Better Insurance Options

Better Insurance Options

By Frank SutterEducation
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Better Insurance Options episodes

  • Advantage Plan Benefits
    Doesn't Medicare Advantage do the same thing as Medigap?
    Yeah.....no. Actually, not even close.
    I got this question in my office the other day, and I wanted to help, because this is a big decision.
    The simple truth is that Medicare Advantage is much closer to Original Medicare. There are real differences with Medicare Advantage such as an Out Of Pocket Maximum, and the bundled Part D benefit, but overall, the two plans are very similar.
    Listen to find out more
    9 min
  • The Disadvantage of the Advantage Plan Drug Benefit
    Everyones perscription drug mix is different, Part D perscription drug coverage is not a "One-size fits all" choice. So why does an Advantage plan offer just one choice in drug coverage? To meet the needs of the largest number of beneficiaries, of course! If you choose a Part C Advantage plan, you have to take the drug plan that is attached to it. Period.
    So what is the solution to that? Go in a different direction! Consider Medicare Supplement plans, where you get better coverage, and you get to pick whatever drug coverage you want. Choice is good. Come explore the possibilities on my website, franklybetterme.com/seniorsecurity
    10 min

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