In this episode of The Golden Hour, we sit down with Luann Sechrist, founder of Senior Planning Solutions, to unpack the truth about Medicaid planning.

Luann explains:

• Why putting a child’s name on assets can be risky
• Whether children can be held responsible for nursing home costs
• How veterans and their families can access little-known benefits
• The difference between Medicaid planning and pre-planning
• What families need before a first consultation
• How funeral planning can be used in spend down strategies

Luann also shares her philosophy of walking with families through this emotional process, helping them avoid costly mistakes, reduce family conflict, and protect what matters most.

✨ If you’re caring for aging parents or planning ahead for your own future, this episode is packed with insights you won’t want to miss.

In this episode of The Golden Hour, Liz Keller sits down with attorney Matthew Bollman of Pearson Bollman Law to talk about the legal and financial decisions that every family should prepare for as loved ones age. From creating a will or trust to navigating Medicaid and VA pension benefits, Matthew shares practical guidance and real-life stories from his work in estate planning and elder law.

We discuss:

• Why starting the conversation early is critical
• The difference between wills, trusts, and probate
• How to protect assets while planning for long-term care
• Navigating Medicaid rules and VA pension benefits
• Common mistakes families make—and how to avoid them

Whether you’re a senior, an adult child, or a caregiver, this conversation will help you feel informed and empowered to make the right decisions for the future.