Average Joe Finances

Join Mike Cavaggioni with Tony Bradshaw on the 141th episode of the Average Joe Finances Podcast. Tony shares how made his millionaire choice, created his millionaire plan and helped other people create their own millionaire plan.

In this episode, you’ll learn:

• How you can make the millionaire choice with the right mindset.
• Importance of mindset to becoming wealthy.
• The financial vision of abundance to those who don't have a financial vision.
• How to Make the Millionaire Plan.
• And so much more!

About Tony:

Tony has spent over 16 years working in the personal finance space as VP, CIO and COO. Over his career, he focused on developing digital products and systems to help people with their financial education and tools to manage their money.

Over time, Tony realized that one of his passions is to see people succeed and enjoy a better and more fulfilled life. One of the components for a more fulfilled life is personal finance. 

Tony has 15 years of financial experience by running C-Suite, online business development and strategy for Dave Ramsey, and branched off in order to show people the value of diversity within your investment portfolio, including: crypto, precious metals and hard assets.

Find Tony Bradshaw on:
Website: https://www.themillionairechoice.com/
Instagram: https://www.instagram.com/tonybradshaw.millionairechoice/
Facebook: https://www.facebook.com/themillionairechoice/ 

Average Joe Finances®
All of our social media links and more: https://averagejoefinances.com/links
About Mike: https://themikecav.com

REWBCON: Join me at the Real Estate Wealth Builders Conference. Use promo code “Mike” to save on tickets. https://averagejoefinances.com/rewbcon

Tools and resources I use: www.averagejoefinances.com/resources

CRM Tool: www.averagejoefinances.com/crm

Pay Off Your Mortgage in 5-7 Years:
www.theshredmethod.com/averagejoefinances

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Join Mike Cavaggioni with Henry Washington on the 140th episode of the Average Joe Finances Podcast. Henry shares how to multiply yourself, your wealth, and your freedom with real estate investing.

In this episode, you’ll learn:

• Why HELOC (Home Equity Line of Credit) is one of the best options in purchasing your deals
• How to finance deals with little to no money utilizing in small banks
• How to locate, evaluate and select the right bank for your deal
• Buying properties in an expensive market and still cash flow
• And so much more!

About Henry:
Henry Washington is an author, entrepreneur, and real estate investor with more than 65 rental units and dozens of house flips under his belt. Henry built his rental portfolio in just 3 and a half years, allowing him to achieve his goal of financial freedom. 

Henry has been featured in numerous online and television publications like FOX Business Morning Show FBN:AM, Yahoo Finance, Business Insider, NBC, CBS, CourseMethod & BiggerPockets - where he enjoys showing others the power of real estate investing and financial freedom.

Find Henry Washington on:
Website: https://www.gumroad.com/henrywashington
LinkedIn: https://www.linkedin.com/in/henry-washington-543aa91/
Instagram: https://www.instagram.com/thehenrywashington/ 

Average Joe Finances®
All of our social media links and more: https://averagejoefinances.com/links
About Mike: https://themikecav.com

Tools and resources I use: www.averagejoefinances.com/resources

CRM Tool: www.averagejoefinances.com/crm

Pay Off Your Mortgage in 5-7 Years:
www.theshredmethod.com/averagejoefinances
Find a REALTOR® in any state: www.averagejoefinances.com/realtor

Make Real Estate Investing Easier with DealMachine: www.averagejoefinances.com/dealmachine

Podcast Hosting: www.averagejoefinances.com/buzzsprout

Podcast Editing Services: www.editpods.com

*DISCLAIMER* www.averagejoefinances.com/disclaimer

See our full episode transcripts here: www.averagejoefinancespod.com/episodes

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Join Mike Cavaggioni with Martin Saenz on the 139th episode of the Average Joe Finances Podcast. Louis shares how he brings social good into smart investing, helping investors grow their wealth and helping mortgage borrowers stay in their homes.

In this episode, you’ll learn:

• What is Bequest Funds and what does it do
• How mortgage note investing works
• How to raise the capital and get into residential and commercial real estate 
• And so much more!

About Martin:

Martin Saenz is a Managing Partner of Bequest Funds. Renowned as a thought leader in the mortgage note investment industry, Martin is generous with his first hand expertise, to the benefit of his many clients and followers. Genuine, loyal, and passionate about creating a better world through profitable business, he works hard to share and spread success.


