In this episode, Dimitri sits down with our social media coordinator Hayley.

Hayley is 19 and has some important questions about how she should be spending and saving as a young adult preparing for her future.

All suggestions made in this podcast is general advice and not specific advice to your particular circumstance.

Please contact your financial planner for more information tailored to your circumstances.

In this episode, Dimitri discusses interest rate with Chartered Accountant Joshua Barnard.

They explain why interest rates are rising in Australia, what you can do to ensure you can continue to make loan repayments, how to get the best interest rate and how to maintain your investments.

All suggestions made in this podcast is general advice and not specific advice to your particular circumstance.

Please contact your financial planner for more information tailored to your circumstances.

Welcome to first episode of a new series from the Behind The Wealth Podcast with Dimitri Argyros. 

 This new series will see Dimitri review and recommend books that have shape his financial beliefs and helped to grow his knowledge of financial planning.

 The Richest Man in Babylon was written in 1926 by George S. Clason. The book contains financial advice in the form of parables in ancient Babylon. It is said to "reveal the secret to personal wealth" (Goodreads). 

In this episode, Dimitri explains how he came to love the classic novel and what he gained from reading the Babylonian parables.

Wondering how to budget and save money?

In today's episode, Dimitri explains the importance of budgeting. From the everyday cup of coffee to an international family getaway, it is important to know how much money you are spending every day, week, month, year, etc. 

Do you know how much money you spend everyday on your morning coffee? Where does your money go after every paycheck? How much are you saving for the future? Is it enough? 

Dimitri can help you answer all of these questions and more!

For more information or to get in contact with Dimitri and his team visit https://www.syprivatewealth.com.au/.

In this episode, Dimitri answers all of your questions regarding Guarantors.

We look at what it means to be a guarantor, what you need in order to qualify to be a guarantor and how to become one.

Most importantly, we also explore the risks of being a guarantor and what you should consider before agreeing to guarantee any loan.

For more information please contact your financial advisor or Silver and Young Private Wealth today.

In this episode, Dimitri addresses the issues beyond Financial Advice on retirement. We explore the different stages of retirement. We are touching on the psychological aspects of retirement and the most common and unspoken issues, that most people are not aware of, before retirement. In this episode, we are talking about a Ladies Auxiliary group and the purpose they found beyond retirement, the Lolly Pop man who had a purpose. When you get retirement advice do not just concentrate on the financial aspects of the retirement but also on the personal aspects and changes. View or listen to this episode, with an open mind, not only if you are thinking about retirement any time soon, but even if you have many years in front of you, to be prepared.

In this episode, we are dealing with the issue, of why is so important for your children to have a financial education. Is it for them to become rich? No, it is all about raising a capable, competent, balanced child, with street wisdom, surrounded by ethical values to protect them and will be the compass, when they have critical decisions to be made.

We all want as parents, our children to become better than us, fly higher than us, and achieve more than us, not only financially but as a person in a holistic view.

Financial education is as important as any other part of your child’s education. Do not underestimate it, it is important, it is easy and it can be fun.

Do you want to pay less tax and increase your retirement funds?

In this episode we are considering the Tax benefits of Carried Forward Concessional Contributions.

This can be a powerful tool and you must listen to this podcast because it could save you a lot of Tax especially:

• If you’re in your 50’s or 60’s.
• If you realised a good capital gain and you must pay Capital gain Tax.
• If you have funds available and are considering increasing your retirement funds.

You have only 3 weeks for you to consider before you lose that opportunity for this Financial Year.

In this episode we are defining what a Financial Gap is, and we are explaining why it is important to understand what Your Financial Gap is.

A Financial Gap is the missing link between you having enough to retire or what you need to achieve a financial goal, such as purchasing your home or investment property, starting a business, or having enough funds to take a year off to explore other possibilities in life.

As with everything in life:

• if you don’t define the objective.
• you cannot aim at the objective.
• you then cannot work towards that goal with a clear purpose because you are not sure what you are aiming at.

• If you believe it, then you are going to be a young soul in your 60’s and beyond.
• I believe in every stage of our life, even at your 60’s and beyond, we need to have an adaptable plan to get the best of our newest stage in life and keep doing what you do best if you still enjoy it.
• Do not subscribe to the standard “retire at 60 or 65 or 67”.
• Keep learning, especially in areas you are enjoying, and you can put in practice the new knowledge acquired. It will help you adapt to new things easier.
• Life expectancy is about 90 years of age, so one third of your life could be Infront of you, do not waste it. There may be plenty of time to turn dreams in to reality
• Review your financials, as if you were 40 years old, with discipline, consistency and be surrounded by a capable and trustworthy team.