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When you are creating a budget you don't have to give up everything you love. Make sure you include things that you love to do, like going to dinner, shopping,etc.
In this episode I go over why I think you still need credit cards and credit. Most people can't pay cash for everything like a house, car, etc.
In this episode I will share different things that you can cut down in your bills, or things that you can change so you can save money every single month.
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