Behavioral Wealth Consulting Podcast

Most people sign up for a 401k with their employer without even knowing what they are investing in. Furthermore, most people don't even monitor their 401k performance over time. In this episode I'll go over what a 401k is, what employer matching is, and what to consider before taking out a loan or withdrawal on your 401k.

With the increase in popularity of cryptocurrency, most people still do not understand the blockchain technology that supports most cryptocurrencies. However blockchain has so many more other potential benefits that go make its way into everyday use. In this episode, I'll be sharing some information on blockchain technology and things to consider before investing in cryptocurrency.

For the longest time, I never understood the concept of "Paying yourself first". As I got older and more educated about my finances, I realized that I should have prioritized myself before spending money on other things. In this podcast, I'll go over some of the main reasons people are not saving/investing money to improve their financial future. Listen and see how many you can relate to.

Debt can be a serious threat to your financial security and peace of mind. But if you’re already in debt, it’s not the end of the world. It’s simply a good time to get organized and create a payoff plan that works for you. In this episode, I'll review some tips and strategies that may help you get out of debt faster.

Have you ever felt your emotions take over when making a big purchase, or when you had to invest a large amount towards something? Or maybe even got mad with someone you knew for not paying back the money you let them borrow? I’m sure most of us have. This is because there is a correlation between money and emotions. And in today’s show we’ll go a little more in depth on understanding your emotions and being able to use those emotions to improve your financial future.

What is Credit? “The ability of a customer to obtain goods or services before payment, based on the trust that payment will be made in the future.” Credit is a measure of your ability to handle your ability to handle your finances.

In this episode, I'll discuss the multiple factors that impact your credit score, the most common credit score ranges and tips to improve your score.

There are marked differences between the words rich and wealthy, but not many people know them. Because both words often imply fortune or luxury, people tend to ignore the nuances that differentiate both terms.

These differences are mainly subtle and lean towards concepts such as fulfillment, contentment and economic stability. It is worth noting that it is possible to be wealthy without being rich and also possible to be rich without being wealthy.

Like most people, I grew up wanting to live a lavish lifestyle of material things. However it wasn't until later in life that I realized that our education system and society isn't designed to teach you the financial literacy topics to help people achieve most of their financial goals.

I've started this podcast series to help you understand the relationship between your behaviors and emotion towards money and how to use financial literacy to your advantage.