There is a difference between average returns and actual returns, and planning your retirement on the former could lead to some problems down the line.  Jim Cipriotti explains the difference and how to get a better idea of how your portfolio will look for the next 20-30 years on this episode of Freedom to Retire.

Catch Freedom To Retire with Jim Cipriotti, powered by Retire Ready Financial Group every Saturday at 4:00 p.m. ET on WPHT.

For more information and to schedule a complimentary consultation with Jim Cipriotti, visit www.RetireReadyFG.com.

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