Melanie Padron from IT Architects discusses the importance of proactive cybersecurity, emphasizing that ransomware and business email compromise are major threats. Ransomware affects 92% of industries, and business email compromise costs companies an average of $137,000 per attack, according to the FBI. Human error is responsible for 90% of successful cyber attacks. Padron highlights the need for employee awareness training and phishing simulations to prevent such attacks. She stresses the urgency of cybersecurity measures, noting that it takes only 49 seconds for a cyber criminal to steal data or money.