Be In The Know - Finance, Life and Reaching Your Goals

The Great Wealth Transfer is already underway, with more than $100 trillion expected to move between generations over the next two decades.

But while many families focus on the technical side of estate planning, far fewer are prepared for the conversations that come with it.

In this episode of Financial Flash Report, Susan Stiles and Senior Wealth Advisor John Stone discuss “the talk” — when families should begin discussing estate planning, inheritance, expectations, and legacy planning with the next generation.

Their conversation explores:
 • Why many families avoid these discussions
 • The emotional realities behind wealth transfer
 • Risks tied to poor communication and lack of planning
 • Blended family and business succession challenges
 • The importance of organization and asset visibility
 • Ways to involve family members gradually and thoughtfully

Estate planning is not only about documents and dollars. It’s about clarity, stewardship, and helping families navigate major transitions with confidence.

Stiles Financial Services is an SEC registered investment adviser based in Minnesota. Information presented is for educational purposes only and is not personalized investment, legal, tax, or accounting advice, nor an offer or solicitation to buy or sell any securities or investment strategies. Investments involve risk and are not guaranteed. Past performance is not indicative of future results.

AskSusan | Financial Advice Column — Episode July25

Hosted by Susan Stiles, President & Founder of Stiles Financial Services

AskSusan is a quick-hit financial advice column featured in City Lifestyle Magazine, designed to cut through the noise and deliver straightforward, actionable guidance on the financial topics that matter most to everyday people.

Your host, Susan Stiles, is the President and Founder of Stiles Financial Services — a top financial advisory firm based in Edina, MN. With deep expertise and a talent for making complex financial concepts accessible, Susan brings clarity and confidence to questions that many people find overwhelming.

This video episode is a companion to the print column originally published in the July 2025 edition of Lake Minnetonka Lifestyle Magazine. The video follow-up gives Susan the opportunity to go beyond the page — expanding on her answers, providing additional context, and exploring the nuances that a short-form column doesn't allow for.

Whether you caught the original print piece or are discovering AskSusan for the first time, this replay is a great opportunity to hear directly from one of the region's most trusted financial voices.

Stiles Financial Services is an SEC registered investment adviser based in Minnesota. Information presented is for educational purposes only and is not personalized investment, legal, tax, or accounting advice, nor an offer or solicitation to buy or sell any securities or investment strategies. Investments involve risk and are not guaranteed. Past performance is not indicative of future results.

AskSusan | Financial Advice Column — Episode June25

Hosted by Susan Stiles, President & Founder of Stiles Financial Services

AskSusan is a quick-hit financial advice column featured in City Lifestyle Magazine, designed to cut through the noise and deliver straightforward, actionable guidance on the financial topics that matter most to everyday people.

Your host, Susan Stiles, is the President and Founder of Stiles Financial Services — a top financial advisory firm based in Edina, MN. With deep expertise and a talent for making complex financial concepts accessible, Susan brings clarity and confidence to questions that many people find overwhelming.

This video episode is a companion to the print column originally published in the June 2025 edition of Lake Minnetonka Lifestyle Magazine. The video format gives Susan the opportunity to go beyond the page — expanding on her answers, providing additional context, and exploring the nuances that a short-form column doesn't always allow for.

Whether you caught the original print piece or are discovering AskSusan for the first time, this replay is a great opportunity to hear directly from one of the region's most trusted financial voices.

Stiles Financial Services is an SEC registered investment adviser based in Minnesota. Information presented is for educational purposes only and is not personalized investment, legal, tax, or accounting advice, nor an offer or solicitation to buy or sell any securities or investment strategies. Investments involve risk and are not guaranteed. Past performance is not indicative of future results.

AskSusan | Financial Advice Column — Episode May25

Hosted by Susan Stiles, President & Founder of Stiles Financial Services

AskSusan is a quick-hit financial advice column featured in City Lifestyle Magazine, designed to cut through the noise and deliver straightforward, actionable guidance on the financial topics that matter most to everyday people.

Your host, Susan Stiles, is the President and Founder of Stiles Financial Services — a top financial advisory firm based in Edina, MN. With deep expertise and a talent for making complex financial concepts accessible, Susan brings clarity and confidence to questions that many people find overwhelming.

