Being good with money isn't just about willpower, it's about building habits and systems that make doing the right thing easier. In this episode, we're looking at the good money habits worth building, the bad ones that could be holding you back, and how to make positive financial habits actually stick. Warning - not for kids!

In this episode of Bank of Dad, Pete and Kate demystify the main UK taxes most people encounter, including income tax, National Insurance, VAT and Capital Gains Tax. They explain how tax bands really work, why earning more does not mean all your income is taxed at a higher rate, and when you may need to take action yourself, such as reporting gains or completing a tax return. If you want a clear, practical introduction to the UK tax system without the jargon, this episode will help you understand what you pay, why it matters, and how tax wrappers like ISAs can make a difference.

Shownotes: https://bankofdad.show/episode29/