WIFA (Women in Finance Africa) WIFA, is proof that pain can become purpose. A platform Glenda built to change how individuals relate to money and her own story is exactly why it exists.Glenda Juwawo grew up in Zimbabwe, lost her father at just 8 months old, and was later raised by her aunt; a woman who changed the trajectory of her life. Today, Glenda holds four degrees in finance and investment, and has built her career around one mission: helping women across Africa build healthier, more confident relationships with money.Born in Zimbabwe, studied in South Africa and now living in Zambia, Glenda is redefining what it means to get your money working for you. In this episode, we sit down to talk about:

• Growing up without financial security, and what that taught her about ambition
• Losing her father young and how that shaped her money identity
• Hyper-independence and the inner child wounds behind it
• Investments to focus on in 2026 to grow your wealth
• The biggest financial mistakes young women make as income starts coming in
• What financial freedom really means beyond the numbers
• Founding WIFA and Her Money Tribe and the gap she saw in African women's financial literacy

This is a conversation about money ; but it's really a conversation about confidence, healing, and choosing a different story than the one you were handed.🔔 Subscribe to Be That Woman for more honest conversations with incredible women.Connect with Glenda Juwawo: ‪@GlendaJuwawo‬ Connect with WIFA / Her Money Tribe: @womeninfinanceafricaConnect with Be That Woman: ‪@bethatwomanpodcast‬ 💬 Share this with a woman in your life who needs to hear it. Thank you for watching Season 4, see you in Season 5

The June 30 KRA deadline is here. Are you filing correctly or just hoping for the best? Today we break down what employees, freelancers, business owners, directors, and side hustlers need to know about filing their 2026 KRA returns. CPA Fiona Witaba, a tax expert is back on Be That Woman to unpack this and more on: ✔ KRA's new WhatsApp bot Shuru, how it helps file your returns✔ Can your M-Pesa, bank account or Pochi La Biashara be accessed?✔ Kenyans in the diaspora, when are you obligated to file?✔ Director salary vs dividends vs drawings; what's the difference?✔ TOT vs WHT vs VAT which one your business actually qualifies for✔ Business expenses entrepreneurs, freelancers, creators, consultants can claim to reduce their taxable income✔ The ETIMS hot topic and how it applies in informal sectors✔ Casual workers, CBOs. SMEs, NGOs and landlords all covered✔ How to claim a tax refund✔ Finance Bill 2026 and whether tax amnesty is comingLast time this conversation hit 1.1M views on TikTok. We went deeper this time. If you've been avoiding this topic, this is episode will finally make it make sense.🎙️ Guest: CPA Fiona Witaba📲 Find Fiona on all socials @cpafionawitaba or Call 0117333818Be That Woman Podcast | Hosted by Joy MidoFollow Host on:Instagram – https://www.instagram.com/bethatwoman_podcast/ | https://www.instagram.com/joymido_/LinkedIn – https://www.linkedin.com/in/joy-mido/TikTok – https://www.tiktok.com/@bethatwomanpodcast/Spotify – https://open.spotify.com/show/7EIhi4A1wqEhrbqNQBU7Dq?si=b8ae89f95cbb4863Apple Podcasts – https://podcasts.apple.com/ke/podcast/be-that-woman-podcast/id1804121766Subscribe for honest conversations about money, business and growth.#KRATaxFiling2026 KRA tax filing 2026, KRA returns Kenya, how to file KRA returns, iTax Kenya 2026, June 30 tax deadline Kenya, KRA penalties Kenya, can KRA see my M-Pesa, how to pay less tax in Kenya, what is withholding tax Kenya, TOT vs VAT Kenya, how to claim KRA tax refund, eTIMS Kenya explained, P9 form Kenya, KRA filing for freelancers, tax for content creators Kenya, how to file nil returns Kenya, tax for small business Kenya, tax for side hustle Kenya, tax for directors Kenya, diaspora Kenya tax obligations, casual workers PAYE Kenya, NGO tax obligations Kenya, landlord tax Kenya 2026, crypto tax Kenya, KRA tax amnesty 2026, Finance Bill Kenya 2026, Shuru KRA WhatsApp bot, eTIMS informal traders, KRA filing on your behalf, Be That Woman podcast, Joy Mido, CPA Fiona Witaba, Kenya women in business

