In this throwback episode of Female Finance Collective, Meri-Li and Jen dive into Money Dates—what they are, how they work, and how they can completely shift your relationship with money (and your partner!). Whether you’re single, partnered, or somewhere in between, we’ll help you turn financial overwhelm into confidence, one intentional money conversation at a time.

Schedule your first money date this week! Make it fun, comfy, and empowering. Then head to the comments and tell us how it went!

Join Our Community:

Connect with other women working toward financial empowerment. Learn, grow, and share your journey with us here.

We’d Love to Hear from You!

Do you have questions or ideas? Connect with us!

Instagram: @femalefinance.collective 

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*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.

In this episode, we revisit a prior conversation about emergency savings. We cover how to set one up, what to call it, why you need it, and how much money is enough.

Join Our Community:

Connect with other women working toward financial empowerment. Learn more about our community here.

We’d Love to Hear from You!

Do you have questions or ideas? Connect with us!

Instagram: @femalefinance.collective 

Facebook, YouTube, Pinterest: Female Finance Collective

*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.

In this week’s episode, we are sharing a previous conversation we had with Mara, Joyful Hostess. We talk about ways to enjoy holiday events on a budget. Each of us shares tips and suggestions that we hope will spark ideas of ways you can have the most fun this holiday season while still protecting your budget.

Be sure to give her a follow on social media @joyfulhostess to get more of her great ideas!

Join Our Community:

Connect with other women working toward financial empowerment. Learn, grow, and share your journey with us here: www.skool.com/female-finance-collective/about

We’d Love to Hear from You!

Do you have questions or ideas? Connect with us!

Instagram: @femalefinance.collective 

Facebook, YouTube, Pinterest: Female Finance Collective

*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.

The holidays should feel joyful, not stressful. Yet every year, overspending leaves too many of us with a January credit card hangover. In this episode of the Female Finance Collective podcast, we share 3 practical ways to enjoy the season fully without slipping back into debt.

Join Our Community:

Connect with other women working toward financial empowerment. Learn, grow, and share your journey with us here.

We’d Love to Hear from You!

Do you have questions or ideas? Connect with us!

Instagram: @femalefinance.collective 

Facebook, YouTube, Pinterest: Female Finance Collective

Timestamps

00:00 Why holidays can be a debt trap

00:40 Welcome to the Female Finance Collective

01:46 Tip 1: Plan ahead and set your budget in October

03:04 Teaching kids financial literacy during the holidays

04:56 Tip 2: Get creative with gifts, costumes, and traditions

05:45 Meaningful low-cost gift ideas and family traditions

06:49 Free and fun holiday activities

08:05 Tip 3: Smart travel planning to save money

09:00 Cut costs on road trips and flights

10:20 Airbnb, meal prep, and family-friendly travel hacks

11:20 Small changes that save big on holiday travel

11:58 Recap: Plan ahead, get creative, and travel smart

Call to Action

🎁 Want support staying financially confident this season?

Paying off debt is an incredible accomplishment, but for many people, it’s only part of the story. The real challenge is staying out of debt for good. Today, we’re talking about how to break the cycle, avoid slipping back into old habits, and build a financial foundation that keeps you free.

Join Our Community:

Connect with other women working toward financial empowerment. Learn, grow, and share your journey with us here: www.skool.com/female-finance-collective/about

We’d Love to Hear from You!

Do you have questions or ideas? Connect with us!

Instagram: @femalefinance.collective 

Facebook, YouTube, Pinterest: Female Finance Collective

*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.

Feeling stuck in credit card debt? You’re not alone—and you don’t have to stay there.

In this episode of the Female Finance Collective podcast, we revisit a previous episode where Sybil and Jen get real about debt: how it starts, how it impacts our emotions, and most importantly—how to take control and pay it off step-by-step with clarity and confidence.

We share personal stories, mindset shifts, and a practical tool (our free Snowball Debt Calculator!) to help you build a plan that actually works. If you’re overwhelmed and ready to feel hopeful again, this one’s for you.

Join our community for just $5 a month and be part of our debt payoff group.

Get support, weekly calls, a group chat, and real accountability:

www.skool.com/female-finance-collective/about

We’d Love to Hear from You!

Do you have questions or ideas? Connect with us!

Instagram: @femalefinance.collective 

Facebook, YouTube, Pinterest: Female Finance Collective

*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.

