The good news is: U.S. banks have learned valuable security lessons from defending against recent distributed-denial-of-service attacks. The bad news? DDoS has evolved into new and improved assaults.

Article 4A of the Uniform Commercial Code, which deals with reasonable security measures for banks, needs a major update, says attorney Dan Mitchell, who represented PATCO Construction in a high-profile account takeover dispute.

Using "synthetic identities" to commit fraud is becoming easier, but it's increasingly difficult for organizations to detect this type of deception, says Claudel Chery of the U.S. Postal Inspection Service.

Rather than waiting until they're a breach victim, organizations should reach out to law enforcement officials to develop a good working relationship in battling cybercrimes, federal prosecutor Erez Liebermann says.

Organizations must develop a "defensible response" to data breaches and fraud incidents because of the likelihood of a regulatory investigation or legal action, says attorney Kim Peretti, a former Department of Justice cybercrime prosecutor.

What are some of the unique challenges organizations face when they move into continuous monitoring and risk mitigation? Scott Gordon of ForeScout and Ken Pfeil of Pioneer Investments offer insight.

IT security leaders need to develop a strong, holistic security and risk management strategy as they implement advanced, strategic technical capabilities, IBM's David Jarvis says in analyzing new survey results.

What is hostile profile takeover, and why does this emerging threat pose such a risk to smart phone users? Dave Jevans, CTO of Marble Security, describes this and other new mobile threats.

The average insider scheme lasts 32 months before it's detected, says threat researcher Jason Clark, who suggests using a combination of the right technologies and the right processes is the key to improving detection.

Mary Galligan, the just-retired head of the FBI's New York cyber unit, says the federal government can do more to help businesses take all the right steps to protect sensitive information and prevent breaches.