The guys sit down with the VP of Commercial Lending at First United Bank McKinney, Matthew Heinrich in one of the most in depth and revealing episodes of Behind The Dollar. The guys discuss everything from how banks actually make money to dispelling some of the misconceptions people have when it comes to banks. The Pennsylvania native dishes out advice to any potential entrepreneurs when it comes to getting a loan from a bank and the type of budgeting tips he thinks everybody should use. The guys discuss 401k’s, IRA’s for your later years and the biggest difference between banking with a big commercial chain versus a small family owned bank, credit union or virtual institution.