Are Real Estate Investors evil? Becoming a landlord has a negative stigma, and there ares some legit reasons for this view. We get into the necessity of housing, the challenges faced by both landlords and tenants, and the ethical considerations that come with real estate investment. We emphasize the human element in real estate, highlighting the importance of treating tenants with empathy and respect.

Takeaways

• Housing is a necessity, not a luxury.
• Landlords and tenants both face challenges
• Ethical considerations are crucial in real estate investing.
• Landlords should treat tenants as people, not just transactions.
• Community-oriented investments can lead to better living conditions.
• Real estate investment is a business that requires ethical practices.

Get more on the BLOG.

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Disclaimer:
We are not a financial advisor. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. I shall not be held liable for any losses you may incur for information provided in this video. Please be careful! This podcast is for general information purposes only and is not financial advice.

*Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: MoneyChisme Affiliate Links and Paid Advertisers Disclosure.

Building a solid real estate team, as a real estate investor is key to your success. Sammie, a Latina investor shares her experiences with building a real estate team, learning from mistakes, and strategies for out-of-state investments. She highlights the significance of having an investor-friendly real estate agent, a reliable lender, and a good property management team.

Key Takeaways:
Teamwork is essential in real estate investing.
Finding an investor-friendly real estate agent is crucial.
Building relationships with lenders can streamline the investment process.
Community support is vital for success in real estate.

More Chisme on the blog:

https://moneychisme.com/dont-do-it-solo-how-to-build-a-real-estate-team/

Connect with Sammie:
https://www.instagram.com/invest_with_sammie/

More on the blog:

https://moneychisme.com/going-solo-is-bad-you-need-a-real-estate-investor-dream-team/

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https://www.youtube.com/@LinDoesInvesting

Disclaimer:
We are not financial advisors. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions.

Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: MoneyChisme Affiliate Links and Paid Advertisers Disclosure.

Fannie Mae removed the minimum credit score of 620, required to qualify for a loan. Trump wants to give a 50 year mortgage option. We talk about if it is a good idea, and the impact it may have. 

Takeaways

• Most people may not prefer a 50-year mortgage.
• Longer mortgage terms could impact financial planning for homeowners.
• Potential risks of long-term mortgages need to be considered.
• Consumer education on mortgage options is essential.
• The future of home financing may include more flexible terms.

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https://www.instagram.com/money_chisme/

https://www.instagram.com/lindoesinvesting/

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https://www.youtube.com/@LinDoesInvesting

Disclaimer:
We are not financial advisors. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions.

Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: MoneyChisme Affiliate Links and Paid Advertisers Disclosure.

How homeowners can leverage their home equity to start investing in real estate. We explore two primary methods: home equity loans and home equity lines of credit (HELOCs), detailing the pros and cons of each. The conversation emphasizes the importance of understanding one's financial situation and having a clear investment strategy. We also address common fears associated with using home equity for investments and provide insights on how to navigate these financial tools effectively.

Key Takeaways

• You might be sitting on cash and not even know it.
• Home equity can be turned into cash for investments.
• A home equity loan is like a second mortgage.
• A HELOC works like a credit card backed by home equity.
• You incur interest only on the amount you use from a HELOC.
• Understanding your debt-to-income ratio is crucial.
• There are limits to how much interest can increase on loans.
• Having a clear exit strategy is important when using equity.
• Investing in real estate is a wealth-building strategy.
• It's essential to research and understand your options before leveraging equity.
  
  

More on the Blog

https://moneychisme.com/how-to-use-your-home-equity-wisely-to-buy-a-rental-property/

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https://www.instagram.com/lindoesinvesting/

Join us on our Livestream every Saturday

https://www.youtube.com/@LinDoesInvesting

Disclaimer:
We are not financial advisors. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions.

Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: MoneyChisme Affiliate Links and Paid Advertisers Disclosure.

Exploring the intriguing world of spooky and potentially haunted houses as potential investment properties. We share our personal beliefs about hauntings, legal requirements for disclosing deaths in homes, and the cultural significance of energy in real estate. Plus we look at some spooky and "haunted" house listings, considering their investment potential, and sharing renovation ideas. From witchy houses to the famous haunted house from 'The Conjuring,' we get into the chisme on the potential for renovation, investment opportunities, and the unique charm of these properties, while also considering the risks associated with purchasing haunted real estate. All this with some laid back humor and insights into the real estate market, particularly in relation to spooky houses and their appeal.

