Bankruptcy To Bliss

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Find out more or register for my upcoming workshop, Bankrupt and Broke...Now What? by clicking here.

Summary
In this episode of the Bankruptcy to Bliss podcast, Louisa Larado discusses the pitfalls of maintaining a tight budget and how it can lead to a cycle of stress and financial worry. She shares her personal journey of transitioning from a rigid budgeting approach to a more flexible one that accommodates life's unpredictability. Louisa emphasizes the importance of a positive money mindset, advocating for an abundance mentality over a lack mentality. She provides practical tips for effective budgeting and invites listeners to join her upcoming workshop for further guidance.

Takeaways

• Having a tight budget can lead to financial stress.
• A lack mindset attracts more financial problems.
• Flexibility in budgeting allows for life's unpredictability.
• It's essential to review your budget regularly.
• A positive money mindset can lead to better financial outcomes.
• Budgeting should feel good and serve your needs.
• Setting a loose budget can help manage expenses better.
• Don't ignore your budget; awareness is key.
• Play around with your budgeting methods until it feels right.
• Join workshops for additional budgeting tools and techniques.

Keywords
budgeting, financial management, abundance mindset, money mindset, financial stability, flexible budgeting, personal finance, bankruptcy recovery, money management tips, financial goals

Want a clear roadmap of the exact steps you need to take to rebuild financial stability and stop worrying about money? Register, or find out more about my upcoming workshop here.

Join the Conversation
Join the Bankruptcy To Bliss Facebook group for free support, training and inspiration to help you navigate your bankruptcy and change your money mindset.

Want more? You can check out my website for more free resources or follow me on Instagram or Facebook.

Disclaimer: The information contained on today’s podcast has been provided as general advice only. The contents have been prepared without taking into account your objectives, financial situation or individual needs. Before making any decision regarding the information, strategies or products mentioned on today’s podcast, please consult your own financial advisor or other professional first.

Send us a text

Register for my Bankrupt and Broke...Now What? Live Virtual Workshop here.

Summary
In this episode of the Bankruptcy to Bliss podcast, host Louisa Larado shares her personal journey through bankruptcy and the steps she took to regain financial stability. She emphasizes the importance of mindset, practical financial strategies, goal setting, and taking consistent action to overcome financial hardships. Louisa provides listeners with actionable advice and insights to help them navigate their own financial challenges and create a positive money story moving forward.

Takeaways

• The decision to go bankrupt can be overwhelming.
• Financial setbacks impact all areas of life.
• Mindset is the foundation for financial recovery.
• Start with mindset before practical financial steps.
• Creating a flexible budget is crucial for financial health.
• Setting clear financial goals helps in achieving stability.
• Daily action is necessary for financial change.
• Limiting beliefs can hinder financial progress.
• Financial goals should be achievable and motivating.
• Community support can enhance accountability and success.

Keywords
bankruptcy, financial recovery, mindset, budgeting, financial goals, money management, financial stability, personal finance, overcoming debt, financial empowerment

Want a clear roadmap of the exact steps you need to take to rebuild financial stability and stop worrying about money? Register, or find out more about my upcoming workshop here.

Join the Conversation
Join the Bankruptcy To Bliss Facebook group for free support, training and inspiration to help you navigate your bankruptcy and change your money mindset.

Want more? You can check out my website for more free resources or follow me on Instagram or Facebook.

Disclaimer: The information contained on today’s podcast has been provided as general advice only. The contents have been prepared without taking into account your objectives, financial situation or individual needs. Before making any decision regarding the information, strategies or products mentioned on today’s podcast, please consult your own financial advisor or other professional first.

Send us a text

Register your spot in my live virtual workshop "Bankrupt and Broke...Now What?" for your roadmap to lasting financial stability and confidence here.

Summary
In this episode, Louisa Larado shares the 10 mistakes she made during her bankruptcy and offers tips on how to avoid them.

