Poor Internet hygiene, not increased cybercrime, is what's really to blame for the increased botnet traffic the online world is battling, say cybersecurity experts Tom Kellermann and Rod Rasmussen.

Banking institutions need to develop "day-to-day situational awareness" of the latest threats, says Vikram Bhat, a principal at Deloitte & Touche, which just released a report about cybersecurity issues and awareness.

The folks at PricewaterhouseCoopers, after surveying 500 U.S. business, law enforcement and government executives, conclude that the vast majority of cybersecurity programs fall very short of the federal government's cybersecurity framework goals.

High-profile retail breaches, such as the one suffered by Target Corp., could spur more merchants to promote increased use of mobile payments to boost security, says Thad Peterson, a new analyst at Aite Group.

Fighting fraud tied to synthetic identities requires revamping the credit infrastructure to improve detection of fraudsters' activities, says risk management specialist Richard Parry.

What does "IT security as a business enabler" mean? For a definition, Gartner's Paul Proctor looks to the way IT managers at a European car maker translate security problems into a language a CEO can understand.

The Federal Reserve will make recommendations this summer for how the United States could launch a "fast-payments" system with enhanced authentication, says Kirstin Wells of the Federal Reserve Bank of Chicago.

A multi-layered approach known as "context-aware security" is the most effective strategy for fighting both insider and external cyberthreats, says Gartner analyst Avivah Litan, who explains how this strategy works.

Consumers around the world aren't overly concerned about Internet security, perhaps because they've experienced fatigue from the oversaturated media coverage of data breaches, Unisys Chief Information Security Officer David Frymier says.

The National Institute of Standards and Technology is developing new cybersecurity standards based on the same principles engineers use to build bridges and jetliners.