Martin co founded Bequest Funds with the dual purpose of helping investors grow their wealth and helping mortgage borrowers stay in their homes. Martin owned and operated multiple successful companies prior to launching Bequest. A successful entrepreneur and real estate investor for over 15 years, he brings a high level of strategy and experience to the Bequest model. He has directly helped over a thousand families stay in their homes, and countless more through the influence of his mentorship.


Martin holds a BA degree in Philosophy from U.T. — San Antonio, an MBA from Drexel University, and a M.S. in Project Management from George Washington University.

Find Martin Saenz on:
Twitter: https://twitter.com/martin_j_saenz
LinkedIn: https://www.linkedin.com/in/martin-saenz-bequest/

Bequest Funds:
Website: https://www.BQFunds.com
LinkedIn: https://www.linkedin.com/company/bequest-funds/

Average Joe Finances®
All of our social media links and more: https://averagejoefinances.com/links
About Mike: https://themikecav.com

Tools and resources I use: www.averagejoefinances.com/resources

CRM Tool: www.averagejoefinances.com/crm

Pay Off Your Mortgage in 5-7 Years:
www.theshredmethod.com/averagejoefinances
Find a REALTOR® in any state: www.averagejoefinances.com/realtor

Make Real Estate Investing Easier with DealMachine:
www.averagejoefinances.com/dealmachine

Podcast Hosting: www.averagejoefinances.com/buzzsprout

Podcast Editing Services: www.editpods.com


*DISCLAIMER* www.averagejoefinances.com/disclaimer


See our full episode transcripts here: www.averagejoefinancespod.com/episodes

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Join Mike Cavaggioni with Louis O'Conner on the 138th episode of the Average Joe Finances Podcast. Louis shares how he offers private investors industrial-grade Rare Earth Metals as physical assets. 

In this episode, you’ll learn:

• The benefits of owning rare earth metals
• The growth of the rare earth metals industry over the last few years
• How to purchase the tax-free earth metals through Strategic Metals Invest
• And so much more!

About Louis:
Louis O' Connor is the Founder and Principal of Strategic Metals Invest, the only industry supplier in the world to offer private investors the option to purchase and profit from owning Strategic Metals, where the investment play is exactly the same paradigm as investing in Precious Metals, instead, the investor is purchasing Strategic Metals.

Find Louis O’Conner on:
Website: https://strategicmetalsinvest.com/
LinkedIn: https://www.linkedin.com/in/louis-o-connor-a583341b8/
Twitter: https://twitter.com/MetalsInvest
Youtube: https://www.youtube.com/channel/UCLUlCpVYmUjJ4cR4KU_draQ/featured
Facebook: https://www.facebook.com/StrategicMetalsInvest

Average Joe Finances®
All of our social media links and more: https://averagejoefinances.com/links
About Mike: https://themikecav.com

Tools and resources I use: www.averagejoefinances.com/resources

CRM Tool: www.averagejoefinances.com/crm

Pay Off Your Mortgage in 5-7 Years:
www.theshredmethod.com/averagejoefinances
Find a REALTOR® in any state: www.averagejoefinances.com/realtor

Make Real Estate Investing Easier with DealMachine: www.averagejoefinances.com/dealmachine

Podcast Hosting: www.averagejoefinances.com/buzzsprout

Podcast Editing Services: www.editpods.com

*DISCLAIMER* www.averagejoefinances.com/disclaimer

See our full episode transcripts here: www.averagejoefinancespod.com/episodes

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Join Mike Cavaggioni with Dr. Virgie Bright Ellington on the 137th episode of the Average Joe Finances Podcast. Dr. Virgie shares some practical strategies in understanding complex medical procedures, avoiding financial devastation from medical bills, and encouraging effective communication with medical facilities and insurance companies.

In this episode, you’ll learn:

• Handling surprise charges on bills
• Tips for negotiating medical debt
• Getting medical debt off our credit report
• What to do when private insurance won’t cover certain costs
• And so much more!

About Dr. Virgie:

Virgie Bright Ellington, MD, is an internal medicine physician and medical billing expert. A dedicated patient advocate, Dr. Virgie earned her degree at the University of Michigan Medical School and trained at the Cambridge Hospital of Harvard Medical School.