Takeaways

• Avoid avoiding thinking about money and instead become aware of your finances by tracking income and expenses.
• Set up separate bank accounts for different expenses to better manage your money.
• Openly talk about bankruptcy to reduce shame and increase support.
• Set money goals to stay focused and motivated.
• Let go of blame and take responsibility for your financial situation.
• Educate yourself about money to improve your financial knowledge and decision-making.
• Step out of your comfort zone and try new strategies to improve your financial situation.
• Shift from a lack mindset to an abundance mindset to attract more opportunities and positive experiences with money.
• Align with your partner on finances and regularly communicate about goals and progress.
• Believe that you can rebuild and improve your financial situation after bankruptcy.

Keywords
bankruptcy, mistakes, money management, financial goals, blame, education, comfort zone, lack mindset, partnership, struggle

Want a clear roadmap of the exact steps you need to take to rebuild financial stability and stop worrying about money? Register, or find out more about my upcoming workshop here.

Join the Conversation
Join the Bankruptcy To Bliss Facebook group for free support, training and inspiration to help you navigate your bankruptcy and change your money mindset.

Want more? You can check out my website for more free resources or follow me on Instagram or Facebook.

Disclaimer: The information contained on today’s podcast has been provided as general advice only. The contents have been prepared without taking into account your objectives, financial situation or individual needs. Before making any decision regarding the information, strategies or products mentioned on today’s podcast, please consult your own financial advisor or other professional first.

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Register for my free masterclass here!

Summary
In this episode, Louisa Larado shares the lessons she learned from her own bankruptcy experience and offers advice for those going through a similar situation. She emphasizes that bankruptcy doesn't have to be hard or mean that you will always be broke. She encourages listeners to use their bankruptcy as an opportunity to learn from past mistakes and become more empowered with their finances. Louisa also discusses the importance of mindset and how clearing limiting beliefs and adopting an abundance mindset is crucial for financial recovery. She highlights the value of investing in coaches and mentors to expedite the recovery process and avoid making costly mistakes. Lastly, she emphasizes the impact of financial stress on all areas of life and the importance of creating a positive money mindset for oneself and future generations.

Takeaways

• Bankruptcy doesn't have to be hard or mean that you will always be broke.
• Use your bankruptcy as an opportunity to learn from past mistakes and become more empowered with your finances.
• Clearing limiting beliefs and adopting an abundance mindset is crucial for financial recovery.
• Investing in coaches and mentors can expedite the recovery process and help avoid costly mistakes.
• Financial stress impacts all areas of life, so it's important to create a positive money mindset for oneself and future generations.

Keywords
bankruptcy, financial recovery, mindset, empowerment, financial education, investing, mentors, money mindset, holistic approach

Want a clear roadmap of the exact steps you need to take to rebuild financial stability and stop worrying about money? Register, or find out more about my upcoming workshop here.

Join the Conversation
Join the Bankruptcy To Bliss Facebook group for free support, training and inspiration to help you navigate your bankruptcy and change your money mindset.

Want more? You can check out my website for more free resources or follow me on Instagram or Facebook.

Disclaimer: The information contained on today’s podcast has been provided as general advice only. The contents have been prepared without taking into account your objectives, financial situation or individual needs. Before making any decision regarding the information, strategies or products mentioned on today’s podcast, please consult your own financial advisor or other professional first.

Send us a text

Register for my FREE masterclass here

Summary

In this episode, host Louisa Larado shares her personal journey of transforming her financial future after bankruptcy. She discusses the wrong advice she received and the strategies that didn't work for her. She emphasizes the importance of a holistic approach that combines mindset transformation with practical financial strategies. Louisa introduces her program, the Bankruptcy Breakthrough Blueprint, which aims to help individuals regain financial stability and achieve their money goals. She encourages listeners take action to break the bankruptcy cycle. The episode concludes with a visualization exercise of where listeners could be in one year if they start taking action now.

Takeaways

• Transforming your financial future after bankruptcy requires a holistic approach that combines mindset transformation with practical financial strategies.
• Avoid following wrong advice and quick fix solutions that don't address the root causes of financial struggles.
• Take immediate action to regain financial stability and avoid further setbacks.
• Join a supportive community of like-minded individuals who have gone through similar experiences.
• Visualize where you want to be in one year and start taking steps towards achieving your financial goals.

