This podcast is partnered with Morgans Financial Limited, Australia’s largest full-service stockbroking and wealth management network.

Check out more from Morgans:
Visit the Morgans website: www.morgans.com.au
Check out our blog: www.morgans.com.au/Blog
On Facebook: www.facebook.com/MorgansAU
On Instagram: www.instagram.com/Morgans.Australia
On Twitter: twitter.com/MorgansAU

Check out more from Sub11:
Visit the Sub11 website: www.sub11.com.au/
On Instagram: www.instagram.com/hellosub11/
On Twitter: twitter.com/hellosub11
On LinkedIn: www.linkedin.com/company/sub11/
Follow Chris Titley: www.linkedin.com/in/ctitley/

The Bank to the Future podcast was founded in 2020, to document the beginning of Open Banking in Australia and to educate investors by profiling and introducing companies and individuals within the digital and traditional banking landscape. Bank to the Future 2.0 serves as a follow-up to this series. Looking back on how the market has changed over the last almost 3 years of Open Banking in Australia, revisiting past guests to see where they are now, as well as introducing new and growing companies and individuals in the space today.

This Podcast is for general information purposes only and does not take into account anyone’s personal circumstances. Morgans Financial Limited AFSL 235410.

Established in May 2022, Sub11 is a joint venture between Euphemia (investment partner) and Chris Titley.

Chris Titley chats to Chloe White from Sweden in a follow up interview from November 2021. Chloe discusses the highs and lows of what has happened within the cryptocurrency industry recently.

This includes things likes Terra Luna and FTX, but on the flipside institutional acceptance of digital currencies. Chloe also delves in to policy of governments and regulation around the industry and why she is so excited about the future.

This podcast is partnered with Morgans Financial Limited, Australia’s largest full-service stockbroking and wealth management network.

Find out more about GenesisBlock: https://genesisblock.com.au/

Check out more from Morgans:
Visit the Morgans website: www.morgans.com.au
Check out our blog: www.morgans.com.au/Blog
On Facebook: www.facebook.com/MorgansAU
On Instagram: www.instagram.com/Morgans.Australia
On Twitter: twitter.com/MorgansAU

Check out more from Sub11:
Visit the Sub11 website: www.sub11.com.au/
On Instagram: www.instagram.com/hellosub11/
On Twitter: twitter.com/hellosub11
On LinkedIn: www.linkedin.com/company/sub11/
Follow Chris Titley: www.linkedin.com/in/ctitley/

The Bank to the Future podcast was founded in 2020, to document the beginning of Open Banking in Australia and to educate investors by profiling and introducing companies and individuals within the digital and traditional banking landscape. Bank to the Future 2.0 serves as a follow-up to this series. Looking back on how the market has changed over the last almost 3 years of Open Banking in Australia, revisiting past guests to see where they are now, as well as introducing new and growing companies and individuals in the space today.

This Podcast is for general information purposes only and does not take into account anyone’s personal circumstances. Morgans Financial Limited AFSL 235410.

Established in May 2022, Sub11 is a joint venture between Euphemia (investment partner) and Chris Titley.

Chris Titley catches up with Carolyn Breeze from Scalare Partners. Carolyn was a previous guest on the show and we catch up on her career move and recent appointment at Scalare. Scalare aims to create a greater impact by building a powerful, synergistic network that connects exceptional founders, advisors and investors in a unique partnership – to deliver the game-change to change-makers. Carolyn talks about the company, the history, the investments and her continual love for fintech.

This podcast is partnered with Morgans Financial Limited, Australia’s largest full-service stockbroking and wealth management network.

