Average Joe Finances

Join Mike Cavaggioni and Ravi Sood, as they talk about Galane Gold, Ravi’s company, and share about being an active miner. Ravi was taking a pause before pursuing his master’s degree after studying mathematics. Figuring out a way to be able to fund his education, Ravi got into the investment industry and fell in love with the field. It was until the mid 00’s that Ravi actually got interested in investing in mining and gold. Ravi shares more about how he got interested in mining gold and what’s his point-of-view on the difference between crypto mining and gold mining in this episode so stay tuned!

In this episode, you’ll learn:

• Why Ravi chose gold and not digital assets
• Where do gold investments go to and how does it grow
• Traditional stock market and paper assets 
• Importance of beating the inflation rate
• Ravi’s tips for investors looking at gold stocks
• And many more!

About Ravi Sood: 

Ravi Sood is a financier focused on emerging markets.  Mr. Sood was the founder and former CEO of Navina Asset Management, a Toronto-based investment firm that was acquired by a major financial institution.  Mr. Sood also serves as a director of several companies including Blockchain Power Trust, Feronia Inc., and Eve & Co.   Previously Mr. Sood was a director of ICC Labs (acquired) and Elgin Mining (acquired). 

Connect with Ravi Sood:
Website: www.galanegold.com
LinkedIn: https://www.linkedin.com/in/ravisood/?originalSubdomain=hk
Wiki: https://en.wikipedia.org/wiki/Ravi_Sood

Average Joe Finances®
Our social media links can be found here: https://flow.page/avgjoefinances
Check out: https://averagejoefinances.com
Balance Your Portfolio with Passiv: https://averagejoefinances.com/passiv
Buying or Selling a House? https://averagejoefinances.com/realtor
Interested in getting your real estate license? https://averagejoefinances.com/prepagent
Use the same Audio/Video Editing Team that I use: https://editpods.com
Host your own Podcast here: https://averagejoefinances.com/buzzsprout
Social Media Management Tool: https://averagejoefinances.com/social-media
Podcast Book I'm Published in: https://averagejoefinances.com/daniel-larson

Free Stocks:

• Robinhood: https://averagejoefinances.com/robinhood
• Webull: https://averagejoefinances.com/webull

Consolidate debt: https://averagejoefinances.com/sofi-loans/
Get Life Insurance: https://averagejoefinances.com/ladder
Average Joe Finances Swag: averagejoefinances.com/resources/shop

*DISCLAIMER* https://averagejoefinances.com/disclaimerIf you are interested in writing for Average Joe Finances or joining us for an interview on the podcast, please visit https://averagejoefinances.com/contact
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Join Mike Cavaggioni and Perry Zheng as they chat about the Cash Flow Portal, whose goal is to connect passive investors with real-estate syndicators among many others. Leaving his job at Lyft as an engineering manager to go full-time with the Cash Flow Portal, Perry shares how he started his journey, with the purple bible, Rich Dad, Poor Dad. He now helps syndicators raise capital and find deals as a full-time job. There is a lot to unpack in this episode about how they operate and help syndicators and investors. Be sure to stay tuned!

In this episode, you’ll learn:

• How Perry started the Cash Flow Portal
• The advantages of the Cash Flow Portal for investors 
• Using different online services to gain information
• Real estate syndication is not just multifamily
• The future for digital information sharing
• And much more!

About Perry Zheng:
Perry Zheng is the Founder and CEO of the Cash Flow Portal, a modern real estate syndication software. He was an engineering manager at Lyft for 5.5 years and worked as a software engineer at Twitter and Amazon. Perry is also a lead sponsor on 850+ apartment units, having raised $20M+ for real estate projects and generating 30%+ annualized returns for investors.

Cash Flow Portal provides different advantages for investors and syndicators. It helps a client easily pinpoint who they should contact next and who has the highest chance of investing, dedicated to creating a secure platform by using SSL, two-factor authentication, encryption, and PCI DSS. You can store and distribute documentation, automate K1s, distributions, updates, investor workflows, and get comprehensive reports.
 