After practicing more than 20 years in primary care and psychiatric settings and as a health insurance executive, Dr. Virgie now helps patients understand complex medical procedures, communicate effectively with their healthcare providers, and avoid financial devastation from crushing medical bills through her What Your Doctor Wants You to Know series.

She is the author of "What Your Doctor Wants You to Know to CRUSH MEDICAL DEBT" and the host of the weekly "Ask a Doctor - What Your Doctor Wants You to Know with Dr. Virgie" show on the VoiceAmerica radio network.

Find Dr. Virgie Bright Ellington on:
Website: https://crushmedicaldebt.com/
Twitter: https://twitter.com/therealdrvirgie
Facebook:https://www.facebook.com/DoctorDiaries
Instagram: https://www.instagram.com/therealdrvirgie/
Youtube: https://www.youtube.com/channel/UCmA-WL2ucIfDelCMr1wzgKg
LinkedIn: https://www.linkedin.com/in/drvirgie/

Average Joe Finances®
All of our social media links and more: https://averagejoefinances.com/links

About Mike: https://themikecav.com

Tools and resources I use: www.averagejoefinances.com/resources

CRM Tool: www.averagejoefinances.com/crm

Pay Off Your Mortgage in 5-7 Years:
www.theshredmethod.com/averagejoefinances

Find a REALTOR® in any state: www.averagejoefinances.com/realtor

Make Real Estate Investing Easier with DealMachine:
www.averagejoefinances.com/dealmachine

Podcast Hosting: www.averagejoefinances.com/buzzsprout

Podcast Editing Services: www.editpods.com

*DISCLAIMER* www.averagejoefinances.com/disclaimer

See our full episode transcripts here: www.averagejoefinancespod.com/episodes

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• How to beat inflation 
• How to get out of the Standard American Retirement System
• Using equity out to invest
• The best route to buying cash flowing assets
• And so much more!

Send us Fan Mail

Support the show

Join Mike Cavaggioni with Garrett Sutton on the 135th episode of the Average Joe Finances Podcast. Garrett shares his experience in assisting individuals and businesses limit their liability, protect their assets, implement advantageous corporate structures, and advance their financial goals.

In this episode, you’ll learn:

• Why a real estate investor should get an LLC to protect their assets
• Mistakes people make when opening up an LLC
• Why it’s important to “have a meeting with yourself” as a Single Member LLC
• The big changes right now in real estate
• And so much more!

About Garett:
Garrett Sutton is an attorney, best-selling author and one of Robert Kiyosaki’s Rich Dad Advisors. A clear and engaging writer, Garrett authors various books that demystify legal topics and presents them in an understandable and accessible manner. 

Garrett is the author of Start Your Own Corporation, Loopholes of Real Estate, Writing Winning Business Plans, Buying and Selling a Business, Run Your Own Corporation, The ABCs of Getting Out of Debt, Scam-Proof Your Assets, and his newest book, Veil Not Fail in the Rich Dad Advisor Series. Garrett is also the author of How to Use Limited Liability Companies and Limited Partnerships, Toxic Client, and Finance Your Own Business, which he co-authored with credit expert Gerri Detweiler. 

Garrett is the owner and operator of Corporate Direct and Sutton Law Center, which since 1990 has provided clients from around the world with asset protection and corporate formation and maintenance services. Robert Kiyosaki, the best-selling author of Rich Dad, Poor Dad calls Garrett and Corporate Direct “the premiere source for asset protection strategies.”

Find Garrett Sutton on:
Website: https://corporatedirect.com
Facebook: https://www.facebook.com/corporatedirectnv
Instagram: https://www.instagram.com/corporatedirect/
Twitter: https://twitter.com/GarrettSutton
LinkedIn: https://www.linkedin.com/in/garrettsutton/
Youtube: https://www.youtube.com/channel/UCT-pLv4_qmcTH-Xnu_uEyNQ 

Average Joe Finances®

All of our social media links and more: https://averagejoefinances.com/links
Tools and resources I use: www.averagejoefinances.com/resources
CRM Tool: www.averagejoefinances.com/crm

Pay Off Your Mortgage in 5-7 Years:
www.theshredmethod.com/averagejoefinances
Find a REALTOR® in any state: www.averagejoefinances.com/realtor

Make Real Estate Investing Easier with DealMachine: www.averagejoefinances.com/dealmachine