Want a clear roadmap of the exact steps you need to take to rebuild financial stability and stop worrying about money? Register, or find out more about my upcoming workshop here.

Join the Conversation
Join the Bankruptcy To Bliss Facebook group for free support, training and inspiration to help you navigate your bankruptcy and change your money mindset.

Want more? You can check out my website for more free resources or follow me on Instagram or Facebook.

Disclaimer: The information contained on today’s podcast has been provided as general advice only. The contents have been prepared without taking into account your objectives, financial situation or individual needs. Before making any decision regarding the information, strategies or products mentioned on today’s podcast, please consult your own financial advisor or other professional first.

Send us a text

Register for my free masterclass here!

Summary

In this conversation, Louisa Larado discusses her personal experience with bankruptcy and the shame associated with it. She emphasizes the importance of open dialogue and seeking support to overcome financial shame. Louisa also highlights common mistakes people make when recovering from financial setbacks, such as avoiding the issues, isolating themselves, and overcompensating. She provides strategies for rebuilding financial confidence, including reframing mindset, using affirmations, setting achievable goals, and tracking progress. Louisa encourages individuals to celebrate wins and milestones along the way and offers questions for self-reflection.


Journal Questions

1. When I think about my financial situation, what feelings of shame or embarrassment come up? How have these feelings affected my financial decisions and self-worth?
2. What are three positive affirmations or new stories I can tell myself instead that I can use to shift my mindset about money and bankruptcy? How can I incorporate these affirmations into my daily routine?
3. Who are the people or resources I can turn to for support and encouragement? How can I engage with them more actively to strengthen my recovery journey?

Takeaways
Open dialogue and seeking support are crucial in overcoming financial shame and stigma associated with bankruptcy.
Common mistakes to avoid when recovering from financial setbacks include avoiding the issues, isolating oneself, and overcompensating.
Rebuilding financial confidence involves reframing mindset, using affirmations, setting achievable goals, and tracking progress.
Celebrating wins and milestones along the way is important for boosting self-confidence and reducing shame.
Self-reflection and addressing emotional blocks are essential for long-term financial success.

Keywords
bankruptcy, financial shame, open dialogue, support, mistakes, rebuilding confidence, reframing mindset, affirmations, achievable goals, tracking progress, self-reflection

Want a clear roadmap of the exact steps you need to take to rebuild financial stability and stop worrying about money? Register, or find out more about my upcoming workshop here.

Join the Conversation
Join the Bankruptcy To Bliss Facebook group for free support, training and inspiration to help you navigate your bankruptcy and change your money mindset.

Want more? You can check out my website for more free resources or follow me on Instagram or Facebook.

Disclaimer: The information contained on today’s podcast has been provided as general advice only. The contents have been prepared without taking into account your objectives, financial situation or individual needs. Before making any decision regarding the information, strategies or products mentioned on today’s podcast, please consult your own financial advisor or other professional first.

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Register Now for my free Masterclass by clicking here. Spots are limited.

Summary

In this conversation, Louisa Larado discusses the misconceptions and ineffective strategies for recovering from financial setbacks. She shares her personal experience of going bankrupt and trying various approaches that didn't work for her. Louisa highlights the limitations of debt consolidation and strict budgeting and emphasizes the importance of addressing the root cause of financial difficulties. She advocates for a comprehensive and holistic approach to rebuilding financial health, focusing on mindset, long-term money habits, and achievable goals. Louisa encourages listeners to imagine a future of financial stability and announces the upcoming release of her online course, the Bankruptcy Breakthrough Blueprint. Join the waitlist of the Bankruptcy Breakthrough Blueprint here. 

Takeaways

• Debt consolidation and strict budgeting are not effective solutions for recovering from financial setbacks.
• Addressing the root cause of financial difficulties is crucial for long-term financial stability.
• A comprehensive and holistic approach, including mindset, long-term money habits, and achievable goals, is necessary for rebuilding financial health.
• Financial stability leads to reduced stress and worry, increased savings, and clear paths to achieving financial goals.
• Louisa Larado's upcoming online course, the Bankruptcy Breakthrough Blueprint, provides tools and strategies for rebuilding financial health.