Check out more from Morgans:
Visit the Morgans website: www.morgans.com.au
Check out our blog: www.morgans.com.au/Blog
On Facebook: www.facebook.com/MorgansAU
On Instagram: www.instagram.com/Morgans.Australia
On Twitter: twitter.com/MorgansAU

Check out more from Sub11:
Visit the Sub11 website: www.sub11.com.au/
On Instagram: www.instagram.com/hellosub11/
On Twitter: twitter.com/hellosub11
On LinkedIn: www.linkedin.com/company/sub11/
Follow Chris Titley: www.linkedin.com/in/ctitley/

The Bank to the Future podcast was founded in 2020, to document the beginning of Open Banking in Australia and to educate investors by profiling and introducing companies and individuals within the digital and traditional banking landscape. Bank to the Future 2.0 serves as a follow-up to this series. Looking back on how the market has changed over the last almost 3 years of Open Banking in Australia, revisiting past guests to see where they are now, as well as introducing new and growing companies and individuals in the space today.

This Podcast is for general information purposes only and does not take into account anyone’s personal circumstances. Morgans Financial Limited AFSL 235410.

Established in May 2022, Sub11 is a joint venture between Euphemia (investment partner) and Chris Titley.

In the latest episode Chris Titley chats to Ben Silluzio from oNesto. oNesto has created a platform that gives employees access to their earnings, shopping discounts, rewards and financial education in real-time. Ben talks about why he is so excited about employee retention, financial wellness and overall improvement of mental health of staff.

This podcast is partnered with Morgans Financial Limited, Australia’s largest full-service stockbroking and wealth management network.

Check out more from Morgans:
Visit the Morgans website: www.morgans.com.au
Check out our blog: www.morgans.com.au/Blog
On Facebook: www.facebook.com/MorgansAU
On Instagram: www.instagram.com/Morgans.Australia
On Twitter: twitter.com/MorgansAU

Check out more from Sub11:
Visit the Sub11 website: www.sub11.com.au/
On Instagram: www.instagram.com/hellosub11/
On Twitter: twitter.com/hellosub11
On LinkedIn: www.linkedin.com/company/sub11/
Follow Chris Titley: www.linkedin.com/in/ctitley/

The Bank to the Future podcast was founded in 2020, to document the beginning of Open Banking in Australia and to educate investors by profiling and introducing companies and individuals within the digital and traditional banking landscape. Bank to the Future 2.0 serves as a follow-up to this series. Looking back on how the market has changed over the last almost 3 years of Open Banking in Australia, revisiting past guests to see where they are now, as well as introducing new and growing companies and individuals in the space today.

This Podcast is for general information purposes only and does not take into account anyone’s personal circumstances. Morgans Financial Limited AFSL 235410.

Established in May 2022, Sub11 is a joint venture between Euphemia (investment partner) and Chris Titley.

Sub11’s Chris Titley joins Lisa Wade for an update on Digital X.

Lisa talks about the progression since 2020 , the ups and the downs of the crypto market as well as how Digital X is unearthing and bullish on new forms of funds management

This podcast is partnered with Morgans Financial Limited, Australia’s largest full-service stockbroking and wealth management network.

Check out more from Morgans:
Visit the Morgans website: www.morgans.com.au
Check out our blog: www.morgans.com.au/Blog
On Facebook: www.facebook.com/MorgansAU
On Instagram: www.instagram.com/Morgans.Australia
On Twitter: twitter.com/MorgansAU

Check out more from Sub11:
Visit the Sub11 website: www.sub11.com.au/
On Instagram: www.instagram.com/hellosub11/
On Twitter: twitter.com/hellosub11
On LinkedIn: www.linkedin.com/company/sub11/
Follow Chris Titley: www.linkedin.com/in/ctitley/

The Bank to the Future podcast was founded in 2020, to document the beginning of Open Banking in Australia and to educate investors by profiling and introducing companies and individuals within the digital and traditional banking landscape. Bank to the Future 2.0 serves as a follow-up to this series. Looking back on how the market has changed over the last almost 3 years of Open Banking in Australia, revisiting past guests to see where they are now, as well as introducing new and growing companies and individuals in the space today.

This Podcast is for general information purposes only and does not take into account anyone’s personal circumstances. Morgans Financial Limited AFSL 235410.

Established in May 2022, Sub11 is a joint venture between Euphemia (investment partner) and Chris Titley.