Podcast Hosting: www.averagejoefinances.com/buzzsprout

Podcast Editing Services: www.editpods.com

*DISCLAIMER* https://averagejoefinances.com/disclaimer

See our full episode transcripts here: https://www.averagejoefinancespod.com/episodes

--------------

Tropical Sensation by Mike Leite soundcloud.com/mikeleite Creative Commons - Attribution 3.0 Unported - CC BY 3.0 Free Download/Stream: https://bit.ly/-tropical-sensation

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Join Mike Cavaggioni with Aryeh Sheinbein on the 134th episode of the Average Joe Finances Podcast. Aryeh shares how to invest money intelligently, allowing wealth to accumulate and stay focused on what truly matters—the business and the mission.

In this episode, you’ll learn:

• How to make the most of your money if you can’t allocate loads of time towards it.
• Definition “product-agnostic”.
• Growing wealth without losing focus on the business.
• How contributing to a 401(k) makes sense for most employees in today’s day and age.
• And so much more!

About Aryeh:
Aryeh spent his entire career sharpening his operational experience with investments and valuing businesses, having worked with top private equity, venture capital, hedge funds, investment managers, and banks, as well as a wealth of success in the eCommerce and Amazon selling spaces.

Aryeh is particularly skilled in managing large, complex projects and teams—a credit to his excellent executive leadership skills rooted in finance, business strategy, marketing, and operations.

 Aryeh is also the hosts of iTunes Top 100-ranked Inside the Lions Den podcast, a show that explores the leadership skills, financial acumen, and operational improvements required for sustained entrepreneurial and financial success.

Find Aryeh Sheinbein on:
Website: https://www.solutionadvisory.com and https://www.futurefundme.com
Twitter: https://twitter.com/aryehsheinbein
Instagram: https://www.instagram.com/aryehthebusinessman/
Facebook: https://www.facebook.com/aryeh.sheinbein
LinkedIn: https://www.linkedin.com/in/aryehsheinbein/

Average Joe Finances®
All of our social media links and more: https://averagejoefinances.com/links

Tools and resources I use: www.averagejoefinances.com/resources

CRM Tool: www.averagejoefinances.com/crm

Pay Off Your Mortgage in 5-7 Years:
www.theshredmethod.com/averagejoefinances
Find a REALTOR® in any state: www.averagejoefinances.com/realtor

Make Real Estate Investing Easier with DealMachine:
www.averagejoefinances.com/dealmachine

Podcast Hosting: www.averagejoefinances.com/buzzsprout

Podcast Editing Services: www.editpods.com

*DISCLAIMER* https://averagejoefinances.com/disclaimer

See our full episode transcripts here: https://www.averagejoefinancespod.com/episodes

--------------

Tropical Sensation by Mike Leite soundcloud.com/mikeleite Creative Commons - Attribution 3.0 Unported - CC BY 3.0 Free Download/Stream: https://bit.ly/-tropical-sensation

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Join Mike Cavaggioni with Becca Hintergardt on the 133th episode of the Average Joe Finances Podcast. Becca shares her journey with Living overseas on passive income from multifamily real estate investing in the US

In this episode, you’ll learn:

• How Becca helps educate others to live a life of passive income freedom and location independence.
• Tips and Tricks on house hacking and syndicating large multifamily properties.
• How to syndicate, reposition and convert a 100 unit Inn Motel to a 65 multifamily units.
• How to stitch together your investments to have 80% of our life overseas supported by passive income from real estate investing.

About Becca:
Becca brings to the multifamily space a successful sales career of medical device sales at a leading Fortune 500 company, as well as valuable multifamily experience. Becca strives for the uncommon. She currently lives in a boutique surf and yoga hub in Nosara, Costa Rica. Her life in the tropics is largely supported by passive income from her multifamily real estate investing.  

Becca’s team is under construction on their newest asset, a 100-unit Quality Inn Motel in Arizona that they are converting to 65 multifamily units. The complexities of a hotel conversion process provide her with well-needed challenges to continue learning and growing in the multifamily industry.

Additionally, she has invested in and overseen multiple projects, including a condo renovation/conversion project in San Francisco, a multifamily value-add project in Kansas City, and she is an LP on several buildings totaling over 450+ units throughout Texas. Becca is inspired to help others live an authentic life of passive income freedom and location independence through real estate investing. She invests in multifamily properties in the US and double your money in new construction projects in Costa Rica’s highly sought-after tourist towns.

