In this episode of Bar Essentials, Ed Brundick continues to explore the wide world of home loans — from conventional fixed-rate loans to variable-rate options, government-backed mortgages, and more — so you can walk into your next home purchase with confidence. You’ll hear clear explanations of how popular loan types work (like FHA, VA, and USDA loans), the role of teaser rates, and what to consider when deciding between a 15-year or 30-year mortgage. Whether you’re a first-time buyer or refinancing, this episode breaks down the key options and trade-offs in today’s lending landscape. picklerlaw.com