The market is going up because of retail investors. This is not the norm—99% of the time institutional money drives the market. But right now, people are plowing their stimulus checks into the stock market. And they are buying all of the trash, like airline stocks. This is crazy stuff.

People who believe they are lucky usually are, and good things will happen to them. Because they interpret every setback as an opportunity and keep moving forward. Academic achievements are important. Hobbies are important. But luck is what Jared looks for in people.

Economic growth is a choice, and it’s good for everyone. What’s not good for everyone? NIMBY-ism, which blocks development and increases the cost of living. Just ask anyone in California.

When Charles Schwab launched commission-free trading last year, it unleashed a tidal wave of unintended consequences. Trading should NOT be free. This only makes the “dumb money” pour in... and do dumb stuff like buy airline stocks.

It’s pretty common to refinance your home mortgage when interest rates drop. But what about your car loan? Jared shares the one and only reason to refinance your car loan, and the best way to go about it.

The whole student loan system is bad. Some people say they’re going to die with their student loan debt, and some of them are right. People should be more scared of debt going into these situations and only use it judiciously.

The economy is basically in a depression, yet stocks keep zipping higher. Why? Because the economy is not the stock market, and the stock market is not the economy. And the Federal Reserve will not let the stock market fail.

People know how to save money. Now, the global shutdown is forcing them to actually do it. But you can only make so much progress by eating out less. If you really want to move the needle, you need to get a handle on your fixed expenses.

US-China relations are dismal. The Trump administration has already used tariffs to punish China. Now it’s considering defaulting on about $1 trillion in debt held by the Chinese. That would open up the biggest Pandora’s box of all time...

You’ve seen the headlines: Americans Don’t Save Enough for Retirement! Jared outlines a straightforward, manageable strategy for funding your IRA. All it takes is $17 a day and a homemade sandwich.