A lot of us were taught to get an education, get a job & stay on one path. But the world has changed. Careers are evolving and AI, Tech & Digital skills are becoming the currency of opportunity.Technology is no longer the future, it's here. The question is: are your skills keeping up?Whether you're looking to future-proof your career, pivot into a new industry, or simply understand where the world of work is heading, today's conversation is for you.Joining me is Sarah Ngetha, Director of Career Services & Alumni Engagement at  @MoringaSchoolVideos  , a workforce development strategist who has spent years helping young people and professionals bridge the gap between education, employability, and meaningful careers.Together, we're unpacking the future of work, career transitions into technology, the realities of today's job market, and what it truly takes to build a future-ready career. The people who will thrive are not necessarily the most qualified, they're the most prepared.So if you've been thinking about transitioning into tech, building digital skills, or future-proofing your career, consider this your sign to start.Reach Moringa School: For inquiries0711082146 [email protected] the courses here: https://moringaschool.com/Follow Host on:Instagram – https://www.instagram.com/bethatwoman_podcast/ | https://www.instagram.com/joymido_/LinkedIn – https://www.linkedin.com/in/joy-mido/TikTok – https://www.tiktok.com/@bethatwomanpodcast/Spotify – https://open.spotify.com/show/7EIhi4A1wqEhrbqNQBU7Dq?si=b8ae89f95cbb4863Apple Podcasts – https://podcasts.apple.com/ke/podcast/be-that-woman-podcast/id1804121766Subscribe for more conversations on building boldly.

From brain fog, hot flashes, poor sleep mood changes, weight gain to changes in intimacy could be early signs of perimenopause. Dr. Brigid Monda breaks down what every woman should know about the hormonal transitions that shape midlife. Did you know, #perimenopause can begin as early as 35. Yet most women don't know what it is, what it feels like, or how to recognize the signs.In this episode of Be That Woman, I sit down with OB/GYN & Menopause Practitioner, Dr. Brigid Monda, to unpack one of the most misunderstood stages of a woman's life: perimenopause, menopause and post-menopause.We explore what is actually happening in the female body from a medical perspective, the signs women shouldn't ignore, the role of hormones like oestrogen, and how these changes can impact relationships, intimacy, confidence, and overall wellbeing.We also discuss why menopause remains such a silent conversation in many communities, what women can do to navigate this transition with knowledge, support and confidence and how you can reach Dr. Brigid, a menopause practitioner directly. Follow Host on:Instagram – https://www.instagram.com/bethatwoman_podcast/ | https://www.instagram.com/joymido_/LinkedIn – https://www.linkedin.com/in/joy-mido/TikTok – https://www.tiktok.com/@bethatwomanpodcast/Spotify – https://open.spotify.com/show/7EIhi4A1wqEhrbqNQBU7Dq?si=b8ae89f95cbb4863Apple Podcasts – https://podcasts.apple.com/ke/podcast/be-that-woman-podcast/id1804121766Reach Dr. Brigid: KMA CENTER 2nd FLOOR SUITE 213 (Menopause Clinics on Tuesday afternoons from 2pm and Saturday morning from 10.30 a.m ON APPOINTMENT ONLY) Dr Monda's Personal numbers 0717779926 & 0733779926Office Nos: 0723832201 & 0780832201Subscribe for more conversations that empower women to make informed decisions about their lives, careers, finances, health, and wellbeing.#bethatwomanpodcast #menopause #perimenopause #menopausetoolkit #hrt #hormonaltherapy #hormonalreplacementtherapy #postmenopause

