How will new guidance on criminal background checks change the way organizations approach employment screening? This is one of the key trends to watch in 2013, says screening expert Les Rosen.

ID theft is a growing global problem. Eva Velasquez, head of the ITRC, outlines how public and private organizations in 2013 can update approaches to ID theft prevention.

Does cyber defense competition help prepare college students for real-world jobs in information security and risk management? Dan Likarish and Rick Cisneros of Regis University say yes. Here's why.

Which fraud trends need the most attention from U.S. banking institutions in 2013? Distributed-denial-of-service attacks and account takeover, says FS-ISAC's Bill Nelson, who offers fraud-fighting tips.

The evolution of threats and rise of mobility are leading organizations to improve user authentication. What are the new strategies and solutions security leaders in all sectors will employ this year?

Tom Ridge, the first Homeland Security secretary, questions the wisdom of granting the Department of Homeland Security greater authority to influence IT security within the federal government and the nation's critical IT infrastructure.

Peer-to-peer, near-field communications and barcode scans are revolutionizing mobile payments. What unique risks do these emerging technologies pose to banking institutions? Two FDIC executives offer insights.

With different nations establishing different privacy standards, organizations face adopting the most stringent regulations in order to be compliant everywhere they operate, says Marc Groman, a director of the International Association of Privacy Professionals.

Cloud computing and mobility are areas likely to see new regulatory attention in the year ahead. But what are the other hot topics that leading attorneys believe will be addressed in new legislation worldwide?

What are the top account takeover threats to banking institutions in 2013? Ken Baylor of NSS Labs discusses Zeus variants, mobile malware and how institutions can protect themselves from fraudsters.