The first tenet of financial wellbeing is that if you can’t afford it, you shouldn’t buy it. College has become too expensive for the benefits earned, leading to more small colleges failing financially and many students choosing not to attend. Jared talks about his thoughts on the job market and the path to get there.

Jared jumps into the murky water of predictions for 2020 and hopes to not get fricasseed in the process. He reviews commodities, gold, plant-based diets, oil, and the possibility of that looming recession…

For the past 12 years, investors who have 100% stocks in their portfolio have been handsomely rewarded for their perilous lack of diversification. But what goes up must also come down.

If you have value in your home, it may be tempting to borrow against it for emergencies or home repairs. Jared explains how home equity loans have changed in recent years and the one huge risk you are taking if you sign on the dotted line.

You are likely going to be worse at managing your portfolio than a financial advisor. Said another way: You need a financial advisor. So, how do you go about choosing one? Jared gets into the weeds on how to choose one and some of the protections you have as a client.

As Benjamin Franklin was famous for saying, “But in this world nothing can be said to be certain, except death and taxes.” Jared discusses the implications of high property taxes, and why sales taxes are more efficient than wealth taxes to address perceived wealth inequality.

Every portfolio has volatility. The only way to smooth out volatility is to ensure your portfolio is diversified, but very few people realize that to do that you need to break the correlation among your investments. Do you understand the equation? Jared discusses what you may not be doing to adequately address risk.

Jared breaks down how to fly first class, gain airline benefits, and what’s really going on in first class…

Less than half of us with access to a 401k plan take advantage of it. That’s like rejecting a stack of $100 bills because it’s too much effort to pick up. Jared explains that if you can double-click your mouse button, you can jump-start your retirement and save a bit on taxes, too.

One industry is famous for spreading myths about how they can improve your credit. Problem is, most of us need what they’re selling. Learn how to avoid getting ripped off, even if you have to say no 137 times.