Keywords

financial setbacks, bankruptcy, misconceptions, debt consolidation, strict budgeting, mindset, long-term money habits, achievable goals, financial stability, online course

Want a clear roadmap of the exact steps you need to take to rebuild financial stability and stop worrying about money? Register, or find out more about my upcoming workshop here.

Join the Conversation
Join the Bankruptcy To Bliss Facebook group for free support, training and inspiration to help you navigate your bankruptcy and change your money mindset.

Want more? You can check out my website for more free resources or follow me on Instagram or Facebook.

Disclaimer: The information contained on today’s podcast has been provided as general advice only. The contents have been prepared without taking into account your objectives, financial situation or individual needs. Before making any decision regarding the information, strategies or products mentioned on today’s podcast, please consult your own financial advisor or other professional first.

Send us a text

Join the Waitlist
Ready to rebuild your financial confidence? Click here to join our waitlist for the Bankruptcy Breakthrough Blueprint program and take the first step toward a brighter financial future.

Episode Summary
In this powerful episode, Louisa Larado dives deep into the emotional and psychological impacts of bankruptcy and shares effective strategies to start rebuilding your financial confidence. Through her personal journey and professional insights, Louisa offers practical steps to help you regain trust in yourself and your ability to handle money.

Key Points Discussed

1. Louisa opens up about the stress, worry, and loss of confidence that often accompanies bankruptcy. 
2.  The early stages of financial recovery are filled with fear and cautiousness, as Louisa recounts her sleepless nights and disagreements with her husband about their financial future.
3. Louisa discusses the overwhelming nature of rebuilding from bankruptcy and highlights the importance of setting clear financial goals and stepping past the guilt and shame associated with financial failure.
4. Louisa underscores the limits of relying on a single investment strategy and the need to explore multiple avenues for financial growth. 
5. The impact of financial stress on an individual's well-being and their family is profound. Louisa shares techniques for handling these emotional challenges and rebuilding a positive money mindset.
6. By recognizing the cycle of stress and fear, Louisa explains how shifting one's mindset can pave the way for better financial management and stability.
7. Louisa shares her journey toward creating a more empowering narrative around money, aiming to be a better role model for her children.
8. Louisa provides actionable steps to help listeners rebuild their confidence and regain control over their finances, fostering a healthier and more empowered money mindset.
   
   

 Actionable Takeaways

**Expand Your Financial Education:** Don't rely on a single strategy. Educate yourself on various financial management techniques to diversify your approach.

**Address Emotional and Psychological Effects:** Recognize the emotional impact of financial stress and take steps to heal and build a positive mindset.

 **Set Clear and Achievable Goals:** Create detailed financial goals that allow you to track progress and stay motivated.

**Communicate and Collaborate:** Work together with your partner to align on financial strategies and reduce stres

Want a clear roadmap of the exact steps you need to take to rebuild financial stability and stop worrying about money? Register, or find out more about my upcoming workshop here.

Join the Conversation
Join the Bankruptcy To Bliss Facebook group for free support, training and inspiration to help you navigate your bankruptcy and change your money mindset.

Want more? You can check out my website for more free resources or follow me on Instagram or Facebook.

Disclaimer: The information contained on today’s podcast has been provided as general advice only. The contents have been prepared without taking into account your objectives, financial situation or individual needs. Before making any decision regarding the information, strategies or products mentioned on today’s podcast, please consult your own financial advisor or other professional first.

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Want More? Click here to save your spot in my free masterclass "What's Stopping You Transform Your Financial Future After Bankruptcy". Spots are limited so don't miss out.
 
Summary
Louisa Larado shares her personal experience of going through bankruptcy and the habits she formed during that time. She discusses the negative habits of scarcity spending, overspending, ignoring bills, blaming others, and self-sabotage. She also provides five positive habits to adopt: taking one small action each day, dedicating 30 minutes to train the mind, spending from a place of gratitude and abundance, taking charge of finances, and finding a role model. She emphasizes the importance of implementation intentions and offers journal prompts for self-reflection.

