The holidays should feel joyful, not stressful. Yet every year, overspending leaves too many of us with a January credit card hangover. In this episode of the Female Finance Collective podcast, we share 3 practical ways to enjoy the season fully without slipping back into debt.

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Timestamps

00:00 Why holidays can be a debt trap

00:40 Welcome to the Female Finance Collective

01:46 Tip 1: Plan ahead and set your budget in October

03:04 Teaching kids financial literacy during the holidays

04:56 Tip 2: Get creative with gifts, costumes, and traditions

05:45 Meaningful low-cost gift ideas and family traditions

06:49 Free and fun holiday activities

08:05 Tip 3: Smart travel planning to save money

09:00 Cut costs on road trips and flights

10:20 Airbnb, meal prep, and family-friendly travel hacks

11:20 Small changes that save big on holiday travel

11:58 Recap: Plan ahead, get creative, and travel smart

Call to Action

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