Find Perry Zheng on:
Website: https://www.cashflowportal.com
Email: [email protected]
LinkedIn: https://www.linkedin.com/in/perryzheng
Facebook: https://www.facebook.com/perry.zheng

Average Joe Finances®
Our social media links can be found here: https://flow.page/avgjoefinances
Check out: https://averagejoefinances.com
Balance Your Portfolio with Passiv: https://averagejoefinances.com/passiv
Buying or Selling a House? https://averagejoefinances.com/realtor
Interested in getting your real estate license? https://averagejoefinances.com/prepagent
Use the same Audio/Video Editing Team that I use: https://editpods.com
Host your own Podcast here: https://averagejoefinances.com/buzzsprout
Social Media Management Tool: https://averagejoefinances.com/social-mediaPodcast Book I'm Published in: https://averagejoefinances.com/daniel-larson 
Free Stocks:

• Robinhood: https://averagejoefinances.com/robinhood
• Webull: https://averagejoefinances.com/webull

Consolidate debt: https://averagejoefinances.com/sofi-loans/
Get Life Insurance: https://averagejoefinances.com/ladder
Average Joe Finances Swag: averagejoefinances.com/resources/shop
*DISCLAIMER* https://averagejoefinances.com/disclaimer
If you are interested in writing for Average Joe Finances or joining us for an interview on the podcast, please visit https://averagejoefinances.com/contact

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Join Mike Cavaggioni and Badri Malnyur as they discuss  building a fund for investing in real estate! Starting his business right after college, Badri and his partners had a software consulting company that he ran for a decade. In search of passive income, he got into a corporate training company that is, while not a passive type of income, still acknowledged as income which was his goal either way and that is what helped him transition into different entrepreneurial paths. Badri shares more about his current company, Avestor, and share the how-to’s of successfully building an investment fund so stay tuned as there’s a lot to unpack in this episode! 

In this episode, you’ll learn:

• What could help the move into the entrepreneurial ventures
• How to diversify your asset classes
• What to identify when choosing an asset class
• Why get involved in sub asset clases
• Badri’s personal recommendations for start-up investors
• And many more! 

About Badri Malnyur:
Badri has over 20 years of experience in multi-family housing. He was a co-founder in two previous start-ups, an active angel investor and has held key leadership positions at a Fortune 500 company for over 15 years. His MBA in Marketing & Finance and his Masters in Computer Science provide him with a unique perspective on how technology can be applied to real estate.

Avestor is a Portland, Oregon based software and services company with a mission to automate & simplify the complex world of commercial real estate investing. They partner with real estate entrepreneurs to provide them the tools and services that help accelerate their growth while enabling their investors to quickly & seamlessly build diversified real estate portfolios. ​Their passion comes from our experience as passive investors who have had to deal with all the complexities of trying to build our own diversified real estate portfolios.

Find Badri on:
Website: www.avestorinc.com
Facebook: https://www.facebook.com/avestor/
Email: [email protected]
LinkedIn: www.linkedin.com/in/badri-sukumar-malynur/

Average Joe Finances®
Our social media links can be found here: https://flow.page/avgjoefinances
Check out: https://averagejoefinances.com
Balance Your Portfolio with Passiv: https://averagejoefinances.com/passiv
Buying or Selling a House? https://averagejoefinances.com/realtor
Interested in getting your real estate license? https://averagejoefinances.com/prepagent
Use the same Audio/Video Editing Team that I use: https://editpods.com
Host your own Podcast here: https://averagejoefinances.com/buzzsprout
Social Media Management Tool: https://averagejoefinances.com/social-media
Podcast Book I'm Published in: https://averagejoefinances.com/daniel-larson

Free Stocks:

• Robinhood: https://averagejoefinances.com/robinhood
• Webull: https://averagejoefinances.com/webull

