"If you're not doing the right things on managing vulnerabilities, it doesn't really matter what other kinds of sophisticated things you do - that's the baseline for security," says BeyondTrust's Marc Maiffret.

Cloud-based "testing-as-a-service" and "security-as-a-service" platforms can make security more accessible to smaller organizations, says Spirent's Brian Buege.

Paul Kleinschnitz, general manager of payment processor First Data's cybersecurity solutions team, says there are plenty of technologies to address payment card security, but cyberthreat awareness is still lacking.

As cyber-attacks become more common, organizations must devise new ways to shorten response times and lessen the impact, says Paul Nguyen of CSG Invotas.

Instead of approaching mobile defensively, banking institutions should be discussing how mobile integration can improve cross-channel security, says Jim Van Dyke of Javelin Strategy & Research.

Most organizations, including banks, have more data than they know what to do with, says Allison Miller, a cyberthreat and data analytics expert. So why aren't they more effectively using big data analytics for fraud prevention and detection?

The best way to detect whether hackers have penetrated an IT system is to examine outbound traffic, says Eric Cole, the latest inductee to the Infosecurity Europe Hall of Fame.

A George Mason University research fellow says the cybersecurity framework, issued earlier this year by the National Institute of Standards and Technology, is likely to cause more problems than it solves.

Verizon's latest annual breach report shows that Web application attacks increased more than malware-fueled point-of-sale intrusions in 2013, says analyst Dave Ostertag, who provides an overview of the report's findings.

Dennis Simmons, retiring CEO of SWACHA, says new career paths are being forged for IT professionals as well as legal experts who have good understandings of cybersecurity and cross-channel fraud in the world of e-commerce.