Because we have so many new listeners, we decided to get back to the basics of long term care and LTC insurance. The best starting point is to learn current and future costs of home care, assisted living, and nursing home care. Use the cost of care website to find costs where you live at https://www.carescout.com/cost-of-care Once we understand the risk we're up against if we suffer from dementia, a stroke or a severe car accident (for example), we need to decide where we would want to live when help is needed to get through our days. We need to consider who we want to have helping us, and we need to decide how we're going to pay for this care. Listen and learn how different types of insurance plans decide when and how claims are approved or declined. Learn which kinds of plans can be tax deductible and which can be paid using HSA funds. Get your current policies and proposals out and schedule time with me to evaluate them and learn if they best meet your needs. Schedule a phone or Zoom meeting here