 Consolidate debt: https://averagejoefinances.com/sofi-loans/
Get Life Insurance: https://averagejoefinances.com/ladder
Average Joe Finances Swag: averagejoefinances.com/resources/shop
*DISCLAIMER* https://averagejoefinances.com/disclaimer
If you are interested in writing for Average Joe Finances or joining us for an interview on the podcast, please visit https://averagejoefinances.com/contact

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Join Mike Cavaggioni with Quentin D’Souza on the 78th episode of the Average Joe Finances® Podcast as they talk about why he left teaching for real estate, why he stopped coaching, why you shouldn't be the expert in everything, and so much more. As Quentin shares what can be anticipated from his book The Action Taker's Real Estate Investing Planner, tune in and find out why he doesn't do annual goals and why he believes planning is still so underrated.

In this episode, you'll learn:

• Quentin D’Souza – on practicing self-employment before fully entering real estate 
• The asset's highest and best use
• About the book The Action Taker's Real Estate Investing Planner
• If you plan well, you achieve well!
• How not to scale any business
• And much more!

About Quentin D'Souza:
Quentin D'Souza is a multiple award-winning Real Estate Investor and a trusted authority on real estate investing. He is an Ontario Certified Teacher and holds two university degrees, which includes a Master's in Education. Quentin has appeared on local and national television and radio, interviewed in national publications, and has been a keynote speaker to large audiences of real estate investors.

Quentin's company, Appleridge Homes, uses the Buy, Fix, Refinance, and Rent strategy on long-term rental properties in Ontario, Canada, as well as with joint venture partnerships to create win/win relationships on Apartment Building purchases. Quentin owns a real estate portfolio above 80 million dollars of assets under management across Canada and the US and has transacted on 80+ properties since 2004.

Quentin is the author of "The Property Management Toolbox: A How-To Guide for Ontario Real Estate Investors and Landlords," "The Filling Vacancies Toolbox: A Step-By-Step Guide for Ontario Real Estate Investors and Landlords for Renting Out Residential Real Estate," "The Ultimate Wealth Strategy: Your Complete Guide to Buying, Fixing, Refinancing, and Renting Real Estate" and "The Action Taker's Real Estate Investing Planner."

Find Quentin D’Souza on:

Website: https://www.getrealwealthy.com/
LinkedIn: https://www.linkedin.com/in/quentindsouza/
Instagram: https://www.instagram.com/qmanrei/
Twitter: https://twitter.com/qmanrei
YouTube: https://www.youtube.com/c/GetRealWealthy

Order your copy of The Action Taker's Real Estate Investing Planner, Book by Quentin D'Souza:
https://amzn.to/3AKY8Ci

Average Joe Finances®

Our social media links can be found here: https://flow.page/avgjoefinances
Check out: https://averagejoefinances.com
Balance Your Portfolio with Passiv: https://averagejoefinances.com/passiv
Buying or Selling a House? https://averagejoefinances.com/realtor
Interested in getting your real estate license? https://averagejoefinances.com/prepagent
Use the same Audio/Video Editing Team that I use: https://editpods.com
Host your own Podcast here: https://averagejoefinances.com/buzzsprout
Social Media Management Tool: https://averagejoefinances.com/social-media
Podcast Book I'm Published in: https://averagejoefinances.com/daniel-larson

Free Stocks:

• Robinhood: https://averagejoefinances.com/robinhood
• Webull: https://averagejoefinances.com/webull

Consolidate debt: https://averagejoefinances.com/sofi-loans/
Get Life Insurance: https://averagejoefinances.com/ladder
Average Joe Finances Swag: averagejoefinances.com/resources/shop
*DISCLAIMER* https://averagejoefinances.com/disclaimer
If you are interested in writing for Average Joe Finances or joining us for an interview on the podcast, please visit https://averagejoefinances.com/contact

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Join Mike Cavaggioni and Tawnya Schultz as they discuss The Money Life Coach, Tawnya’s way of giving back to the community, especially for women, teaching them how to utilize their finances better towards financial freedom. Tawnya’s online platform did not come to fruition overnight. She shares that since she was a kid, she’s always been conscious about making money, which was further inspired by her environment and was later on realized after moving in with her boyfriend and felt trapped financially from her personal standpoint. Tawnya worked towards her own financial stability and paid off thousands of dollars in debt in just 8 months, and she shares more about her journey and her platform in this episode so stay tuned!

