Customers are looking to buy products while clients are looking to build a relationship. Steve and Mark talk about why it is important to define what you want before setting a meeting.

When Steve & Mark say, "Plan now for a worry-free retirement", they mean it. It's never too early to begin the planning process. Don't get to 75, lose your job & have $600 in the bank. START TODAY.

Just like delaying going to the dentist, delaying the planning process only makes things worse. Taxes WILL eat away at your savings, and impact your retirement, if you don't start planning now. Steve and Mark ask, "What are you waiting for?"

Why should you be worried about what happens in Cyprus? Listen to what Steve and Mark have to say.  Plus, the year is coming to a close and taxes are at an historic low.  It can't be stressed enough - tax planning is important in retirement.

Steve presents a concise chart on how to assess where one stands on their road to a secure retirement. Join him for this "first of a kind" radio simulcast.

Do your investments represent value? Do they produce revenue? Steve and Mark discuss the perils of a market reminescent of 2000.

Steve & Mark offer a good explanation of both Medicare & Social Security in this listener question radio show.

Leaving assets to one's ex-spouse may not have been in the plan but it can happen. Steve & Mark relate several stories that underscore how important it is to keep one's financial papers, such as beneficiaries, password accounts, etc. up-to-date.

Long-term healthcare planning is part of retirement planning. One listener asks, "How does one handle L-T healthcare planning"? Steve and Mark have an innovative solution.

Today's mail bag questions focus on home ownership. Should you pay off the mortgage; is a reverse mortgage a good idea; what about leaving the house to the kids? Steve and Mark raise goods points for families to think about.