Mega-breaches, including the recent hacking attack on Anthem Inc. always result in an uptick of interest in cyber-insurance, but determining how much coverage to buy is an ongoing challenge, says data privacy attorney Marc Voses.

A new federal cyberthreat intelligence center could help the government build more resilient networks and better identify cyber-attackers, leading to arrests and punishments, says Harry Raduege, a former top Defense Department IT leader.

The Anthem breach, which possibly started with a phishing campaign, is a prime example of how hackers are perfecting their schemes to target key employees who have access to valued information, says Dave Jevans of the Anti-Phishing Working Group.

As hack attacks, such as the breach of Anthem Inc., become more common, it's more critical than ever for organizations to carry out an "adaptive defense model" to protect sensitive information, says Dave Merkel, chief technology officer at FireEye.

PINS can effectively reduce card-not-present as well as card-present fraud, argues Liz Garner of the Merchant Advisory Group, who will be a featured speaker at Information Security Media Group's upcoming Fraud Summit Los Angeles.

Technologies that allow companies to analyze cyberthreats are evolving and soon should provide better intelligence to mitigate attacks, says Jim Anderson, a president at BAE Systems Applied Intelligence.

There is no such thing as 100 percent security, so what does a truly successful security program look like? Mike Gentile of Auxilio describes the key elements of a formal program and how best to deploy them.

As a result of the explosive growth in worldwide use of smart phones, mobile malware will play a much bigger role in fraud this year, predicts Daniel Cohen, a threat researcher for RSA, which just released its 2014 Cybercrime Roundup report.

Target is the high-profile example, but many organizations have been breached through third-party vulnerabilities. Where are the security gaps, and how can they be filled. BitSight's Stephen Boyer offers insight.

Email fraud has existed since the advent of email. But the schemes are evolving and impacting organizations' bottom lines. Robert Holmes of Return Path offers new strategies to defeat fraud attempts.