In this episode, you’ll learn:

• How Tawnya started The Money Life Coach 
• How to not be held back by debt and financial dependence
• Financial freedom allows you to spend without guilt
• Why education is just as important as budgeting
• Why you should not accept the norm of having debt as it is
• And many more! 

About Tawnya Schultz:

Tawnya Shultz was 35 years old when she realized that she was financially vulnerable. $28,000 in debt with 0 savings and 19k in a retirement account. Used to make around $40,000 annually with her part-time work and being a freelance writer. Feeling trapped, she started listening to podcasts and reading books about budgeting, saving, and paying off debt and it all worked for her in a matter of 8 months!

Now, she shares all her learnings, tips, and tricks on her online platform, The Money Life Coach and on her TikTok and Instagram as well, supporting women. Found her true calling, the motivation to help others feel free too. To empower them and shift their money beliefs and to get free from debts that may be holding her audience back, providing the best information and tools possible, lend encouragement, and inject hope.

Find Tawnya on:

• Website: www.themoneylifecoach.com
• Tiktok: https://www.tiktok.com/@tawnyaschultz
• Instagram: https://www.instagram.com/tawnyaschultz/

Average Joe Finances®
Our social media links can be found here: https://flow.page/avgjoefinances
Check out: https://averagejoefinances.com
Balance Your Portfolio with Passiv: https://averagejoefinances.com/passiv
Buying or Selling a House? https://averagejoefinances.com/realtor
Interested in getting your real estate license? https://averagejoefinances.com/prepagent
Use the same Audio/Video Editing Team that I use: https://editpods.com
Host your own Podcast here: https://averagejoefinances.com/buzzsprout
Social Media Management Tool: https://averagejoefinances.com/social-media
Podcast Book I'm Published in: https://averagejoefinances.com/daniel-larson
 
Free Stocks:

• Robinhood: https://averagejoefinances.com/robinhood
• Webull: https://averagejoefinances.com/webull

Consolidate debt: https://averagejoefinances.com/sofi-loans/
Get Life Insurance: https://averagejoefinances.com/ladder
Average Joe Finances Swag: averagejoefinances.com/resources/shop
*DISCLAIMER* https://averagejoefinances.com/disclaimer
If you are interested in writing for Average Joe Finances or joining us for an interview on the podcast, please visit https://averagejoefinances.com/contact

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Join Mike Cavaggioni with his guest, Sarah St. John, on the 76th episode of the Average Joe Finances Podcast as they talk about how to build a business through podcasting. Sarah has created several startups in her decade-long career as an entrepreneur. Nowadays, she manages the podcast production agency, PodSeam, and hosts the Frugalpreneur Podcast. Today, Sarah breaks down the different ways to make money online, detailing all the must-haves for your online business.

In this episode, you’ll learn:

• The value of startups and trying out different businesses to see what works for you.
• How podcasting can help you build connections with like-minded entrepreneurs.
• The power of self-education when starting a business with almost no capital.
• Why having your own website is essential when managing an online business.
• How it is never too late to get into podcasting and what you need to get started.
• And much more! 

About Sarah St. John:

Sarah St. John is an entrepreneur, podcaster, online course creator, and author. She has created several startups throughout her entrepreneurial career of over a decade. Through her books, blog, and podcast, her goal is to show people how to launch and manage an online business on a budget. 

Sarah is currently the owner of a podcast production agency called PodSeam. Not only that but, she is also the host of the Frugalprenuer Podcast, helping people launch and manage an online business on a bootstrapped budget. Many of the tools she discusses in detail are ones she uses for her own businesses, and the majority are either free or inexpensive. She aims to show people how they too can reserve most of their business budget for marketing and advertising.