Find Becca Hintergardt on:
Website: www.hintinvestments.com
LinkedIn: https://www.linkedin.com/in/becca-hint-hintergardt-020a82204/

Average Joe Finances®
All of our social media links and more: https://averagejoefinances.com/links

Tools and resources I use: www.averagejoefinances.com/resources

CRM Tool: www.averagejoefinances.com/crm

Pay Off Your Mortgage in 5-7 Years:
www.theshredmethod.com/averagejoefinances
Find a REALTOR® in any state: www.averagejoefinances.com/realtor

Make Real Estate Investing Easier with DealMachine:
www.averagejoefinances.com/dealmachine

Podcast Hosting: www.averagejoefinances.com/buzzsprout

Podcast Editing Services: www.editpods.com

*DISCLAIMER* https://averagejoefinances.com/disclaimer

See our full episode transcripts here: https://www.averagejoefinancespod.com/episodes

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Tropical Sensation by Mike Leite soundcloud.com/mikeleite Creative Commons - Attribution 3.0 Unported - CC BY 3.0 Free Download/Stream: https://bit.ly/-tropical-sensation

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Join Mike Cavaggioni with Mario Payne on the 132nd episode of the Average Joe Finances Podcast. Mario shares his journey in to becoming a Certified Financial Planner, and how he was able to build his own financial services firm, TOAMS Financial

In this episode, you’ll learn:

• How TOAMS Financial was created
• In what aspects TOAMS Financial differs with larger financial service firms
• What made Mario create an ETF platform for investors 
• How does Mario’s  Investment app work and what makes it different
• How Mario’s military experience contributed to his financial journey
• And so much more!

About Mario:
Mario Payne has a passion for making investing simple. His journey started in the United States Army as a financial sergeant. His responsibilities included monitoring soldiers’ financial goals. Mario then graduated from Tennessee State University. Where he currently serves as a TSU Foundation Board Member, helping to oversee his alma mater’s Endowment Fund.

He started his career in 2007 as a Financial Advisor with Edward Jones. Mario obtained his Series 7, 66, and life health and annuity licenses. Through this 6-year period, he learned how to manage client’s portfolios as well as how to build an investment advisory firm. In 2012, Mario became a Certified Financial Planner™ as well as a fiduciary.

In 2013, Mario started his own investment firm TOAMS Financial. The meaning of TOAMS is Tithe Offering Alms Means Stewardship. He has built his SEC registered firm on the premise of helping clients while “Making Investing Simple.” Along with building his firm, Mario is very proud to be Dave Ramsey’s ONLY minority Endorsed Local Professional Smartvestor in all of Jacksonville, FL.

Find Mario Payne on:
Website: www.toamsfinancial.com
Twitter: https://twitter.com/TOAMSFinancial
Instagram: https://www.instagram.com/toamsfinancial/
LinkedIn: https://www.linkedin.com/in/TOAMSfinancial/
Facebook: https://www.facebook.com/TOAMSFinancial/
Tiktok: https://www.tiktok.com/@paynefulprofits
Youtube: https://www.youtube.com/channel/UC0-hTO2CXl8e8Ofuwijymtw

Trading Platform: www.letbob.com    
ETF creation platform: www.letbobetfs.com        

Average Joe Finances®
All of our social media links and more: https://averagejoefinances.com/links

Tools and resources I use: www.averagejoefinances.com/resources

CRM Tool: www.averagejoefinances.com/crm

Pay Off Your Mortgage in 5-7 Years:
www.theshredmethod.com/averagejoefinances
Find a REALTOR® in any state: www.averagejoefinances.com/realtor

Make Real Estate Investing Easier with DealMachine:
www.averagejoefinances.com/dealmachine

Podcast Hosting: www.averagejoefinances.com/buzzsprout

Podcast Editing Services: www.editpods.com

*DISCLAIMER* https://averagejoefinances.com/disclaimer

See our full episode transcripts here: https://www.averagejoefinancespod.com/episodes

--------------

Tropical Sensation by Mike Leite soundcloud.com/mikeleite Creative Commons - Attribution 3.0 Unported - CC BY 3.0 Free Download/Stream: https://bit.ly/-tropical-sensation

Send us Fan Mail

Support the show