The retail banking revolution has started, and it's about mobile banking, mobile payments and social media.

The level of application security threats is rising, but the level of response is not. "That's a serious disconnect," says Jeff Williams, chair of the OWASP Foundation.

Mobile security is challenging, and mobile devices are vulnerable for reasons the industry is just beginning to understand.

Former police investigator Kevin Sullivan feels passionately about anti-money laundering programs. And he feels strongly that the regulatory sanction against HSBC is a "learning moment" for banking institutions.

The mobile device could be the link the U.S. needs to connect mag-stripe cards to EMV chip payments.

This week's top news and views: Researchers in Spain confirm that Zeus has infiltrated mobile, and a new Trojan, Bugat, hits LinkedIn.

This week's top news and views: Researchers in Spain confirm that Zeus has infiltrated mobile, and a new Trojan, Bugat, hits LinkedIn.

If passed, Sen. Charles Schumer's proposed amendment to Regulation E could do more harm than good, says Doug Johnson of the American Bankers Association.

With so much buzz about mobile banking and mobile payments, BITS is hosting a two-day event to address security concerns for the industry and consumers.

This week's top news and views: Reg. E Amendment Introduced in Senate; Insider Trading: Kerviel Sentencing Reveals Gaps. And don't miss our audio week-in-review podcast by Managing Editor Tracy Kitten.