year traveling the world with his wife and daughter.

He is a self-made, financially independent person who is the host of "The Unconstrained Podcast". It is Myles' goal to empower others to become financially sustainable. This is a methodology that he created and is releasing it codified in book form in late 2020.

Connect with Myles Wakeham:
Website: https://www.beunconstrained.com
LinkedIn: https://www.linkedin.com/in/myles-wakeham-0b918425/
Twitter: https://twitter.com/beunconstrained   

Average Joe Finances®
Our social media links can be found here: https://flow.page/avgjoefinances
Check out: https://averagejoefinances.com
Balance Your Portfolio with Passiv: https://averagejoefinances.com/passiv
Buying or Selling a House? https://averagejoefinances.com/realtor
Interested in getting your real estate license? https://averagejoefinances.com/prepagent
Use the same Audio/Video Editing Team that I use: https://editpods.com
Host your own Podcast here: https://averagejoefinances.com/buzzsprout
Social Media Management Tool: https://averagejoefinances.com/social-media
Podcast Book I'm Published in: https://averagejoefinances.com/daniel-larson
 
Free Stocks:
Robinhood: https://averagejoefinances.com/robinhood
Webull: https://averagejoefinances.com/webull
 
Consolidate debt: https://averagejoefinances.com/sofi-loans/
Get Life Insurance: https://averagejoefinances.com/ladder
Average Joe Finances Swag: averagejoefinances.com/resources/shop
*DISCLAIMER* https://averagejoefinances.com/disclaimer If you are interested in writing for Average Joe Finances or joining us for an interview on the podcast, please visit https://averagejoefinances.com/contact
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Join Mike Cavaggioni and Sam Zelinka, as he shares how he secured financial freedom while working for the government. Started working in the government at the age of 18 and also runs a blog focused on retirement, Sam shares that finances are always a constant topic in his family. Very driven at a young age, Sam acknowledges that there is a lack of education regarding money and that it’s not even a rare occurrence for someone to not know how a pension works. In this episode, there are other details with real-life instances as well regarding pensions, say for example, for people who did military service. A lot to learn about pensions and financial literacy in this episode, further reiterated by Sam with real-life scenarios so be sure to stay tuned!

In this episode, you’ll learn:

• Financial literacy is crucial knowledge
• How Sam helps rectify misinformation about finance
• Personal system that Sam and his wife uses for finances
• The mindset difference between being financially conscious and not
• Sam’s advice to people who would like to retire by 45
• And many more!

About Sam Zelinka

Sam i.e. "Gov Worker" started working for the government at age 18 and loved it so much that he never left. He started Government Worker FI in 2019 to help fellow federal employees understand their benefits, take control of their finances, and live their best lives.

Connect with Sam Zelinka
Website: https://www.governmentworkerfi.com
Twitter: https://twitter.com/GovWorkerFI

Average Joe Finances®
Our social media links can be found here: https://averagejoefinances.com/links
Check out: https://averagejoefinances.com
Balance Your Portfolio with Passiv: https://averagejoefinances.com/passiv
Buying or Selling a House? https://averagejoefinances.com/realtor
Interested in getting your real estate license? https://averagejoefinances.com/prepagent
Use the same Audio/Video Editing Team that I use: https://editpods.com
Host your own Podcast here: https://averagejoefinances.com/buzzsprout
Social Media Management Tool: https://averagejoefinances.com/social-media
Podcast Book I'm Published in: https://averagejoefinances.com/daniel-larson

Free Stocks:

• Robinhood: https://averagejoefinances.com/robinhood
• Webull: https://averagejoefinances.com/webull

Consolidate debt: https://averagejoefinances.com/sofi-loans/
Get Life Insurance: https://averagejoefinances.com/ladder
Average Joe Finances Swag: averagejoefinances.com/resources/shop
*DISCLAIMER* https://averagejoefinances.com/disclaimerIf you are interested in writing for Average Joe Finances or joining us for an interview on the podcast, please visit https://averagejoefinances.com/contact
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Join Mike Cavaggioni and Rod Khleif, as they first chat about Rod’s beginnings and some very specific experiences, both losses and wins, and more importantly, shifting mindsets to recover from such losses. In this episode, Rod shares so much about how life is more affected by our mindset rather than our technical knowledge. In this episode, one of the big topics that Rod discusses is analysis paralysis, which is what usually happens for people who tend to overthink in doing the next step. Albeit thinking before you leap is not a bad thing, over-analyzing causes stagnancy in the process. Having a goal helps with decision-making and more importantly, makes a person genuinely happy. Rod shares how he went through depression after reaching a point in his life where he should be satisfied. He realized why shifting goalposts is important in one’s personal life and career. Get to know Rod’s story and stay tuned!

In this episode, you’ll learn:

• Who influenced Rod to do real estate
• Importance of a demographic review
• How a crisis opens up a valuable opportunity
• Overcoming analysis paralysis and making things happen
• Happiness comes from constant progress and growth
• And much more! 

About Rod Khleif: 

Rod Khleif is an entrepreneur, real estate investor, multiple business owner, author, mentor, and community philanthropist who is passionate about business, life, success, and giving back. As one of the country’s top real estate trainers, Rod has personally owned and managed over 2,000 properties.

Rod is Host of the Top-Ranked iTunes Real Estate Podcast which has been downloaded more than 10,000,000 times – “The Lifetime Cash Flow Through Real Estate Investing Podcast.” Rod is the author of “How to Create Lifetime Cash Flow Through Multifamily Properties” considered to be an essential “textbook” for aspiring multifamily investors.

Connect with Rod Khleif on…
Website: https://rodkhleif.com
LinkedIn: https://www.linkedin.com/in/rodkhleif/
Facebook: https://www.facebook.com/rodkhleifofficial/
Twitter: https://twitter.com/RodKhleif

Average Joe Finances®
Our social media links can be found here: https://flow.page/avgjoefinances
Check out: https://averagejoefinances.com
Balance Your Portfolio with Passiv: https://averagejoefinances.com/passiv
Buying or Selling a House? https://averagejoefinances.com/realtor
Interested in getting your real estate license? https://averagejoefinances.com/prepagent
Use the same Audio/Video Editing Team that I use: https://editpods.com
Host your own Podcast here: https://averagejoefinances.com/buzzsprout
Social Media Management Tool: https://averagejoefinances.com/social-media
Podcast Book I'm Published in: https://averagejoefinances.com/daniel-larson 

Free Stocks:

• Robinhood: https://averagejoefinances.com/robinhood
• Webull: https://averagejoefinances.com/webull

Consolidate debt: https://averagejoefinances.com/sofi-loans/
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