Find Sarah St. John: 
Website: www.thesarahstjohn.com
Facebook: https://www.facebook.com/thesarahstjohn
Twitter: https://twitter.com/thesarahstjohn
Instagram: https://www.instagram.com/thesarahstjohn/
LinkedIn: https://www.linkedin.com/in/sarah-stjohn/

Average Joe Finances®
Our social media links can be found here: https://flow.page/avgjoefinances
Check out: https://averagejoefinances.com
Balance Your Portfolio with Passiv: https://averagejoefinances.com/passiv
Buying or Selling a House? https://averagejoefinances.com/realtor
Interested in getting your real estate license? https://averagejoefinances.com/prepagent
Use the same Audio/Video Editing Team that I use: https://editpods.com
Host your own Podcast here: https://averagejoefinances.com/buzzsprout
Social Media Management Tool: https://averagejoefinances.com/social-media
Podcast Book I'm Published in: https://averagejoefinances.com/daniel-larson

Free Stocks:

• Robinhood: https://averagejoefinances.com/robinhood
• Webull: https://averagejoefinances.com/webull

Consolidate debt: https://averagejoefinances.com/sofi-loans/
Get Life Insurance: https://averagejoefinances.com/ladder
Average Joe Finances Swag: averagejoefinances.com/resources/shop
*DISCLAIMER* https://averagejoefinances.com/disclaimer
If you are interested in writing for Average Joe Finances or joining us for an interview on the podcast, please visit https://averagejoefinances.com/contact
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Join Mike Cavaggioni and Michael Gilmore as they discuss how the $7 Millionaire came to be. It was actually a sentimental back story with Michael’s daughter asking him how much does she need to save every day to become a millionaire in her lifetime and Michael being as intrigued as his daughter on what seemed to be just a random question started doing his calculations and the rest is history. In this episode, Michael shares more about how financial freedom is not easily achieved nevertheless very much achievable and it all starts with financial literacy. 

In this episode, you’ll learn:

• What is the Importance of financial literacy
• How to break societal molds with financial knowledge
• Why financial inclusion requires financial education
• Who has access to financial education
• What are the risks of investing and how to be comfortable with them
• And many more! 

About Michael Gilmore:

Worked in finance for more than 20 years selling billion-dollar deals, and managing the assets of some of the world's smartest investors. Had experience working as a freelance journalist which got him into working as an analyst. Michael went to study external resources in preparation for his task as an analyst which changed his mindset over a weekend and that changed his life. Now he’s helping change the lives of other people through the $7 Millionaire. 

Find Michael on:

• Website: www.sevendollarmillionaire.com
• Twitter: https://twitter.com/7Millionaire1

Grab a copy of his book here: https://amzn.to/3reji8J

Average Joe Finances®
Our social media links can be found here: https://flow.page/avgjoefinances
Check out: https://averagejoefinances.com
Balance Your Portfolio with Passiv: https://averagejoefinances.com/passiv
Buying or Selling a House? https://averagejoefinances.com/realtor
Interested in getting your real estate license? https://averagejoefinances.com/prepagent
Use the same Audio/Video Editing Team that I use: https://editpods.com
 Host your own Podcast here: https://averagejoefinances.com/buzzsprout
Social Media Management Tool: https://averagejoefinances.com/social-media
Podcast Book I'm Published in: https://averagejoefinances.com/daniel-larson

Free Stocks:

• Robinhood: https://averagejoefinances.com/robinhood
• Webull: https://averagejoefinances.com/webull

Consolidate debt: https://averagejoefinances.com/sofi-loans/
Get Life Insurance: https://averagejoefinances.com/ladder
Average Joe Finances Swag: averagejoefinances.com/resources/shop