This video episode is a companion to the print column originally published in the May 2025 edition of Lake Minnetonka Lifestyle Magazine. The video format gives Susan the opportunity to go beyond the page — expanding on her answers, providing additional context, and exploring the nuances that a short-form column doesn't always allow for.

Whether you caught the original print piece or are discovering AskSusan for the first time, this replay is a great opportunity to hear directly from one of the region's most trusted financial voices.

Stiles Financial Services is an SEC registered investment adviser based in Minnesota. Information presented is for educational purposes only and is not personalized investment, legal, tax, or accounting advice, nor an offer or solicitation to buy or sell any securities or investment strategies. Investments involve risk and are not guaranteed. Past performance is not indicative of future results.

AskSusan | Financial Advice Column — Episode April25

Hosted by Susan Stiles, President & Founder of Stiles Financial Services

AskSusan is a quick-hit financial advice column featured in City Lifestyle Magazine, designed to cut through the noise and deliver straightforward, actionable guidance on the financial topics that matter most to everyday people.

Your host, Susan Stiles, is the President and Founder of Stiles Financial Services — a top financial advisory firm based in Edina, MN. With deep expertise and a talent for making complex financial concepts accessible, Susan brings clarity and confidence to questions that many people find overwhelming.

This video episode is a companion to the print column originally published in the April 2025 edition of Lake Minnetonka Lifestyle Magazine and highlighted a feature article written about Stiles Financial Services, Inc. It's a good read. The magazine also featured the AskSusan column. The video follow-up gives Susan the opportunity to go beyond the page — expanding on her answers, providing additional context, and exploring the nuances that a short-form column doesn't allow for.

Whether you caught the original print piece or are discovering AskSusan for the first time, this replay is a great opportunity to hear directly from one of the region's most trusted financial voices.

Stiles Financial Services is an SEC registered investment adviser based in Minnesota. Information presented is for educational purposes only and is not personalized investment, legal, tax, or accounting advice, nor an offer or solicitation to buy or sell any securities or investment strategies. Investments involve risk and are not guaranteed. Past performance is not indicative of future results.

Stiles Financial Services is an SEC registered investment adviser based in Minnesota. Information presented is for educational purposes only and is not personalized investment, legal, tax, or accounting advice, nor an offer or solicitation to buy or sell any securities or investment strategies. Investments involve risk and are not guaranteed. Past performance is not indicative of future results.

AskSusan | Financial Advice Column — Episode March25

Hosted by Susan Stiles, President & Founder of Stiles Financial Services

AskSusan is a quick-hit financial advice column featured in City Lifestyle Magazine, designed to cut through the noise and deliver straightforward, actionable guidance on the financial topics that matter most to everyday people.

Your host, Susan Stiles, is the President and Founder of Stiles Financial Services — a top financial advisory firm based in Edina, MN. With deep expertise and a talent for making complex financial concepts accessible, Susan brings clarity and confidence to questions that many people find overwhelming.

This video episode is a companion to the print column originally published in the March 2025 edition of Lake Minnetonka Lifestyle Magazine. The video follow-up gives Susan the opportunity to go beyond the page — expanding on her answers, providing additional context, and exploring the nuances that a short-form column doesn't allow for.

Whether you caught the original print piece or are discovering AskSusan for the first time, this replay is a great opportunity to hear directly from one of the region's most trusted financial voices.

Stiles Financial Services is an SEC registered investment adviser based in Minnesota. Information presented is for educational purposes only and is not personalized investment, legal, tax, or accounting advice, nor an offer or solicitation to buy or sell any securities or investment strategies. Investments involve risk and are not guaranteed. Past performance is not indicative of future results.

AskSusan | Financial Advice Column — Episode March25

Hosted by Susan Stiles, President & Founder of Stiles Financial Services

AskSusan is a quick-hit financial advice column featured in City Lifestyle Magazine, designed to cut through the noise and deliver straightforward, actionable guidance on the financial topics that matter most to everyday people.

Your host, Susan Stiles, is the President and Founder of Stiles Financial Services — a top financial advisory firm based in Edina, MN. With deep expertise and a talent for making complex financial concepts accessible, Susan brings clarity and confidence to questions that many people find overwhelming.

This video episode is a companion to the print column originally published in the February 2025 edition of Lake Minnetonka Lifestyle Magazine. The video follow-up gives Susan the opportunity to go beyond the page — expanding on her answers, providing additional context, and exploring the nuances that a short-form column doesn't allow for.

