In a series of podcasts taped live at 2026’s Money 20/20 in Las Vegas, host Lou Carlozo brings you the latest from one of the premier financial services conferences in the world. On this episode, Gareth Gaston, Chief Product Officer of Candescent, discusses the company's new intelligent banking service, Votiv, and its adoption by PSECU. The tech-savvy credit union mailed floppy discs to its customers in 1995 so they could bank at home.--long before anyone hear of the term "fintech."