Most people think the money sitting in their bank account is theirs — untouched, waiting in a vault with their name on it. It isn't. In the debut episode of the newly rebranded Be The Banker podcast (formerly The Waxmans), Josh and Yaritza Waxman break down how everyday families and business owners can stop renting their money to the bank and start building a private banking system of their own.

This is the same framework the Waxmans are using to structure their own family's wealth — from the mindset shift that has to come first, to the team you need around you, to the trust that holds it all together. If you've ever wondered how legacy families keep their wealth intact generation after generation, this is the conversation to start with.

In this episode:
• Why the real first step isn't financial — it's a mindset shift you and your spouse have to make together
• The difference between the "old-school bank" and building your own
• What actually happens to your money the moment you deposit it
• How to become "the Bank of [Your Last Name]" so your family borrows from you, not a lender
• Why building wealth is a team sport — and how to find professionals you can actually trust
• A look inside the Waxmans' own family mission and how they think about legacy
• A clear roadmap you can start on this week

Want the shortcut the wealthy have used for generations? Comment or DM us TRUST and we'll send it your way.

📄 Get the free Rockefeller Cheat Sheet 👉 https://rockefeller.myinfinitecapital.com
🔔 Subscribe for a new episode every week.

#InfiniteBanking #BecomeYourOwnBanker #IBC #WholeLifeInsurance #GenerationalWealth #FamilyBanking #WealthBuilding #FinancialEducation #Miami #BeTheBanker

Most people think the money sitting in their bank account is theirs — untouched, waiting in a vault with their name on it. It isn't. In the debut episode of the newly rebranded Be The Banker podcast (formerly The Waxmans), Josh and Yaritza Waxman break down how everyday families and business owners can stop renting their money to the bank and start building a private banking system of their own.

This is the same framework the Waxmans are using to structure their own family's wealth — from the mindset shift that has to come first, to the team you need around you, to the trust that holds it all together. If you've ever wondered how legacy families keep their wealth intact generation after generation, this is the conversation to start with.

In this episode:
 • Why the real first step isn't financial — it's a mindset shift you and your spouse have to make together
 • The difference between the "old-school bank" and building your own
 • What actually happens to your money the moment you deposit it
 • How to become "the Bank of [Your Last Name]" so your family borrows from you, not a lender
 • Why building wealth is a team sport — and how to find professionals you can actually trust
 • A look inside the Waxmans' own family mission and how they think about legacy
 • A clear roadmap you can start on this week

⏱ Chapters
 00:00 Cold open
 00:42 The rebrand: from The Waxmans to Be The Banker
 00:52 What a private family banking system actually is
 01:06 Step 1 — the mindset shift (get aligned with your spouse)
 02:02 Old-school bank vs. building your own
 03:04 Breaking the generational curse
 03:52 Do you really control the money in your account?
 05:47 Owning and controlling your own system
 06:09 "The Bank of [Your Last Name]"
 07:23 The estate-tax problem most people never see coming
 08:39 When should you actually start?
 09:56 Why not just "real estate is my life insurance"?
 11:12 The irrevocable life insurance trust
 11:26 How to find the right professional (and the red flags)
 12:58 Building your family-office team
 14:03 Inside our own family trust: the mission
 17:43 How long it takes to build
 18:19 The roadmap + the Rockefeller Cheat Sheet
 19:11 Clear next steps
 20:27 Come see us in Miami
 21:16 What happens if you never build one

📄 Get the free Rockefeller Cheat Sheet 👉 https://rockefeller.myinfinitecapital.com

🔔 Subscribe for a new episode every week.

#InfiniteBanking #BecomeYourOwnBanker #IBC #WholeLifeInsurance #GenerationalWealth #FamilyBanking #WealthBuilding #FinancialEducation #Miami #BeTheBanker

Most people say yes — why pay, I already own it? But watch what happens next.

If a stranger walked into your store, grabbed a cart, and slipped out the back… that's stealing. So why is it fine when we do the exact same thing to ourselves — with our own money?

Every dollar that leaves through the "back door" is revenue your personal economy never recaptures. Do it for 10, 20 years and the business you meant to pass down (or sell) is worth a fraction of what it could've been. Josh's own family lived this: a cash-only shop, nothing rung up, and now a business with almost no value to exit on.

The counterintuitive fix? Don't just pay yourself full price at your own store — overpay. Charge yourself, keep the profit inside a system you control, and reinvest it. That's the gap between a business that exits at 3–5x and one that exits at 20x, 50x, even 77x. And it works the same whether you own a company or earn a paycheck.

