A phone call or website can seem so impersonal. Or worse, it could be a financial scam. At least, those are possible thoughts one may have before they visit someone to handle their finances in retirement. It can be a scary thought to go out there and do something new. So, to help provide more confidence to face the unknown, this show will focus on what the process is like for a potential new client first meeting with a financial professional and what this meeting and process may entail.

For more information on retirement planning, visit ayersfinancial.com!

Looking for specific information about today's topic? Check out our resources page!

Welcome to Financial Sanity with Patrick Ayers

With so much financial noise, it's understandable why so many people are going financially insane. Taxes, Social Security, Wall Street, Healthcare...there is so much uncertainty about the modern retirement. Local, independent, reliable...Patrick Ayers, President and CEO of Ayers Financial Services can help provide a clear financial picture so you can achieve a fulfilling retirement. It is time to regain your financial sanity.

Retirement is one of life’s biggest milestones, but there are a lot of myths out there that can lead to costly mistakes. Today, Patrick will bust some of the most common myths about retirement and help you plan more savvy.

For more information on retirement planning, visit ayersfinancial.com!

Looking for specific information about today's topic? Check out our resources page!

Welcome to Financial Sanity with Patrick Ayers

With so much financial noise, it's understandable why so many people are going financially insane. Taxes, Social Security, Wall Street, Healthcare...there is so much uncertainty about the modern retirement. Local, independent, reliable...Patrick Ayers, President and CEO of Ayers Financial Services can help provide a clear financial picture so you can achieve a fulfilling retirement. It is time to regain your financial sanity.

A good financial professional helps you reach your retirement goals. A poor one, however, can hold you back. You might say the wrong financial advice is actually worse than going it alone on your retirement.

For more information on retirement planning, visit ayersfinancial.com!

Looking for specific information about today's topic? Check out our resources page!

Welcome to Financial Sanity with Patrick Ayers

With so much financial noise, it's understandable why so many people are going financially insane. Taxes, Social Security, Wall Street, Healthcare...there is so much uncertainty about the modern retirement. Local, independent, reliable...Patrick Ayers, President and CEO of Ayers Financial Services can help provide a clear financial picture so you can achieve a fulfilling retirement. It is time to regain your financial sanity.

Today, we're diving into what the Big Beautiful Bill could mean for your taxes, your future, and your retirement plans.

For more information on retirement planning, visit ayersfinancial.com!

Looking for specific information about today's topic? Check out our resources page!

Welcome to Financial Sanity with Patrick Ayers

With so much financial noise, it's understandable why so many people are going financially insane. Taxes, Social Security, Wall Street, Healthcare...there is so much uncertainty about the modern retirement. Local, independent, reliable...Patrick Ayers, President and CEO of Ayers Financial Services can help provide a clear financial picture so you can achieve a fulfilling retirement. It is time to regain your financial sanity.

People already find retirement planning overwhelming—and just when they feel like they’ve finally got everything in place and their plan is on track, their financial advisor steps in and says it’s time to rebalance. Suddenly, they’re again faced with having to make decisions they were uncomfortable making in the first place.

For more information on retirement planning, visit ayersfinancial.com!

Looking for specific information about today's topic? Check out our resources page!

Welcome to Financial Sanity with Patrick Ayers

With so much financial noise, it's understandable why so many people are going financially insane. Taxes, Social Security, Wall Street, Healthcare...there is so much uncertainty about the modern retirement. Local, independent, reliable...Patrick Ayers, President and CEO of Ayers Financial Services can help provide a clear financial picture so you can achieve a fulfilling retirement. It is time to regain your financial sanity.

The annual Social Security and Medicare Trustees report estimates that the Social Security retirement trust will run short of money in 2033. Understanding how to prepare for the possibility of lower Social Security payments is critical for people preparing for retirement. Listeners are invited to meet with the advisor for a Social Security Impact Review.

For more information on retirement planning, visit ayersfinancial.com!

Looking for specific information about today's topic? Check out our resources page!

Welcome to Financial Sanity with Patrick Ayers

With so much financial noise, it's understandable why so many people are going financially insane. Taxes, Social Security, Wall Street, Healthcare...there is so much uncertainty about the modern retirement. Local, independent, reliable...Patrick Ayers, President and CEO of Ayers Financial Services can help provide a clear financial picture so you can achieve a fulfilling retirement. It is time to regain your financial sanity.

The penalty for failing to withdraw the full Required Minimum Distribution (RMD) or missing a deadline is set at 25% of the unwithdrawn amount. You do not want steep penalties and potentially higher taxes swiping away at your retirement savings, leaving you with a fraction of the money you were counting on for retirement.

For more information on retirement planning, visit ayersfinancial.com!

Looking for specific information about today's topic? Check out our resources page!

Welcome to Financial Sanity with Patrick Ayers

With so much financial noise, it's understandable why so many people are going financially insane. Taxes, Social Security, Wall Street, Healthcare...there is so much uncertainty about the modern retirement. Local, independent, reliable...Patrick Ayers, President and CEO of Ayers Financial Services can help provide a clear financial picture so you can achieve a fulfilling retirement. It is time to regain your financial sanity.

Big changes to your retirement could be coming. Will the ‘Big, Beautiful Bill’ help protect your savings, or will it bring new risks? Stay tuned to find out. Today we’re breaking it all down and helping show you ways to stay ahead.

For more information on retirement planning, visit ayersfinancial.com!

Looking for specific information about today's topic? Check out our resources page!

Welcome to Financial Sanity with Patrick Ayers

With so much financial noise, it's understandable why so many people are going financially insane. Taxes, Social Security, Wall Street, Healthcare...there is so much uncertainty about the modern retirement. Local, independent, reliable...Patrick Ayers, President and CEO of Ayers Financial Services can help provide a clear financial picture so you can achieve a fulfilling retirement. It is time to regain your financial sanity.

There are a lot of moving parts when it comes to preparing for retirement. When should I take my Social Security? When might I accidentally trigger higher taxes? What if I make a wrong move with my retirement savings?   

For more information on retirement planning, visit ayersfinancial.com!

Looking for specific information about today's topic? Check out our resources page!

Welcome to Financial Sanity with Patrick Ayers

With so much financial noise, it's understandable why so many people are going financially insane. Taxes, Social Security, Wall Street, Healthcare...there is so much uncertainty about the modern retirement. Local, independent, reliable...Patrick Ayers, President and CEO of Ayers Financial Services can help provide a clear financial picture so you can achieve a fulfilling retirement. It is time to regain your financial sanity.

Remember when you were working, and you could count on a regular paycheck hitting your bank account every month? For many retirees, that predictable income is replaced by constantly checking portfolio values and worrying about market fluctuations. But retirement doesn't have to feel like a financial rollercoaster.

For more information on retirement planning, visit ayersfinancial.com!

Looking for specific information about today's topic? Check out our resources page!

Welcome to Financial Sanity with Patrick Ayers

With so much financial noise, it's understandable why so many people are going financially insane. Taxes, Social Security, Wall Street, Healthcare...there is so much uncertainty about the modern retirement. Local, independent, reliable...Patrick Ayers, President and CEO of Ayers Financial Services can help provide a clear financial picture so you can achieve a fulfilling retirement. It is time to regain your financial sanity.