*DISCLAIMER* https://averagejoefinances.com/disclaimer
If you are interested in writing for Average Joe Finances or joining us for an interview on the podcast, please visit https://averagejoefinances.com/contact
--------------
Tropical Sensation by Mike Leite soundcloud.com/mikeleite Creative Commons — Attribution 3.0 Unported — CC BY 3.0 Free Download / Stream: https://bit.ly/-tropical-sensation 

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Join Mike Cavaggioni and Dustin Heiner as they discuss how to be successfully unemployed! Ironic as it may sound, Dustin doesn’t mean for someone not to have a hustle but quite the opposite. His story is to inspire someone and even give tips on where and how to start. Dustin shares that his drive to not work while being able to support his family to live a comfortable life is when he was at his lowest point when he got laid off from his job. He used this point to find opportunities for himself and now is also teaching other people to be able to do it themselves and the goal is not only to be financially rich but to have the luxury of free time while earning.

In this episode, you’ll learn:

• How to start investing in real estate 
• How the system is more of teamwork than a competition
• Rich not only financially but also to be physically healthy, having quality family time
• How to earn money without having to work 8 hours a day or more
• How it’s the passion and drive to pursue things fuels what you will become
• And many more! 

About Dustin Heiner:

Founder and host of Successfully Unemployed, a Blog and Podcast about investing, entrepreneurship, and building own dream life. He desires to help you succeed in never working a job again. Successfully Unemployed is committed to helping a business journey by sharing insights into how to be successful in creating businesses to never work a job again.

At Successfully Unemployed, they value the story of each business owner and do not hide away from failures but share them openly. They do this because [the audience] will be able to learn from [their] mistakes and save you valuable time & money.

Another part of our story we share is how we started in the business of investing in real estate rental properties. Each person has a unique and inspiring story to help others either start investing or fuel the fire for the passion for the business they love.

Find Dustin on:
Website: www.masterpassiveincome.com
Podcast: www.successfullyunemployed.co
Instagram: www.instagram.com/thedustinheiner

Average Joe Finances®
- Our social media links can be found here: https://flow.page/avgjoefinances
- Check out: https://averagejoefinances.com
- Balance Your Portfolio with Passiv: https://averagejoefinances.com/passiv
- Buying or Selling a House? https://averagejoefinances.com/realtor
- Interested in getting your real estate license? https://averagejoefinances.com/prepagent
- Use the same Audio/Video Editing Team that I use: https://editpods.com
- Host your own Podcast here: https://averagejoefinances.com/buzzsprout
- Social Media Management Tool: https://averagejoefinances.com/social-media
- Podcast Book I'm Published in: https://averagejoefinances.com/daniel-larson

 Free Stocks:

• Robinhood: https://averagejoefinances.com/robinhood
• Webull: https://averagejoefinances.com/webull

 - Consolidate debt: https://averagejoefinances.com/sofi-loans/
- Get Life Insurance: https://averagejoefinances.com/ladder
- Average Joe Finances Swag: averagejoefinances.com/resources/shop
*DISCLAIMER* https://averagejoefinances.com/disclaimer

If you are interested in writing for Average Joe Finances or joining us for an interview on the podcast, please visit https://averagejoefinances.com/contact

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Join Mike Cavaggioni with his guest, Nathan Bynum, on the 73rd episode of the Average Joe Finances® Podcast. Today, they discuss building the habits you need to achieve your goals and succeed in life. Nathan is a web developer, a best-selling author, and a certified goal-success coach. He teaches entrepreneurs how to achieve their business goals through finding the intersection of their passion and profits and, in turn, attracting their ideal clients. Today, Nathan shares his experiences, from learning how to create a website from scratch, traveling the world to meet countless extraordinary people, and eventually, writing a book all about it.

 In this episode, you’ll learn:

• The value of finding your niche and nailing that down when starting a business.
• What the benefits are of using WordPress as opposed to other website builders.
• How goal setting can increase your productivity to achieve maximum success in life.
• Why learning from pioneers can help you find what works best for your line of work.
• The importance of providing value to attract your ideal clients and expand your business.
• And much more!