Have you ever wondered why you're able to pay rent consistently every month, yet struggle to qualify for financing when it's time to buy a home? But what if that could change through your rentscore?For many freelancers, entrepreneurs, consultants, creators, and gig workers, the biggest challenge isn't income; it's the paper trail (payslip) and proving it.In this episode of Be That Woman, I sit down with Christabel Ojuok, Co-Founder of Nesti, to unpack one of the biggest financial frustrations facing Kenyans today: renting, homeownership and access to credit.We discuss:→ Why rent consumes up to 40% of your income but often counts for nothing financially→ The truth about renting vs buying a home→ Why banks prioritize payslips over real-life payment behaviour→ How a rent score could change access to financing→ The challenges behind rent-to-own housing models→ What freelancers and self-employed professionals need to know about homeownership without a payslip→ Buying off-plan: risks, realities, and red flags→ The future of housing and financial inclusion in KenyaIf you've ever felt stuck between paying rent and building wealth, this conversation will challenge how you think about your financial journey.🎙️ Watch until the end for practical insights on turning your biggest monthly expense into a stepping stone toward future ownership.Follow our guest onhttp://nesti.africa/IG - nestiafricaLinked In @christabelojuok#bethatwomanpodcast #homeownership #Nesti #rentingvsbuying #PersonalFinance #FinancialLiteracy #RealEstateKenya #WomenAndMoney #KenyaBusiness #Freelancers #PropertyInvestment #MoneyTalks #HomeLoans #RentToOwn #JoyMido

She started her career at a Big 4 firm in South Africa at 22, following the "safe" path: climb the ladder, earn more, build security. Then life forced her hand, a career crossroads, a move to Kenya, a complete rethinking of what financial security actually means.

Today, Rebecca earns over $7,000/month in rental income, owns multiple properties and helps women move from high salaries to real wealth.

IN THIS EPISODE, WE UNPACK:

✦ The salary trap, why high earners still live paycheck to paycheck

✦ Job security vs. financial security: the truth no one tells you

✦ Signs it's time to leave your job (and how to do it strategically)

✦ How to negotiate your salary and know your worth

✦ Navigating toxic workplaces and stagnant roles

✦ Building an exit plan while still employed

✦ Transitioning from a salary to owning income-generating assets

✦ How Rebecca built her real estate portfolio from scratch

✦ Why our education system sets us up to fail financially

✦ How to start preparing for retirement earlier than you think

THIS EPISODE IS FOR YOU IF:

→ You're earning well but not actually building wealth

→ You feel stuck in your job but don't know when or how to leave

→ You want to create multiple income streams beyond your salary

→ You're ready to stop depending on a paycheck for your future

🕊️In loving memory of Job Muriuki, beloved husband to Rebecca. Forever Loved.

She grew up without a father. Raised by her grandmother, surrounded by love from extended family, but always navigating a complex and winding road to find her place.And yet today she is a corporate powerhouse, a mother of one daughter, and a stepmum to four incredible girls. We get into the depths of what no one tells you about navigating a blended family being a young mum, parenting classes and balancing marriage and career. In this episode, I sit down with for one of the most honest conversations we have ever had on this channel with Evelyne Muchiri, Brand Manager Suntory Beverage & Food Limited (Home of Ribena - our episode sponsor)WE GET INTO:🔹 Growing up without a father and the void that never fully goes away🔹 Being raised by extended family and finding your identity along the way🔹 The real, unfiltered truth about blended families emotionally, mentally and financially🔹 Why unhealed father wounds show up in your relationships and career🔹 Navigating step-parenting older, Gen Z girls who have their own rhythms🔹 How to earn respect in a blended family instead of demanding it🔹 Intentional parenting, family rules, and why she takes parenting classes with her partner🔹 Balancing a high-pressure corporate career, marriage, and motherhood🔹 Why YOU have to come first before you can pour into anyone else🔹 Building the right support structures so you do not burn out🔹 Why therapy is not just for broken people, it is for everyoneThis one is for every woman who is holding it all together and wondering if she is doing enough. You are. But you also deserve to hear this. THIS EPISODE IS BROUGHT TO YOU BY RIBENA 🫐

We’re diving into a conversation many still avoid sexual health, contraceptives, and the truths women are often left to figure out on their own. Why does the responsibility continue to fall mostly on women?

• And how informed are we really about the choices we’re making for our bodies?