Comment BANK and we'll send you the Rockefeller Cheat Sheet — the one-page breakdown of how the wealthy keep every dollar flowing back through their own system instead of letting it walk out the back door.

Stop Saying "I Don't Have Time" — Here's Proof You Do

"I don't have the time." "I've got too much on my plate." We say it constantly — but it's almost never true. In this episode, Josh Waxman runs the exact time budget that proves most people are sitting on 15–20 unused hours a week, and shows you how to reclaim them.

We all get the same 168 hours. The difference between people who build something and people who stay stuck isn't more time — it's organized time. Josh walks through a live budgeting exercise (sleep, work, gym, personal development, family, meals) and shows how "dedicated blocks of time" turn a chaotic week into a schedule that runs itself.

What you'll learn:

• Why "I don't have time" is an organization problem, not a time problem
• How to budget all 168 hours of your week — down to the meal
• The Dedicated Blocks of Time system Josh learned from coach Jeffrey Combs
• How to uncover 15–20 hours a week you didn't know you had
• How to run your calendar so opportunities fit around your priorities

The same disciline that organizes your time is what builds lasting wealth. Want the framework the wealthy use to make their money work as hard as they do?

🔔 Subscribe for a new episode of Be The Banker every week.

You didn't buy a $50,000 car. You bought a $71,000 car — and quietly handed the bank the difference. Stretch the loan to 72 months and the payment drops, but the interest climbs. That's not a deal. That's the bank doing what it's designed to do.

In this episode, Josh breaks down why most people spend their whole life on the wrong side of the bank — and the system the wealthy use to sit on the other side of it. We get into what "becoming the banker" actually means (same system, different owner), the financial X-ray that finally gives you clarity and control, and why crypto and stock day-trading are Wall Street's best recent invention — because someone collects a fee every single time, and it's never you.

He also breaks the biggest myth in personal finance: that your income is fixed and your bills are set. Most people only ever learn to invest their money. The wealthy do the opposite — they engineer income up and expenses down. It's why a guy in Miami surrounded by Lambos and Ferraris still drives a hand-me-down car: there's a business to run, so why feed money to a depreciating asset?

And the part most people don't expect — the story underneath it all: dropping out of college, building a Philly cheesesteak business, losing everything in COVID and the riots, getting cancelled, and rebuilding from peanut-butter-and-jelly nights into the system taught here.

This isn't get-rich-quick. It's the part about money nobody sat you down and explained.

🔔 Subscribe for the full breakdown. Comment BANK and we'll send you where to start.

⏱ Chapters (approximate):
 0:00 You don't own it — they do
 0:55 The car loan trap: $50K, 8%, 72 months
 1:35 Clarity, control, liquidity — your financial X-ray
 3:26 Control over debt at every milestone
 4:11 What this is NOT: crypto, gambling, day trading
 5:00 Why day-trading is Wall Street's best invention
 6:15 Tax efficiency, valuation, and wealth structure
 8:00 Most people only learn to invest
 9:15 The myth of "fixed income, fixed bills"
 9:55 The wealthy do the opposite
 10:15 Lambos, Ferraris, and the hand-me-down car
 12:46 The origin story: cheesesteaks to collapse
 13:45 Rebuilding from PB&J nights
 14:30 Becoming an infinite banking practitioner

#InfiniteBanking #BecomeYourOwnBank #BeTheBank #WholeLifeInsurance #CashFlow #FinancialEducation #WealthBuilding #GrantCardone #JoshWaxman #MoneyMindset

You bought a $500,000 home. The bank made you pay a million for it — and you said thank you.

In this episode we break down the one system Wall Street and the banks never want you to understand: who actually controls your money. We run the real numbers on a mortgage ($400K loan → $463K in interest), a car loan ($50K that quietly becomes $71K), and the $21,000 that disappears straight into the bank's pocket… so they can lend it back out and profit on your money again.

Then we flip the whole thing: what if you became the banker? Same system, different owner.

We also expose why crypto and stock day-trading are Wall Street's best invention in years, where they fit on Grant Cardone's financial seniority rankings, why living below your means is a weapon (not a punishment), and the founder story behind it all — two restaurants, $1.2M in revenue, losing everything twice, and rebuilding with one principle: control your capital.

This isn't get-rich-quick. It's the 1% of information nobody taught you about money.

🔗 Join Our Live Money Masterclass
Learn how high-income operators build their own private banking system.
👉 https://masterclass.myinfinitecapital...