About Nathan Bynum:

Traveling the world and living in many countries blessed Nathan with the opportunity to befriend several successful people from all walks of life. As a result, he has learned priceless lessons not skewed by a singular view of the world from these remarkable people. Now, Nathan shares these experiences with his readers through his website lemonlaunch.com and his book Goal Setting: Habits to Achieve Your Goals and Succeed in the Life You Want.

Find Nathan Bynum: 

Website: http://lemonlaunch.com/

LinkedIn: https://www.linkedin.com/in/nathan-bynum-author-web-developer/ 

Goal Setting (Book): https://www.amazon.com/dp/B08M7J3V2D

Average Joe Finances®

 - Our social media links can be found here: https://flow.page/avgjoefinances

- Check out: https://averagejoefinances.com

- Balance Your Portfolio with Passiv: https://averagejoefinances.com/passiv

- Buying or Selling a House? https://averagejoefinances.com/realtor

- Interested in getting your real estate license? https://averagejoefinances.com/prepagent

- Use the same Audio/Video Editing Team that I use: https://editpods.com

- Host your own Podcast here: https://averagejoefinances.com/buzzsprout

- Social Media Management Tool: https://averagejoefinances.com/social-media

- Podcast Book I'm Published in: https://averagejoefinances.com/daniel-larson

Free Stocks:

• Robinhood: https://averagejoefinances.com/robinhood
• Webull: https://averagejoefinances.com/webull

- Consolidate debt: https://averagejoefinances.com/sofi-loans/

- Get Life Insurance: https://averagejoefinances.com/ladder

- Average Joe Finances Swag: averagejoefinances.com/resources/shop

*DISCLAIMER* https://averagejoefinances.com/disclaimer

If you are interested in writing for Average Joe Finances or joining us for an interview on the podcast, please visit https://averagejoefinances.com/contact

--------------

Tropical Sensation by Mike Leite soundcloud.com/mikeleite Creative Commons — Attribution 3.0 Unported — CC BY 3.0 Free Download / Stream: https://bit.ly/-tropical-sensation 

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Join Mike Cavaggioni and Chris Mamula on the 72nd episode of the Average Joe Finances® Podcast as they talk about DIY investing, wealth building, early retirement, and financial independence through financial planning. Chris retired from his professional career as a physical therapist at the age of 41 and started educating himself about investing and tax planning. From experience, Chris shares his tips and tricks on how you can build your own blueprint to financial independence.

In this episode, you’ll learn:

• Financially planning after college and before having a family
• Understanding your expenses 
• The three-investing path (Simple path, hybrid path, and active path)
• Managing risk and facing challenges
• Tips in investing
• And much more!

About Chris Mamula:

Chris Mamula is from Western Pennsylvania near Pittsburgh. He worked in the US healthcare system for 3 years and became a physical therapist in 2001. After spinning wheels and not knowing what to do, it took him about 10 years of struggle of knowing what he wanted to do before he stumbled into what is now pretty well known as “fire financial independence,” retiring early. That is when he started reading blogs and saw many people with similar stories as himself.  After getting the inspiration and courage, he then started writing his own blog and ended up retiring at the age of 41.

Chris Mamula commonly writes about financial independence and talks about what retirement is and can be at www.caniretireyet.com. His articles have been featured on MarketWatch. Morningstar US News and World Report and Business Insider. He is also the primary author of the book Choose FI. His mission is to continue to spread the life-changing message of financial independence to a broader audience.

Find Chris Mamula on:

• Website: https://www.caniretireyet.com/
• Twitter: https://twitter.com/caniretire_yet
• Choose FI book: https://averagejoefinances.com/choose-fi

Average Joe Finances®
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Tropical Sensation by Mike Leite soundcloud.com/mikeleite Creative Commons — Attribution 3.0 Unported — CC BY 3.0 Free Download / Stream: https://bit.ly/-tropical-sensation 

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