Whether you caught the original print piece or are discovering AskSusan for the first time, this replay is a great opportunity to hear directly from one of the region's most trusted financial voices.

Stiles Financial Services is an SEC registered investment adviser based in Minnesota. Information presented is for educational purposes only and is not personalized investment, legal, tax, or accounting advice, nor an offer or solicitation to buy or sell any securities or investment strategies. Investments involve risk and are not guaranteed. Past performance is not indicative of future results.

AskSusan | Financial Advice Column — Episode Jan25

Hosted by Susan Stiles, President & Founder of Stiles Financial Services

AskSusan is a quick-hit financial advice column featured in City Lifestyle Magazine, designed to cut through the noise and deliver straightforward, actionable guidance on the financial topics that matter most to everyday people.

Your host, Susan Stiles, is the President and Founder of Stiles Financial Services — a top financial advisory firm based in Edina, MN. With deep expertise and a talent for making complex financial concepts accessible, Susan brings clarity and confidence to questions that many people find overwhelming.

This video episode is a companion to the print column originally published in the January 2025 edition of Lake Minnetonka Lifestyle Magazine. The video format gives Susan the opportunity to go beyond the page — expanding on her answers, providing additional context, and exploring the nuances that a short-form column doesn't always allow for.

Whether you caught the original print piece or are discovering AskSusan for the first time, this replay is a great opportunity to hear directly from one of the region's most trusted financial voices.

Stiles Financial Services is an SEC registered investment adviser based in Minnesota. Information presented is for educational purposes only and is not personalized investment, legal, tax, or accounting advice, nor an offer or solicitation to buy or sell any securities or investment strategies. Investments involve risk and are not guaranteed. Past performance is not indicative of future results.

This episode #9 of the Be In The Know podcast features guest, Lori Ryan - ChatGPT/Custom GPT Expert and founder of LorIgnite.com

Together with your host, Glenn Gray, ( Digital Brand Connector and AI Enthusiast at Stiles Financial Services, Inc.) they look over the amazing advances in AI and how to use it to our advantage in a practical manner. They take a look at incorporating LLM's like Grok into a conversation as a fact-checker or easy way to ask questions within the context of the conversation. They discuss the idea of SEO vs GEO in getting your brand recognized and accessible as a more trusted source of information. Thereby leading to better leads and brand awareness. They discuss the changes to education and how to teach in this new digital world. How will that effect jobs for grads and the class of 2027 when AI has even more time to change the job market. 

Overall, it's a thought-provoking conversation with Lori on the future of tech and its incorporation into our everyday lives. Check it out. If you like it, subscribe. 

Stiles Financial Services is an SEC registered investment adviser based in Minnesota. Information presented is for educational purposes only and is not personalized investment, legal, tax, or accounting advice, nor an offer or solicitation to buy or sell any securities or investment strategies. Investments involve risk and are not guaranteed. Past performance is not indicative of future results.

In this episode of Be In The Know, we sit down with one of the CoFounders of Fentanyl Free Communities Foundation, Michele Hein. Michele's organization was the recipient of The Stiles Financial Community Service donation for 2025. FFCF was founded after Michele's son Tyler died of fentanyl poisoning while trying to get his life back on track after years of addiction. Listen in to hear how to spot fentanyl use in family or friends. Or how to register your company as a Narcan location to help those in need of this life-saving measure. Michele and her foundation partner, Paul Ostrow formed FFCF to help individuals and families avoid the pain and suffering Michele and her family endured. Fentanyl-Free Communities Foundation works to make changes in the Legislature to stop the spread of fentanyl in the US and to raise the menial penalties for distribution. 
Fentanyl is everywhere. It attacks all communities regardless of socio-economic advantages. And ignoring it won't make it go away. Thanks to Michele and her foundation partner, Paul Ostrow for their amazing work. We at Stiles Financial are proud to be a partner and we hope you will also look to get involved in your own community. 

Stiles Financial Services is an SEC registered investment adviser based in Minnesota. Information presented is for educational purposes only and is not personalized investment, legal, tax, or accounting advice, nor an offer or solicitation to buy or sell any securities or investment strategies. Investments involve risk and are not guaranteed. Past performance is not indicative of future results.