Full show notes and chisme here:

https://moneychisme.com/would-you-buy-a-haunted-house-spooky-deals-as-investment-properties/

https://youtu.be/RNTvauDrB-g

Mentioned in this episode:

https://spookyhousesforsale.com/

https://www.zillow.com/homedetails/118-E-Pine-St-Independence-KS-67301/77252906_zpid/?

https://www.zillow.com/homedetails/207-S-Ellsworth-Ave-Salem-OH-44460/448917391_zpid/

https://www.realtor.com/realestateandhomes-detail/1677-Round-Top-Rd_Burrillville_RI_02830_M30405-99705

Get more chisme by joining our newsletter!

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https://www.instagram.com/money_chisme/

https://www.instagram.com/lindoesinvesting/

Join us on our Livestream every Saturday

https://www.youtube.com/@LinDoesInvesting

Disclaimer:
We are not financial advisors. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions.

Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: MoneyChisme Affiliate Links and Paid Advertisers Disclosure.

Feeling stuck on where to invest in real estate? In this episode of Real Estate Jefas, we break down how to choose your first rental market without getting overwhelmed. Whether you’re investing for cash flow or long-term appreciation, they walk you through the key indicators like population size, job growth, neighborhood class, and income levels.

This episode is for you if you’re a Latina wealth builder, navigating the world of real estate investing with zero blueprint but big goals. Learn how to start where you are, use what you know, and build your own wealth story — one property at a time.

Get more chisme on the blog:
https://moneychisme.com/how-to-pick-a-real-estate-market-without-the-stress/

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https://www.youtube.com/@LinDoesInvesting

Disclaimer:
We are not financial advisors. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions.

Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: MoneyChisme Affiliate Links and Paid Advertisers Disclosure.

From playing it safe with 401(k)s and savings account to becoming rental property owners. Here is why not maxing out your retirement fund and investing in real estate can help you reach financial independence and retire earlier. 

Violeta shares how a military VA loan (and a little accidental house hacking) kicked off her investing journey. Lindsey opens up about burning out as a nurse during the pandemic — and why that moment pushed her to chase financial freedom now, not at 65.

Get more chisme on the blog:

https://moneychisme.com/why-two-latina-investors-invest-in-real-estate-vs-maxing-out-401ks

This one’s for every amiga who’s been curious about real estate but thinks she has to be an expert to get started. You don’t need to know everything — you just need to start somewhere.

Get more chisme by joining our newsletter!

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Follow us on Social Media

https://www.instagram.com/money_chisme/

https://www.instagram.com/lindoesinvesting/

Join us on our Livestream every Saturday

https://www.youtube.com/@LinDoesInvesting

Disclaimer:
We are not financial advisors. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions.

Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: MoneyChisme Affiliate Links and Paid Advertisers Disclosure.

Walking through properties is a must for potential investment properties. But sometimes there are some unexpected surprises.  We share our experiences with some scary property walkthroughs and what we would do different.

Violeta recounts her first rehab experience, highlighting issues like mold and asbestos, while Lindsay shares a humorous yet alarming story about encountering fleas during a property visit. We also share some tips on how to stay safe during walkthroughs of rehab properties. 

Check out our youtube to watch the walkthrough videos. https://youtu.be/qRhfgEV3MaQ

More Chisme & tips on the Blog

https://moneychisme.com/scary-real-estate-property-walkthrough-fleas-mold-asbestos/

Get more chisme by joining our newsletter!

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Follow us on Social Media

https://www.instagram.com/money_chisme/

https://www.instagram.com/lindoesinvesting/

Join us on our Livestream every Saturday

https://www.youtube.com/@LinDoesInvesting

Disclaimer:
We are not financial advisors. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions.

Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: MoneyChisme Affiliate Links and Paid Advertisers Disclosure.

From fires to flooding, Violeta and Lindsay we share our personal experiences with the challenges of real estate investing, focusing on the scary side of property management. Lindsay recounts her first BRRRR project, which took a turn when a fire broke out in her property, leading to unexpected costs and insurance dilemmas. Violeta shares her own experience with flooding in her properties, highlighting the importance of community support and learning from challenges in real estate. Together, they emphasize the need for resilience and adaptability in the face of unforeseen obstacles.

Watch on Youtube

https://youtu.be/nWP8J3EOsA4

Get more chisme by joining our newsletter!

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Follow us on Social Media

https://www.instagram.com/money_chisme/

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https://www.youtube.com/@LinDoesInvesting

Disclaimer:
We are not financial advisors. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions.

Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: MoneyChisme Affiliate Links and Paid Advertisers Disclosure.