If you’ve ever looked at your debt and thought, “I don’t even know where to start,” you’re not alone. The good news? You don’t have to figure it all out today. In this episode, we’re breaking debt down into simple, doable steps so you can take back control, release the shame, and finally start moving forward.

What You’ll Learn in This Episode:

• Shift Your Mindset: Why you’re not alone in carrying debt, and how reframing repayment as an empowering choice can change everything.
• Get Clear on the Numbers: How writing down your balances, payments, and interest rates creates clarity (and why clarity = options).
• Choose a Starting Point: The difference between the Debt Snowball and Debt Avalanche methods, and how to pick one that feels doable for you.

Debt repayment doesn’t have to feel heavy or complicated. It starts with just one step.

Join Our Community:

Connect with other women working toward financial empowerment. Learn, grow, and share your journey with us here: www.skool.com/female-finance-collective/about

We’d Love to Hear from You! Do you have questions or ideas? Connect with us!

Substack: https://femalefinancecollective.substack.com/

Instagram: @femalefinance.collective 

Facebook, YouTube, Pinterest: Female Finance Collective

*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.

Financial confidence doesn’t happen overnight. It’s built with every intentional choice you make. In this episode, we’re wrapping up the Money + Mindset Summer Series by reflecting on how far you’ve come and how each decision has strengthened your ability to trust yourself with money.

Join Our Community:

Connect with other women working toward financial empowerment. Learn, grow, and share your journey with us here: www.skool.com/female-finance-collective/about

We’d Love to Hear from You!

Do you have questions or ideas? Connect with us!

Substack: https://femalefinancecollective.substack.com/

Instagram: @femalefinance.collective 

Facebook, YouTube, Pinterest: Female Finance Collective

*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.

Budgets don’t have to feel like punishment.

What if instead of restrictions, your budget could act as a set of healthy boundaries that protect your goals, values, and dreams?

In this episode of the Female Finance Collective Podcast, Jen and Sybil share how to shift your perspective on budgeting, discover missing financial boundaries, and communicate them in ways that actually empower you.

We’ve got your back in our community, where you’ll find step-by-step instructions on how to become financially confident for only $5:

Learn more about Female Finance Collective on Skool here.

And don’t miss a dose of weekly money motivation:

Subscribe to our Substack Newsletter: https://substack.com/@femalefinancecollective

Time Stamps

0:00 – Why budgets feel restrictive (and how to reframe them)

1:18 – Budgets as boundaries: flexible, empowering, and protective

2:39 – What budgeting really means: tracking, categories, and conscious spending

4:36 – The role of hard vs. flexible financial boundaries

6:00 – Spotting missing boundaries (dogs, kids, college move-ins, and more)

8:30 – Real-life examples: thrifting, back-to-school, and unexpected expenses

9:20 – Communicating and honoring your financial boundaries

10:40 – Why talking about money with friends changes everything

11:15 – Action step: Write down one boundary to set or strengthen today

12:07 – Recap: Budgets and boundaries protect your goals and values

The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.

What if saving money wasn’t about sacrifice at all, but about creating joy for your future?

In this episode of the Female Finance Collective Podcast, Jen and Sybil show you how to reframe saving so it feels motivating, connected to your dreams, and even fun.

We’ll walk you through 3 simple shifts to help you redefine saving, tie it to your values, and make it a sustainable habit you actually enjoy.

We’ve got your back in our community, where you’ll find step-by-step instructions on how to become financially confident for only $5. Click here to learn more about Female Finance Collective.

Don’t miss a dose of weekly money motivation. Subscribe to our Substack Newsletter: https://substack.com/@femalefinancecollective

Time Stamps

0:00 – Intro: Saving doesn’t have to feel restrictive

0:55 – Step 1: Redefining what saving means

2:50 – Small shifts that make saving feel lighter (like casual dining instead of fancy dinners)

4:52 – Making saving fun with couponing, challenges, and trackers

6:01 – Step 2: Connecting savings to your values and dreams

7:20 – Using multiple accounts and categories to stay motivated

9:55 – Why separating funds builds momentum

10:00 – Step 3: Making saving a tangible and enjoyable habit

11:30 – Conscious spending: asking if purchases align with your values

12:27 – Gamifying savings goals and celebrating progress

13:34 – Recap: Three ways to bring joy to saving

The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.a