• The silence and discomfort around contraceptives
• Why male contraception is rarely part of the conversation
• The reality of unsafe sex and rising STI risks, including HIV
• The truth that contraceptives do NOT protect against STIs/STDs
• Personal experiences navigating reproductive health conditions like fibroids, endometriosis, and adenomyosis
• The link between sexual health, mental health, and vulnerability
• Why more young people are finally opening up and why that matters
• Living with Endometriosis, Fibroids and Adenomyosis

This is a raw, honest, and deeply necessary conversation.Join us as we unpack:We also explore how access to sexual and reproductive healthcare is evolving in a digital world.Did you know we have Viya Health, a digital platform that is changing how women access care by making it private, accessible, and stigma-free.Imagine being able to speak to a qualified professional about your sexual, reproductive, or contraceptive health, from the comfort of your home.No long queues.No judgement.No awkward conversations in public spaces.Just real, confidential support when you need it.📲 Reach Viya on WhatsApp: +254 701 727174🌐 Visit: https://Viyakenya.co/askviyaWhether you have questions about contraception, reproductive health, or anything you’ve been too uncomfortable to ask, support is now just a message away.At the core of this episode is one reminder:Your body. Your terms.No one should dictate your body choices.And no one will prioritise your health for you, the way you can.#sexualhealth #endowarrior #fibroidsawareness #adenomyosis #womenshealth #reproductivehealth #familyplanning #contraceptives #endometriosis

What does it take to fight spiritual battles, navigating the loss of her father to being a 7 time author, building a global empire, speak on global stages and still show up as a woman of purpose?In this powerful episode of Be That Woman, I sit down with Muthoni Ngugi; a Kenyan entrepreneur, 7-time author, and founder of Gaze Holdings, a multi-sector empire spanning furnishings, leadership, publishing, and global experiences.Muthoni does not hold back. We go deep on grief, faith, identity, business, motherhood, and the invisible battles no one talks about.In this episode:— Losing her father suddenly in a car accident in January 2025 and navigating grief— How loss led her to write her new book The Friend in the Mirror— Growing up in Belgium and how it shaped the woman she became— Building Gaze Holdings from a side hustle with a local carpenter to a full empire— Getting called to speak in Munich and Dubai, all from TikTok— Navigating her 30s and becoming unapologetically herself— Raising her daughter who became a published author at just 5 years old— Starting the conversation around autism and differently-abled children— Battling spiritual husbands from age 14 to 26 and walking through deliverance— How stillness, prayer, and faith became the backbone of everything she buildsThis is one of those episodes that will have you on the edge of your seat. Watch, share it, and send it to a woman who needs it today.Connect with Muthoni Ngugi:📲 Instagram: @muthoni_ngugi🏢 Gaze Holdings: @gazeholdings📚 Gaze Leadership Institute: @gazeleadershipinstitute🛋️ Gaze Furnishings: @gazefurnishingsFollow Be That Woman:📲 Instagram: @bethatwoman_podcast🎙️ Tiktok: @bethatwomanpodcast▶️ Subscribe so you never miss an episode

Forex trading is one of the most talked-about ways to make money online right now. Some people swear by it, others call it a scam. So what’s the truth? In this episode, I sit down with a Pioneer of Women in Forex, Kenya, Faith Gathoni aka GathoniFX to break it all down in simple terms. What is forex trading, how can beginners can get started, and what most people get completely wrong. From choosing a regulated broker like FXPesa to understanding how traders analyze the market using TradingView, this conversation walks you through the fundamentals and technical analysis in a way that actually makes sense.We also get into how the market really moves, from global economic activity to politics, and why the US dollar plays such a central role in everything. You’ll understand how traders decide whether to buy or sell, how timeframes and trading sessions work, and why the market is constantly moving.More importantly, we talk about risk.→ Why most beginners lose money.→ Why stop loss and risk-to-reward matter more than strategy.→ And why forex is not a get-rich-quick scheme, no matter what social media shows you.⚠️ We also break down trading gold, what pips and lot sizes mean, and why some assets move faster than others.At its core, trading is simple:Are you buying or selling?Where is your risk?Is the trade worth it?That’s it.If you’ve been curious about forex trading but overwhelmed by all the noise, this episode will give you clarity. 🔔 Don’t forget to:Like Subscribe Share with a woman who needs financial knowledgeforex trading for beginners, forex trading Kenya, how to trade forex, is forex trading legit, forex scam or legit, how to start forex trading, FXPesa review, TradingView tutorial, risk management forex, how to trade gold XAUUSD, pips and lot size explained, making money online Kenya, financial independence for women