In this episode, we catch up with Andy Taylor from ASX Listed Douugh (DOU). Our previous episode was recorded in July 2020 when Douugh was a private company. Since then, the company has listed, refined, and is now focusing on the Australian market. Andy gives an update about the company as well as some of the newly launched features.

This podcast is partnered with Morgans Financial Limited, Australia’s largest full-service stockbroking and wealth management network.

Check out more from Morgans:
Visit the Morgans website: www.morgans.com.au
Check out our blog: www.morgans.com.au/Blog
On Facebook: www.facebook.com/MorgansAU
On Instagram: www.instagram.com/Morgans.Australia
On Twitter: twitter.com/MorgansAU

Check out more from Sub11:
Visit the Sub11 website: www.sub11.com.au/
On Instagram: www.instagram.com/hellosub11/
On Twitter: twitter.com/hellosub11
On LinkedIn: www.linkedin.com/company/sub11/
Follow Chris Titley: www.linkedin.com/in/ctitley/

The Bank to the Future podcast was founded in 2020, to document the beginning of Open Banking in Australia and to educate investors by profiling and introducing companies and individuals within the digital and traditional banking landscape. Bank to the Future 2.0 serves as a follow-up to this series. Looking back on how the market has changed over the last almost 3 years of Open Banking in Australia, revisiting past guests to see where they are now, as well as introducing new and growing companies and individuals in the space today.

This Podcast is for general information purposes only and does not take into account anyone’s personal circumstances. Morgans Financial Limited AFSL 235410.

Established in May 2022, Sub11 is a joint venture between Euphemia (investment partner) and Chris Titley.

In this episode, we chat with Joseph Healy from Judo Bank. Our previous episode was recorded in August 2020. Since then, the company has been listed on the ASX and raised significantly more capital alongside enormous loan growth. Joseph talks about his vision of becoming a world-class SME bank, the challenges, the opportunities, and what makes him proud.

This podcast is partnered with Morgans Financial Limited, Australia’s largest full-service stockbroking and wealth management network.

Check out more from Morgans:

Visit the Morgans website: www.morgans.com.au
Check out our blog: www.morgans.com.au/Blog

On Facebook: www.facebook.com/MorgansAU
On Instagram: www.instagram.com/Morgans.Australia
On Twitter: twitter.com/MorgansAUCheck out more from Sub11:Visit the Sub11 website: www.sub11.com.au/
On Instagram: www.instagram.com/hellosub11/
On Twitter: twitter.com/hellosub11
On LinkedIn: www.linkedin.com/company/sub11/

Follow Chris Titley: www.linkedin.com/in/ctitley/

The Bank to the Future podcast was founded in 2020, to document the beginning of Open Banking in Australia and to educate investors by profiling and introducing companies and individuals within the digital and traditional banking landscape.

Bank to the Future 2.0 serves as a follow-up to this series. Looking back on how the market has changed over the last almost 3 years of Open Banking in Australia, revisiting past guests to see where they are now, as well as introducing new and growing companies and individuals in the space today.

This Podcast is for general information purposes only and does not take into account anyone’s personal circumstances. Morgans Financial Limited AFSL 235410.
Established in May 2022, Sub11 is a joint venture between Euphemia (investment partner) and Chris Titley.

In this episode, Chris speaks to Morgans Senior Analyst Nathan Lead who covers the Banks sector. Nathan Lead has over 20 years of experience in the financial services industry and has specialised as an equities research analyst since 2005, specialising in infrastructure. More recently Nathan has become the leading research analyst covering the Banks sector at Morgans.

This podcast is partnered with Morgans Financial Limited, Australia’s largest full-service stockbroking and wealth management network.