Takeaways

• Scarcity spending, overspending, ignoring bills, blaming others, and self-sabotage are negative habits that can hinder financial recovery after bankruptcy.
• Positive habits to adopt include taking one small action each day, dedicating 30 minutes to train the mind, spending from a place of gratitude and abundance, taking charge of finances, and finding a role model.
• Implementation intentions, such as writing down when, where, and what time a habit will be performed, can significantly increase the likelihood of following through.
• Self-reflection and tracking progress are important for personal growth and financial improvement.

Journal Prompts

1. What financial habits have I engaged in that have negatively impacted my financial situation? How did these habits make me feel, and what were the consequences?
2. What situations or emotions trigger my urge to underspend/overspend or make financial decisions that aren't in my best interest? How can I recognize and manage these triggers?
3. What are three positive financial habits I can start implementing today to improve my financial health? How will I track my progress and hold myself accountable?

Chapters
00:00 Introduction and Overview
07:09 Avoid These Habits During Bankruptcy
09:38 Recognizing Triggers and Managing Financial Situations
14:37 Overcoming Blame and Self-Sabotage
17:15 Implementing New Habits for Financial Health

Want a clear roadmap of the exact steps you need to take to rebuild financial stability and stop worrying about money? Register, or find out more about my upcoming workshop here.

Join the Conversation
Join the Bankruptcy To Bliss Facebook group for free support, training and inspiration to help you navigate your bankruptcy and change your money mindset.

Want more? You can check out my website for more free resources or follow me on Instagram or Facebook.

Disclaimer: The information contained on today’s podcast has been provided as general advice only. The contents have been prepared without taking into account your objectives, financial situation or individual needs. Before making any decision regarding the information, strategies or products mentioned on today’s podcast, please consult your own financial advisor or other professional first.

Send us a text

Summary
In this episode, the Louisa Larado shares her personal experience and provides a step-by-step approach to recovering from a financial setback such as bankruptcy. The first and most important step is to work on your mindset when it comes to money. This involves focusing on what you can control and practicing gratitude. Surrounding yourself with supportive and positive influences is also crucial. Other steps include assessing your financial situation, creating a realistic budget, monitoring your credit score, increasing your income through side hustles, educating yourself about personal finance, avoiding common financial pitfalls, and planning for the future.

Important Links

• Get your free downloadable Financial Recovery Roadmap here.
• Check out the free Ditch the Bankruptcy Struggle free training here.
• Listen to Practical Tips to Improve Your Credit Score After Bankruptcy here.
• Read the Barefoot Investor by Scott Pape

Chapters
00:00 Introduction and Overview
03:19 Step 2: Focusing on What You Can Control
05:09 Step 3: Practicing Gratitude
09:46 Step 4: Surrounding Yourself with Supportive Influences
26:41 Step 7: Increasing Your Income
30:26 Step 8: Educating Yourself about Personal Finance
35:35 Step 9: Avoiding Common Financial Pitfalls
40:15 Step 10: Planning for the Future

Takeaways

• Work on your mindset when it comes to money by focusing on what you can control and practicing gratitude.
• Surround yourself with supportive and positive influences.
• Assess your financial situation and create a realistic budget.
• Monitor your credit score and avoid unnecessary debt.
• Increase your income through side hustles and educate yourself about personal finance.
• Avoid common financial pitfalls and regularly review and adjust your financial plan.
• Plan for the future by setting long-term financial goals.

Want a clear roadmap of the exact steps you need to take to rebuild financial stability and stop worrying about money? Register, or find out more about my upcoming workshop here.

Join the Conversation
Join the Bankruptcy To Bliss Facebook group for free support, training and inspiration to help you navigate your bankruptcy and change your money mindset.

Want more? You can check out my website for more free resources or follow me on Instagram or Facebook.

Disclaimer: The information contained on today’s podcast has been provided as general advice only. The contents have been prepared without taking into account your objectives, financial situation or individual needs. Before making any decision regarding the information, strategies or products mentioned on today’s podcast, please consult your own financial advisor or other professional first.