🚀 We're Hiring High-Level Sales Professionals
Looking to build a career helping families control their wealth?
👉 https://hiring.myinfinitecapital.com

🏛️ Attend Our Private Wealth Workshop (Miami)
👉 Join us: https://workshop.myinfinitecapital.com

📄 Download The Rockefeller Cheat Sheet
A simple breakdown of how the Rockefeller family structured their wealth.
👉 The Rockefeller Cheat Sheet: https://rockefeller.myinfinitecapital...

Liquidity scorecard
Scorecard: https://scorecard.myinfinitecapital.com

Website: https://www.myinfinitecapital.com

Everyone's talking about Infinite Banking — but 90% of people are building it on sand. 🏦 In this episode, Josh Waxman breaks down the one product that actually makes Infinite Banking work, and why term, IUL, and VUL quietly sink your financial foundation.

If someone told you that you can "become your own banker" with an indexed universal life policy, consider this your wake-up call. 🚨
In this episode, Josh covers:

✅ Why whole life insurance is the bedrock of Infinite Banking (and term, IUL, and VUL aren't)
✅ The renting-vs-owning trap that makes term insurance useless for IBC
✅ What Nelson Nash, the founder of IBC, actually said about universal life
✅ The hidden costs that can make an IUL blow up on you
✅ Why real stock-market returns are closer to 3–4% than the 8% you were promised
✅ A full $1M whole life breakdown — how $810K can go to work for you while your cash value keeps compounding
✅ Why Fortune 500 CEOs, banks, and families like the Rockefellers bank on whole life
Infinite Banking is a process — not a product. Take off your consumer hat, put on your banker hat. 🎩

🎟️ GET TICKETS TO OUR NEXT EVENT ON JULY 25th and 26th: https://event.myinfinitecapital.com/

🚀 Join the BYOB (Become Your Own Banker) program: https://ebook.myinfinitecapital.com/byob

🌐 Free resources: https://www.myinfinitecapital.com/

👉 If this opened your eyes, SUBSCRIBE, LIKE, and turn on notifications so you never miss a breakdown.

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#InfiniteBanking #WholeLifeInsurance #BecomeYourOwnBanker #IBC #IULvsWholeLife #FinancialFreedom #CashValue #WealthBuilding #InfiniteCapital #GenerationalWealth #FinancialEducation #MiamiFinancialEducator

Connect with me and my team 👇

🔗 Join Our Live Money Masterclass
Learn how high-income operators build their own private banking system.
👉 https://masterclass.myinfinitecapital.com

🚀 We're Hiring High-Level Sales Professionals
Looking to build a career helping families control their wealth?
👉 https://hiring.myinfinitecapital.com

🏛️ Attend Our Private Wealth Workshop (Miami)
👉 Join us: https://workshop.myinfinitecapital.com

📄 Download The Rockefeller Cheat Sheet
A simple breakdown of how the Rockefeller family structured their wealth.
👉 The Rockefeller Cheat Sheet: https://rockefeller.myinfinitecapital.com/

Liquidity scorecard
Scorecard: https://scorecard.myinfinitecapital.com/pdf

Website: https://www.myinfinitecapital.com

In this episode of the Infinite Capital Solutions podcast, Josh Waxman breaks down the most controversial topic in finance right now: AI is going to replace most financial advisors — and that's a good thing.

We get into: → Where AI is actually heading in the financial industry → Why most advisors won't survive the next 5 years → How entrepreneurs and high-income operators should be using AI for their money right now → The gap between where you are and where you want to be — and how AI is closing it faster than anyone expected → What this means for CPAs, wealth managers, and the people paying them

If you're a business owner, real estate investor, or high-income earner, this is the conversation you need to hear before the next 12 months happen.

🎙 Subscribe for new episodes weekly. 📩 Want to take control of your capital? Visit https://www.myinfinitecapital.com/ 🏛 Private Wealth Workshop — Miami, May 30 & 31, 2026 → https://workshop.myinfinitecapital.com/

GET TICKETS TO OUR EVENT: https://event.myinfinitecapital.com/

There’s a lot of noise, confusion, and misinformation out there about the Infinite Banking Concept… so today we’re breaking it ALL down.
Josh and Yaritza Waxman sit down to tackle the biggest myths, FAQs, and misunderstandings people have about IBC — and explain how this strategy actually works when set up properly.

If you’ve been curious about Infinite Banking, confused by conflicting content, or trying to understand whether it’s right for you… this video is your starting point.

We cover:
✔️ The most common IBC myths
✔️ What agents and clients get wrong
✔️ How to properly structure a policy
✔️ Why Infinite Banking is NOT the same as “just another life insurance policy”
✔️ Real answers from real practitioners

Watch The Full Video Here: 

https://youtu.be/bjyFDI0zPF0

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💬 Have questions?
Drop them in the comments — we answer everything.