Check out more from Morgans:
Visit the Morgans website: www.morgans.com.au
Check out our blog: www.morgans.com.au/Blog
On Facebook: www.facebook.com/MorgansAU
On Instagram: www.instagram.com/Morgans.Australia
On Twitter: twitter.com/MorgansAUCheck out more from Sub11:Visit the Sub11 website: www.sub11.com.au/
On Instagram: www.instagram.com/hellosub11/
On Twitter: twitter.com/hellosub11
On LinkedIn: www.linkedin.com/company/sub11/
Follow Chris Titley: www.linkedin.com/in/ctitley/

The Bank to the Future podcast was founded in 2020, to document the beginning of Open Banking in Australia and to educate investors by profiling and introducing companies and individuals within the digital and traditional banking landscape. Bank to the Future 2.0 serves as a follow-up to this series. Looking back on how the market has changed over the last almost 3 years of Open Banking in Australia, revisiting past guests to see where they are now, as well as introducing new and growing companies and individuals in the space today.

This Podcast is for general information purposes only and does not take into account anyone’s personal circumstances. Morgans Financial Limited AFSL 235410.
Established in May 2022, Sub11 is a joint venture between Euphemia (investment partner) and Chris Titley.

In this episode Chris speaks to Zeller CEO and co-founder Ben Pfisterer. Zeller offers a payment processing service aiming to simplify financial management for small to medium sized Australian businesses.

This podcast is partnered with Morgans Financial Limited, Australia’s largest full-service stockbroking and wealth management network.

Check out more from Morgans:
Visit the Morgans website: www.morgans.com.au
Check out our blog: www.morgans.com.au/Blog
On Facebook: www.facebook.com/MorgansAU
On Instagram: www.instagram.com/Morgans.Australia
On Twitter: twitter.com/MorgansAUCheck out more from Sub11:Visit the Sub11 website: www.sub11.com.au/
On Instagram: www.instagram.com/hellosub11/
On Twitter: twitter.com/hellosub11
On LinkedIn: www.linkedin.com/company/sub11/
Follow Chris Titley: www.linkedin.com/in/ctitley/

The Bank to the Future podcast was founded in 2020, to document the beginning of Open Banking in Australia and to educate investors by profiling and introducing companies and individuals within the digital and traditional banking landscape. Bank to the Future 2.0 serves as a follow-up to this series. Looking back on how the market has changed over the last almost 3 years of Open Banking in Australia, revisiting past guests to see where they are now, as well as introducing new and growing companies and individuals in the space today.

This Podcast is for general information purposes only and does not take into account anyone’s personal circumstances. Morgans Financial Limited AFSL 235410.

Established in May 2022, Sub11 is a joint venture between Euphemia (investment partner) and Chris Titley.

In the first episode of Bank to the Future 2.0 we talk to Dom Pym the co-founder of Up. Dom was also the first guest of the original Bank to the Future, back in July of 2020. Up banking is a digital bank created as a collaboration between software development company Ferocia and Bendigo & Adelaide Bank. Dom gives us an update as to where Up has gone since we last spoke to him in 2020.

This podcast is partnered with Morgans Financial Limited, Australia’s largest full-service stockbroking and wealth management network.

Check out more from Morgans:

Visit the Morgans website: www.morgans.com.au
Check out our blog: www.morgans.com.au/Blog
On Facebook: www.facebook.com/MorgansAU
On Instagram: www.instagram.com/Morgans.Australia
On Twitter: twitter.com/MorgansAU


Check out more from Sub11:

Visit the Sub11 website: https://www.sub11.com.au/
On Instagram: https://www.instagram.com/hellosub11/
On Twitter: https://twitter.com/hellosub11
On LinkedIn: https://www.linkedin.com/company/sub11/
Follow Chris Titley: https://www.linkedin.com/in/ctitley/

The Bank to the Future podcast was founded in 2020, to document the beginning of Open Banking in Australia and to educate investors by profiling and introducing companies and individuals within the digital and traditional banking landscape. Bank to the Future 2.0 serves as a follow-up to this series. Looking back on how the market has changed over the last almost 3 years of Open Banking in Australia, revisiting past guests to see where they are now, as well as introducing new and growing companies and individuals in the space today.

This Podcast is for general information purposes only and does not take into account anyone’s personal circumstances. Morgans Financial Limited AFSL 235410.

Established in May 2022, Sub11 is a joint venture between Euphemia (investment partner) and Chris Titley.